Klarna Bank rate history
The course of Klarna Bank's savings and deposit rates: every rate increase and cut with its date, the current rate and since when it applies.
Flex rekening
2.20%Klarna Bank's Flex rekening is now at 2.20%, since 30 Sep 2026. The last change was on 30 Sep 2026: from 3.00% to 2.20%. Since 2 Sep 2026 we have seen 2 changes to this rate.
| From | Rate |
|---|---|
| 30 Sep 2026 · now | 2.20% |
| 18 Sep 2026 | 3.00% |
| 2 Sep 2026 | 3.00% |
Spaarrekening
2.01%Klarna Bank's Spaarrekening is now at 2.01%, since 18 Sep 2026. The last change was on 18 Sep 2026: from 1.80% to 2.01%. Since 2 Sep 2026 we have seen 1 change to this rate.
| From | Rate |
|---|---|
| 18 Sep 2026 · now | 2.01% |
| 2 Sep 2026 | 1.80% |
Klarna Bank's Vaste rekening (1 year) is now at 2.95%, since 9 Oct 2026. The last change was on 9 Oct 2026: from 3.00% to 2.95%. Since 2 Sep 2026 we have seen 1 change to this rate.
| From | Rate |
|---|---|
| 9 Oct 2026 · now | 2.95% |
| 2 Sep 2026 | 3.00% |
Klarna Bank's Termijndeposito (1 year) is now at 2.76%, since 12 Oct 2026. The last change was on 12 Oct 2026: from 2.81% to 2.76%. Since 2 Sep 2026 we have seen 3 changes to this rate.
| From | Rate |
|---|---|
| 12 Oct 2026 · now | 2.76% |
| 25 Sep 2026 | 2.81% |
| 15 Sep 2026 | 2.90% |
| 2 Sep 2026 | 3.00% |
Klarna Bank's Vaste rekening (2 years) is now at 3.15%, since 25 Sep 2026. The last change was on 25 Sep 2026: from 3.05% to 3.15%. Since 2 Sep 2026 we have seen 1 change to this rate.
| From | Rate |
|---|---|
| 25 Sep 2026 · now | 3.15% |
| 2 Sep 2026 | 3.05% |
Klarna Bank's Termijndeposito (2 years) is now at 2.96%, since 15 Sep 2026. The last change was on 15 Sep 2026: from 3.05% to 2.96%. Since 2 Sep 2026 we have seen 1 change to this rate.
| From | Rate |
|---|---|
| 15 Sep 2026 · now | 2.96% |
| 2 Sep 2026 | 3.05% |
All changes
- 31 Oct 2026, 02:45 · DeactivatedKlarna – Vaste rekening 3m not found in 12 consecutive runs; deactivated
- 31 Oct 2026, 02:45 · DeactivatedKlarna – Vaste rekening 6m not found in 12 consecutive runs; deactivated
- 28 Oct 2026, 21:50 · Possibly goneKlarna – Vaste rekening 3m missing from the source (3 runs)
- 28 Oct 2026, 21:50 · Possibly goneKlarna – Vaste rekening 6m missing from the source (3 runs)
- 12 Oct 2026, 02:22 · Rate downKlarna Bank – Termijndeposito (12 mo): 2.81% → 2.76%
- 12 Oct 2026, 02:22 · Rate downKlarna Bank – Termijndeposito (6 mo): 2.40% → 1.96%
- 9 Oct 2026, 09:38 · Rate downKlarna – Vaste rekening (12 mo): 3.00% → 2.95%
- 9 Oct 2026, 09:38 · Rate downKlarna – Vaste rekening (6 mo): 2.59% → 2.15%
- 30 Sep 2026, 19:20 · Promotion endedKlarna – Flex rekening: promotional rate 3.00% ended; the rate is now 2.20%
- 25 Sep 2026, 09:19 · Rate upKlarna – Vaste rekening (24 mo): 3.05% → 3.15%
- 25 Sep 2026, 09:19 · Rate downKlarna – Vaste rekening (6 mo): 2.89% → 2.59%
- 25 Sep 2026, 09:19 · Rate upKlarna – Vaste rekening (48 mo): 3.10% → 3.24%
- 25 Sep 2026, 09:19 · Rate upKlarna – Vaste rekening (18 mo): 3.02% → 3.11%
- 25 Sep 2026, 09:19 · Rate upKlarna – Vaste rekening (36 mo): 3.08% → 3.19%
- 25 Sep 2026, 02:09 · Rate downKlarna Bank – Termijndeposito (12 mo): 2.90% → 2.81%
- 25 Sep 2026, 02:09 · Rate downKlarna Bank – Termijndeposito (6 mo): 2.70% → 2.40%
- 18 Sep 2026, 02:41 · Rate upKlarna Bank – Spaarrekening: 1.80% → 2.01%
- 15 Sep 2026, 15:59 · Rate downKlarna Bank – Termijndeposito (24 mo): 3.05% → 2.96%
- 15 Sep 2026, 15:59 · Rate downKlarna Bank – Termijndeposito (48 mo): 3.10% → 3.05%
- 15 Sep 2026, 15:59 · Rate downKlarna Bank – Termijndeposito (18 mo): 3.02% → 2.92%
- 15 Sep 2026, 15:59 · Rate downKlarna Bank – Termijndeposito (36 mo): 3.08% → 3.00%
- 15 Sep 2026, 15:59 · Rate downKlarna Bank – Termijndeposito (12 mo): 3.00% → 2.90%
Advertised annual rate, gross. The history starts on the day we began following the account and is only ever appended to, never overwritten.