N26 rate history
The course of N26's savings and deposit rates: every rate increase and cut with its date, the current rate and since when it applies.
Instant Savings
0.30%N26's Instant Savings is now at 0.30%, since our measurements began. Since 2 Sep 2026, when we started following this rate, it has not changed.
| From | Rate |
|---|---|
| 2 Sep 2026 · now | 0.30% |
All changes
No changes seen yet.
Advertised annual rate, gross. The history starts on the day we began following the account and is only ever appended to, never overwritten.