Knab
- Offers
- 6
- Instant access
- 1.26%
- highest effective
- Deposit
- 2.60%
- highest effective
- Deposit guarantee
- Until €100,000
- Austria scheme
Offers from Knab
- Flexibel Sparen1.25% · 1.26% effective · since 2 Sep 2026€628interest per year
- Deposit 1 year2.40% · 2.40% effective · since 21 Oct 2026€1,200interest per year
- Deposit 2 years2.45% · 2.45% effective · since 21 Oct 2026€1,225per year, annualised
- Deposit 3 years2.50% · 2.50% effective · since 21 Oct 2026€1,250per year, annualised
- Deposit 4 years2.55% · 2.55% effective · since 21 Oct 2026€1,275per year, annualised
- Deposit 5 years2.60% · 2.60% effective · since 21 Oct 2026€1,300per year, annualised
Saving at Knab
Knab is a brand of BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG, a bank from Austria, supervised by FMA (Oostenrijk). You open an account with the bank itself, online.
For €50,000 we list 1 instant-access account and 5 deposits from Knab, with terms from 1 year to 5 years. The best instant-access account, Flexibel Sparen, pays an effective 1.26% a year. The highest instant-access rate in our comparison is 3.03% right now. The best-paying deposit runs for 5 years at an effective 2.60% a year.
The lowest minimum deposit is €1,000. Some rates require a current account with the bank as well.
Savings at Knab fall under Einlagensicherung AUSTRIA Ges.m.b.H. (ESA), the statutory deposit guarantee scheme of Austria, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Austria does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at Knab?
- At Knab the highest effective annual rate for €50,000 is currently 1.26% on instant-access savings and 2.60% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at Knab?
- Knab (BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG) takes part in Einlagensicherung AUSTRIA Ges.m.b.H. (ESA). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from Knab?
- Austria does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at Knab?
- You open an account with the bank itself, online.
Deposit guarantee and licence
- Institution
- BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG
- Status
- Verified European deposit guarantee scheme
- Scheme
- Einlagensicherung AUSTRIA Ges.m.b.H. (ESA)
- Guarantee
- €100,000 per person per institution
- Verification
- Knab/BAWAG eigen DGS-informatiesource ↗ · 2 Sep 2026
details
fusie 29-11-2025); Oostenrijkse wettelijke depositogarantie (ESA) geldt voor alle Oostenrijkse kredietinstellingen
Recent changes
Rate historyRSS- 22 Oct 2026, 00:58 · Rate upKnab – Deposito Sparen (48 mo): 2.05% → 2.55%
- 22 Oct 2026, 00:58 · Rate upKnab – Deposito Sparen (60 mo): 2.10% → 2.60%
- 22 Oct 2026, 00:58 · Rate upKnab – Deposito Sparen (36 mo): 2.00% → 2.50%
- 22 Oct 2026, 00:58 · Rate upKnab – Deposito Sparen (12 mo): 1.80% → 2.40%
- 22 Oct 2026, 00:58 · Rate upKnab – Deposito Sparen (24 mo): 1.90% → 2.45%