N26 rate history
The course of N26's savings and deposit rates: every rate increase and cut with its date, the current rate and since when it applies.
Instant Savings
0.30%N26's Instant Savings is now at 0.30%, since 2 Sep 2026. The last change was on 2 Sep 2026: from 0.30% to 0.30%. Since 5 Mar 2025 we have seen 3 changes to this rate.
| From | Rate |
|---|---|
| 2 Sep 2026 · now | 0.30% |
| 5 Jul 2025 | 0.30% |
| 1 Jun 2025 | 0.55% |
| 5 Mar 2025 | 1.05% |
All changes
No changes seen yet.
Advertised annual rate, gross. The history starts on the day we began following the account and is only ever appended to, never overwritten.