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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Mano Bank

AB Mano bankas · Lithuania
Website
Offers
7
Instant access
—
highest effective
Deposit
3.36%
highest effective
Deposit guarantee
Until €100,000
Lithuania scheme

Offers from Mano Bank

ProductTypeRateEffectiveYour return
Termijndeposito
via Raisin
Deposit · 9 months3.05%
3.06%€3,062
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 1 year3.36%
▼ 0.0516 Sep 2026Rate over the last 365 days. Lowered on 16 Sep 2026 from 3.41% to 3.36%.
3.36%€3,360
interest per year
Details
Termijndeposito
via Raisin
Deposit · 18 months3.36%
▼ 0.0516 Sep 2026Rate over the last 365 days. Lowered on 16 Sep 2026 from 3.41% to 3.36%.

Saving at Mano Bank

Mano Bank is a brand of AB Mano bankas, a bank from Lithuania. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Mano Bank in your name.

For €100,000 we list 7 deposits from Mano Bank, with terms from 9 months to 5 years. The best-paying deposit runs for 1 year at an effective 3.36% a year.

The lowest minimum deposit is €20,000.

Savings at Mano Bank fall under Indėlių ir investicijų draudimas (IID), the statutory deposit guarantee scheme of Lithuania, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Lithuania withholds 15.00% tax on interest; with a certificate of tax residence that becomes 10.00% for a resident of the Netherlands.

What is the savings rate at Mano Bank?
At Mano Bank the highest effective annual rate for €100,000 is currently 3.36% on a 1 year deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Mano Bank?
Mano Bank (AB Mano bankas) takes part in Indėlių ir investicijų draudimas (IID). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Mano Bank?
Lithuania withholds 15.00% tax on interest; with a certificate of tax residence that becomes 10.00% for a resident of the Netherlands.
How do I open an account at Mano Bank?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Mano Bank in your name.

Deposit guarantee and licence

Institution
AB Mano bankas
Status
Verified European deposit guarantee scheme
Scheme
Indėlių ir investicijų draudimas (IID)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsViešoji įstaigai „Indėlių ir investicijų draudimas“
source ↗ · 18 Sep 2026

Recent changes

Rate historyRSS
  • 16 Sep 2026, 09:48 · Rate downMano Bank – Termijndeposito (18 mo): 3.41% → 3.36%
  • 16 Sep 2026, 09:48 · Rate downMano Bank – Termijndeposito (24 mo): 3.41% → 3.36%
  • 16 Sep 2026, 09:48 · Rate downMano Bank – Termijndeposito (12 mo): 3.41% → 3.36%
E-mail me when this changes
As soon as a rate or offer from Mano Bank changes, you get one e-mail. Every mail has a one-click unsubscribe link.

3.33%
€3,332
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 2 years3.36%
▼ 0.0516 Sep 2026Rate over the last 365 days. Lowered on 16 Sep 2026 from 3.41% to 3.36%.
3.31%€3,305
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 3 years2.00%
1.96%€1,961
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 4 years2.00%
1.94%€1,943
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 5 years2.00%
1.92%€1,924
per year, annualised
Details
  • Deposit 9 months3.05% · 3.06% effective€3,062per year, annualised
  • Deposit 1 year3.36% · 3.36% effective · since 16 Sep 2026€3,360interest per year
  • Deposit 18 months3.36% · 3.33% effective · since 16 Sep 2026€3,332per year, annualised
  • Deposit 2 years3.36% · 3.31% effective · since 16 Sep 2026€3,305per year, annualised
  • Deposit 3 years2.00% · 1.96% effective€1,961per year, annualised
  • Deposit 4 years2.00% · 1.94% effective€1,943per year, annualised
  • Deposit 5 years2.00% · 1.92% effective€1,924per year, annualised

All changes of Mano Bank →