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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Lloyds Bank

Lloyds Bank GmbH · Germany · supervised by BaFin
Website
Offers
1
Instant access
1.50%
highest effective
Deposit
—
highest effective
Deposit guarantee
Until €100,000
Germany scheme

Offers from Lloyds Bank

ProductTypeRateEffectiveYour return
Internet SpaarrekeningInstant access1.50%
1.50%€150
interest per year
Details
  • Internet Spaarrekening1.50% · 1.50% effective · since 2 Sep 2026€150interest per year

Saving at Lloyds Bank

Lloyds Bank is a bank from Germany, supervised by BaFin. You open an account with the bank itself, online.

For €10,000 we list 1 instant-access account from Lloyds Bank. The best instant-access account, Internet Spaarrekening, pays an effective 1.50% a year. The highest instant-access rate in our comparison is 3.04% right now.

Savings at Lloyds Bank fall under Entschädigungseinrichtung deutscher Banken GmbH (EdB), the statutory deposit guarantee scheme of Germany, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Germany does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Lloyds Bank?
At Lloyds Bank the highest effective annual rate for €10,000 is currently 1.50% on instant-access savings. The table on this page has every offer with its rate and conditions.
Is my money safe at Lloyds Bank?
Lloyds Bank (Lloyds Bank GmbH) takes part in Entschädigungseinrichtung deutscher Banken GmbH (EdB). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Lloyds Bank?
Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Lloyds Bank?
You open an account with the bank itself, online.

Deposit guarantee and licence

Institution
Lloyds Bank GmbH
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB)
Guarantee
€100,000 per person per institution
Verification
EdB
detailshandmatig gecontroleerd
source ↗ · 2 Sep 2026

Recent changes

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No changes seen since we started following Lloyds Bank .

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