NIBC rate history
The course of NIBC's savings and deposit rates: every rate increase and cut with its date, the current rate and since when it applies.
NIBC's Kwartaalspaarrekening is now at 1.60%, since 2 Sep 2026. The last change was on 2 Sep 2026: from 1.50% to 1.60%. Since 10 Dec 2024 we have seen 42 changes to this rate.
| From | Rate |
|---|---|
| 2 Sep 2026 · now | 1.60% |
| 4 Aug 2026 | 1.50% |
| 4 Aug 2026 | 1.45% |
| 11 Apr 2026 | 1.45% |
| 11 Apr 2026 | 1.50% |
| 11 Apr 2026 | 1.45% |
| 11 Apr 2026 | 1.50% |
| 11 Apr 2026 | 1.45% |
| 11 Apr 2026 | 1.50% |
| 11 Apr 2026 | 1.45% |
| 11 Apr 2026 | 1.50% |
| 16 Jan 2026 | 1.45% |
Spaarrekening
1.55%NIBC's Spaarrekening is now at 1.55%, since our measurements began. Since 2 Sep 2026, when we started following this rate, it has not changed.
| From | Rate |
|---|---|
| 2 Sep 2026 · now | 1.55% |
NIBC's Termijndeposito (1 year) is now at 2.56%, since 14 Sep 2026. The last change was on 14 Sep 2026: from 2.50% to 2.56%. Since 10 Dec 2024 we have seen 8 changes to this rate.
NIBC's Termijndeposito (2 years) is now at 2.61%, since 14 Sep 2026. The last change was on 14 Sep 2026: from 2.41% to 2.61%. Since 10 Dec 2024 we have seen 7 changes to this rate.
NIBC's Termijndeposito (5 years) is now at 2.71%, since 14 Sep 2026. The last change was on 14 Sep 2026: from 2.51% to 2.71%. Since 10 Dec 2024 we have seen 6 changes to this rate.
| From | Rate |
|---|---|
| 14 Sep 2026 · now | 2.71% |
All changes
- 16 Sep 2026, 01:54 · Limit changedNIBC – NIBC Spaarrekening: limits changed (min –→0, max –→–, rate cap –→–)
- 16 Sep 2026, 01:54 · Limit changedNIBC – NIBC Kwartaalspaarrekening: limits changed (min –→0, max –→–, rate cap –→–)
- 14 Sep 2026, 14:26 · Rate upNIBC – NIBC Termijndeposito (12 mo): 2.50% → 2.56%
- 14 Sep 2026, 14:26 · Rate upNIBC – NIBC Termijndeposito (3 mo): 1.86% → 2.01%
- 14 Sep 2026, 14:26 · Rate upNIBC – NIBC Termijndeposito (84 mo): 2.51% → 2.71%
- 14 Sep 2026, 14:26 · Rate upNIBC – NIBC Termijndeposito (48 mo): 2.51% → 2.71%
- 14 Sep 2026, 14:26 · Rate upNIBC – NIBC Termijndeposito (96 mo): 2.51% → 2.71%
- 14 Sep 2026, 14:26 · Rate upNIBC – NIBC Termijndeposito (120 mo): 3.01% → 3.11%
- 14 Sep 2026, 14:26 · Rate upNIBC – NIBC Termijndeposito (24 mo): 2.41% → 2.61%
- 14 Sep 2026, 14:26 · Rate upNIBC – NIBC Termijndeposito (6 mo): 2.10% → 2.26%
- 14 Sep 2026, 14:26 · Rate upNIBC – NIBC Termijndeposito (108 mo): 2.51% → 2.71%