Inbank
- Offers
- 7
- Instant access
- 2.17%
- highest effective
- Deposit
- 3.41%
- highest effective
- Deposit guarantee
- Until €100,000
- Estonia scheme
Offers from Inbank
- Spaarrekening2.15% · 2.17% effective · since 28 Sep 2026€364interest per year
- Deposit 6 months2.51% · 2.53% effective€424per year, annualised
- Deposit 1 year2.53% · 2.53% effective€425interest per year
- Deposit 2 years3.30% · 3.30% effective · since 6 Oct 2026€554per year, annualised
- Deposit 3 years3.33% · 3.33% effective · since 1 Oct 2026€559per year, annualised
- Deposit 4 years3.35% · 3.35% effective · since 1 Oct 2026€563per year, annualised
- Deposit 5 years3.41% · 3.41% effective · since 14 Sep 2026€573per year, annualised
Saving at Inbank
Inbank is a bank from Estonia. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Inbank in your name.
For €16,800 we list 1 instant-access account and 6 deposits from Inbank, with terms from 6 months to 5 years. The best instant-access account, Spaarrekening, pays an effective 2.17% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 5 years at an effective 3.41% a year.
The lowest minimum deposit is €1.
Savings at Inbank fall under Tagatisfond – Hoiuste tagamise osafond, the statutory deposit guarantee scheme of Estonia, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Estonia does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at Inbank?
- At Inbank the highest effective annual rate for €16,800 is currently 2.17% on instant-access savings and 3.41% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at Inbank?
- Inbank (Inbank AS) takes part in Tagatisfond – Hoiuste tagamise osafond. If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from Inbank?
- Estonia does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at Inbank?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Inbank in your name.
Deposit guarantee and licence
- Institution
- Inbank AS
- Status
- Verified European deposit guarantee scheme
- Scheme
- Tagatisfond – Hoiuste tagamise osafond
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Tagatisfond ("TF")
Recent changes
Rate historyRSS- 6 Oct 2026, 02:31 · Rate downInbank – Termijndeposito (24 mo): 3.36% → 3.30%
- 1 Oct 2026, 02:46 · Rate upInbank – Termijndeposito (48 mo): 3.21% → 3.35%
- 1 Oct 2026, 02:46 · Rate upInbank – Termijndeposito (36 mo): 3.19% → 3.33%
- 28 Sep 2026, 02:24 · Rate downInbank – Spaarrekening: 2.20% → 2.15%
- 14 Sep 2026, 14:26 · Rate upInbank – Termijndeposito (48 mo): 3.06% → 3.21%
- 14 Sep 2026, 14:26 · Rate upInbank – Termijndeposito (36 mo): 3.06% → 3.19%
- 14 Sep 2026, 14:26 · Rate upInbank – Termijndeposito (60 mo): 3.11% → 3.41%
- 14 Sep 2026, 14:26 · Rate upInbank – Spaarrekening: 2.16% → 2.20%
- 14 Sep 2026, 14:26 · Rate upInbank – Termijndeposito (24 mo): 2.96% → 3.36%