Spaarradar

MeDirect rate history

The course of MeDirect's savings and deposit rates: every rate increase and cut with its date, the current rate and since when it applies.

MeMax Savings Account

2.00%

MeDirect's MeMax Savings Account is now at 2.00%, since 15 Sep 2026. The last change was on 15 Sep 2026: from 2.00% to 2.00%. Since 6 Aug 2025 we have seen 1 change to this rate.

1.75%2.00%2.25%6 Aug 202521 Mar 2026now2.00%2.00% from 6 Aug 2025 until 15 Sep 20262.00% from 15 Sep 2026 until now
FromRate
15 Sep 2026 · now2.00%
6 Aug 20252.00%

Me6 Savings Account

0.50%

MeDirect's Me6 Savings Account is now at 0.50%, since 15 Sep 2026. The last change was on 15 Sep 2026: from 0.30% to 0.50%. Since 6 Aug 2025 we have seen 30 changes to this rate.

0.00%0.25%0.50%0.75%6 Aug 202521 Mar 2026now0.50%0.50% from 6 Aug 2025 until 9 Sep 20250.30% from 6 Aug 2025 until 9 Sep 20250.20% from 6 Aug 2025 until 9 Sep 20250.50% from 9 Sep 2025 until 1 Jan 20260.50% from 9 Sep 2025 until 1 Jan 20260.30% from 9 Sep 2025 until 1 Jan 20260.20% from 9 Sep 2025 until 1 Jan 20260.30% from 9 Sep 2025 until 1 Jan 20260.20% from 9 Sep 2025 until 1 Jan 20260.20% from 1 Jan 2026 until 7 Mar 20260.50% from 1 Jan 2026 until 7 Mar 20260.30% from 1 Jan 2026 until 7 Mar 20260.20% from 7 Mar 2026 until 20 Apr 20260.30% from 7 Mar 2026 until 20 Apr 20260.50% from 7 Mar 2026 until 20 Apr 20260.20% from 20 Apr 2026 until 18 May 20260.30% from 20 Apr 2026 until 18 May 20260.50% from 20 Apr 2026 until 18 May 20260.30% from 18 May 2026 until 13 Jun 20260.50% from 18 May 2026 until 13 Jun 20260.20% from 18 May 2026 until 13 Jun 20260.20% from 13 Jun 2026 until 26 Aug 20260.50% from 13 Jun 2026 until 26 Aug 20260.30% from 13 Jun 2026 until 26 Aug 20260.20% from 13 Jun 2026 until 26 Aug 20260.50% from 13 Jun 2026 until 26 Aug 20260.30% from 13 Jun 2026 until 26 Aug 20260.20% from 26 Aug 2026 until 15 Sep 20260.50% from 26 Aug 2026 until 15 Sep 20260.30% from 26 Aug 2026 until 15 Sep 20260.50% from 15 Sep 2026 until now
FromRate
15 Sep 2026 · now0.50%
26 Aug 20260.30%
26 Aug 20260.50%
26 Aug 20260.20%
13 Jun 20260.30%
13 Jun 20260.50%
13 Jun 20260.20%
13 Jun 20260.30%
13 Jun 20260.50%
13 Jun 20260.20%
18 May 20260.20%
18 May 20260.50%

Me3 Savings Account

0.30%

MeDirect's Me3 Savings Account is now at 0.30%, since our measurements began. Since 15 Sep 2026, when we started following this rate, it has not changed.

0.00%0.25%0.50%0.75%15 Sep 20269 Oct 2026now0.30%0.30% from 15 Sep 2026 until now
FromRate
15 Sep 2026 · now0.30%

Me1 Savings Account

0.20%

MeDirect's Me1 Savings Account is now at 0.20%, since our measurements began. Since 15 Sep 2026, when we started following this rate, it has not changed.

0.00%0.25%0.50%15 Sep 20269 Oct 2026now0.20%0.20% from 15 Sep 2026 until now
FromRate
15 Sep 2026 · now0.20%

Fixed Term Deposit (1 year)

2.35%

MeDirect's Fixed Term Deposit (1 year) is now at 2.35%, since 15 Sep 2026. The last change was on 15 Sep 2026: from 2.35% to 2.35%. Since 6 Aug 2025 we have seen 2 changes to this rate.

2.00%2.25%2.50%2.75%3.00%6 Aug 202521 Mar 2026now2.35%2.55% from 6 Aug 2025 until 1 Jan 20262.35% from 1 Jan 2026 until 15 Sep 20262.35% from 15 Sep 2026 until now
FromRate
15 Sep 2026 · now2.35%
1 Jan 20262.35%
6 Aug 20252.55%

Fixed Term Deposit (2 years)

2.40%

MeDirect's Fixed Term Deposit (2 years) is now at 2.40%, since 15 Sep 2026. The last change was on 15 Sep 2026: from 2.40% to 2.40%. Since 6 Aug 2025 we have seen 3 changes to this rate.

2.00%2.25%2.50%2.75%6 Aug 202521 Mar 2026now2.40%2.30% from 6 Aug 2025 until 1 Jan 20262.35% from 1 Jan 2026 until 20 Apr 20262.40% from 20 Apr 2026 until 15 Sep 20262.40% from 15 Sep 2026 until now
FromRate
15 Sep 2026 · now2.40%
20 Apr 20262.40%
1 Jan 20262.35%
6 Aug 20252.30%

Fixed Term Deposit (5 years)

2.40%

MeDirect's Fixed Term Deposit (5 years) is now at 2.40%, since 15 Sep 2026. The last change was on 15 Sep 2026: from 2.40% to 2.40%. Since 6 Aug 2025 we have seen 1 change to this rate.

2.00%2.25%2.50%2.75%6 Aug 202521 Mar 2026now2.40%2.40% from 6 Aug 2025 until 15 Sep 20262.40% from 15 Sep 2026 until now
FromRate
15 Sep 2026 · now2.40%
6 Aug 20252.40%

All changes

No changes seen yet.

Advertised annual rate, gross. The history starts on the day we began following the account and is only ever appended to, never overwritten.

What MeDirect pays now, compared with the rest →All terms and banks side by side in the rate history →