Klarna Bank rate history
The course of Klarna Bank's savings and deposit rates: every rate increase and cut with its date, the current rate and since when it applies.
Flex rekening
3.00%Klarna Bank's Flex rekening is now at 3.00%, since 18 Sep 2026. The last change was on 18 Sep 2026: from 3.00% to 3.00%. Since 2 Sep 2026 we have seen 1 change to this rate.
| From | Rate |
|---|---|
| 18 Sep 2026 · now | 3.00% |
| 2 Sep 2026 | 3.00% |
Spaarrekening
2.01%Klarna Bank's Spaarrekening is now at 2.01%, since 18 Sep 2026. The last change was on 18 Sep 2026: from 1.80% to 2.01%. Since 2 Sep 2026 we have seen 1 change to this rate.
| From | Rate |
|---|---|
| 18 Sep 2026 · now | 2.01% |
| 2 Sep 2026 | 1.80% |
Klarna Bank's Vaste rekening (1 year) is now at 3.00%, since our measurements began. Since 2 Sep 2026, when we started following this rate, it has not changed.
| From | Rate |
|---|---|
| 2 Sep 2026 · now | 3.00% |
Klarna Bank's Termijndeposito (1 year) is now at 2.90%, since 15 Sep 2026. The last change was on 15 Sep 2026: from 3.00% to 2.90%. Since 2 Sep 2026 we have seen 1 change to this rate.
| From | Rate |
|---|---|
| 15 Sep 2026 · now | 2.90% |
| 2 Sep 2026 | 3.00% |
Klarna Bank's Vaste rekening (2 years) is now at 3.05%, since our measurements began. Since 2 Sep 2026, when we started following this rate, it has not changed.
| From | Rate |
|---|---|
| 2 Sep 2026 · now | 3.05% |
Klarna Bank's Termijndeposito (2 years) is now at 2.96%, since 15 Sep 2026. The last change was on 15 Sep 2026: from 3.05% to 2.96%. Since 2 Sep 2026 we have seen 1 change to this rate.
| From | Rate |
|---|---|
| 15 Sep 2026 · now | 2.96% |
| 2 Sep 2026 | 3.05% |
All changes
- 18 Sep 2026, 15:43 · ConditionsKlarna – Flex rekening: rate structure/conditions changed
- 18 Sep 2026, 02:41 · Rate upKlarna Bank – Spaarrekening: 1.80% → 2.01%
- 15 Sep 2026, 15:59 · Rate downKlarna Bank – Termijndeposito (18 mo): 3.02% → 2.92%
- 15 Sep 2026, 15:59 · Rate downKlarna Bank – Termijndeposito (12 mo): 3.00% → 2.90%
- 15 Sep 2026, 15:59 · Rate downKlarna Bank – Termijndeposito (24 mo): 3.05% → 2.96%
- 15 Sep 2026, 15:59 · Rate downKlarna Bank – Termijndeposito (36 mo): 3.08% → 3.00%
- 15 Sep 2026, 15:59 · Rate downKlarna Bank – Termijndeposito (48 mo): 3.10% → 3.05%
Advertised annual rate, gross. The history starts on the day we began following the account and is only ever appended to, never overwritten.