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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Knab

BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG · Austria · supervised by FMA (Oostenrijk)
Website
Offers
6
Instant access
1.26%
highest effective
Deposit
2.10%
highest effective
Deposit guarantee
Until €100,000
Austria scheme

Offers from Knab

ProductTypeRateEffectiveYour return
Flexibel SparenInstant access1.25%
1.26%€126
interest per year
Details
Deposito SparenDeposit · 1 year1.80%
1.80%€180
interest per year
Details
Deposito SparenDeposit · 2 years1.90%
1.90%€190
per year, annualised
Details
Deposito SparenDeposit · 3 years2.00%
2.00%€200
per year, annualised

Saving at Knab

Knab is a brand of BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG, a bank from Austria, supervised by FMA (Oostenrijk). You open an account with the bank itself, online.

For €10,000 we list 1 instant-access account and 5 deposits from Knab, with terms from 1 year to 5 years. The best instant-access account, Flexibel Sparen, pays an effective 1.26% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 5 years at an effective 2.10% a year.

The lowest minimum deposit is €1,000. Some rates require a current account with the bank as well.

Savings at Knab fall under Einlagensicherung AUSTRIA Ges.m.b.H. (ESA), the statutory deposit guarantee scheme of Austria, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Austria does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Knab?
At Knab the highest effective annual rate for €10,000 is currently 1.26% on instant-access savings and 2.10% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Knab?
Knab (BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG) takes part in Einlagensicherung AUSTRIA Ges.m.b.H. (ESA). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Knab?
Austria does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Knab?
You open an account with the bank itself, online.

Deposit guarantee and licence

Institution
BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG
Status
Verified European deposit guarantee scheme
Scheme
Einlagensicherung AUSTRIA Ges.m.b.H. (ESA)
Guarantee
€100,000 per person per institution
Verification
Knab/BAWAG eigen DGS-informatie
detailsfusie 29-11-2025); Oostenrijkse wettelijke depositogarantie (ESA) geldt voor alle Oostenrijkse kredietinstellingen
source ↗ · 2 Sep 2026

Recent changes

Rate historyRSS

No changes seen since we started following Knab .

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All changes of Knab →

Details
Deposito SparenDeposit · 4 years2.05%
2.05%€205
per year, annualised
Details
Deposito SparenDeposit · 5 years2.10%
2.10%€210
per year, annualised
Details
  • Flexibel Sparen1.25% · 1.26% effective · since 2 Sep 2026€126interest per year
  • Deposit 1 year1.80% · 1.80% effective · since 2 Sep 2026€180interest per year
  • Deposit 2 years1.90% · 1.90% effective · since 2 Sep 2026€190per year, annualised
  • Deposit 3 years2.00% · 2.00% effective · since 2 Sep 2026€200per year, annualised
  • Deposit 4 years2.05% · 2.05% effective · since 2 Sep 2026€205per year, annualised
  • Deposit 5 years2.10% · 2.10% effective · since 2 Sep 2026€210per year, annualised