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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Izola Bank

Izola Bank p.l.c · Malta
Website
Offers
5
Instant access
2.10%
highest effective
Deposit
—
highest effective
Deposit guarantee
Until €100,000
Malta scheme

Offers from Izola Bank

ProductTypeRateEffectiveYour return
Spaarrekening met voorwaarden
via Raisin
Instant access2.10%
▲ 0.2014 Sep 2026Rate over the last 365 days. Raised on 14 Sep 2026 from 1.90% to 2.10%.
2.10%€353
interest per year
Details
Termijndeposito
via Raisin
Deposit · 3 months1.78%
1.79%€301
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 6 months1.95%
1.96%€329
per year, annualised
Details

Saving at Izola Bank

Izola Bank is a bank from Malta. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Izola Bank in your name.

For €16,800 we list 1 instant-access account from Izola Bank. The best instant-access account, Spaarrekening met voorwaarden, pays an effective 2.10% a year. The highest instant-access rate in our comparison is 3.04% right now.

The lowest minimum deposit is €1.

Savings at Izola Bank fall under Depositor Compensation Scheme (Malta), the statutory deposit guarantee scheme of Malta, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Malta does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Izola Bank?
At Izola Bank the highest effective annual rate for €16,800 is currently 2.10% on instant-access savings. The table on this page has every offer with its rate and conditions.
Is my money safe at Izola Bank?
Izola Bank (Izola Bank p.l.c) takes part in Depositor Compensation Scheme (Malta). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Izola Bank?
Malta does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Izola Bank?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Izola Bank in your name.

Deposit guarantee and licence

Institution
Izola Bank p.l.c
Status
Verified European deposit guarantee scheme
Scheme
Depositor Compensation Scheme (Malta)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsMalta Financial Services Authority
source ↗ · 18 Sep 2026

Recent changes

Rate historyRSS
  • 14 Sep 2026, 14:26 · Rate upIzola Bank – Spaarrekening met voorwaarden: 1.90% → 2.10%
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All changes of Izola Bank →

Termijndeposito
via Raisin
Deposit · 1 year
1.00%
1.00%
€168
interest per year
Details
Termijndeposito
via Raisin
Deposit · 2 years2.00%
2.00%€336
per year, annualised
Details
  • Spaarrekening met voorwaarden2.10% · 2.10% effective · since 14 Sep 2026€353interest per year
  • Deposit 3 months1.78% · 1.79% effective€301per year, annualised
  • Deposit 6 months1.95% · 1.96% effective€329per year, annualised
  • Deposit 1 year1.00% · 1.00% effective€168interest per year
  • Deposit 2 years2.00% · 2.00% effective€336per year, annualised