Spaarradar

NIBC rate history

The course of NIBC's savings and deposit rates: every rate increase and cut with its date, the current rate and since when it applies.

Kwartaalspaarrekening

1.60%

NIBC's Kwartaalspaarrekening is now at 1.60%, since 2 Sep 2026. The last change was on 2 Sep 2026: from 1.50% to 1.60%. Since 10 Dec 2024 we have seen 42 changes to this rate.

1.00%1.25%1.50%1.75%2.00%2.25%2.50%10 Dec 202421 Nov 2025now1.60%2.00% from 10 Dec 2024 until 15 Jan 20252.15% from 10 Dec 2024 until 15 Jan 20252.00% from 15 Jan 2025 until 19 Feb 20252.05% from 15 Jan 2025 until 19 Feb 20251.80% from 19 Feb 2025 until 28 Mar 20251.75% from 19 Feb 2025 until 28 Mar 20251.80% from 19 Feb 2025 until 28 Mar 20251.75% from 19 Feb 2025 until 28 Mar 20251.75% from 28 Mar 2025 until 19 May 20251.80% from 28 Mar 2025 until 19 May 20251.60% from 19 May 2025 until 5 Jun 20251.55% from 19 May 2025 until 5 Jun 20251.60% from 5 Jun 2025 until 16 Sep 20251.55% from 5 Jun 2025 until 16 Sep 20251.60% from 5 Jun 2025 until 16 Sep 20251.55% from 5 Jun 2025 until 16 Sep 20251.60% from 5 Jun 2025 until 16 Sep 20251.55% from 5 Jun 2025 until 16 Sep 20251.50% from 16 Sep 2025 until 25 Dec 20251.45% from 16 Sep 2025 until 25 Dec 20251.50% from 16 Sep 2025 until 25 Dec 20251.45% from 16 Sep 2025 until 25 Dec 20251.50% from 16 Sep 2025 until 25 Dec 20251.45% from 16 Sep 2025 until 25 Dec 20251.45% from 25 Dec 2025 until 16 Jan 20261.50% from 25 Dec 2025 until 16 Jan 20261.45% from 16 Jan 2026 until 11 Apr 20261.50% from 16 Jan 2026 until 11 Apr 20261.45% from 16 Jan 2026 until 11 Apr 20261.50% from 16 Jan 2026 until 11 Apr 20261.45% from 16 Jan 2026 until 11 Apr 20261.50% from 16 Jan 2026 until 11 Apr 20261.45% from 11 Apr 2026 until 4 Aug 20261.50% from 11 Apr 2026 until 4 Aug 20261.45% from 11 Apr 2026 until 4 Aug 20261.50% from 11 Apr 2026 until 4 Aug 20261.45% from 11 Apr 2026 until 4 Aug 20261.50% from 11 Apr 2026 until 4 Aug 20261.50% from 11 Apr 2026 until 4 Aug 20261.45% from 11 Apr 2026 until 4 Aug 20261.45% from 4 Aug 2026 until 2 Sep 20261.50% from 4 Aug 2026 until 2 Sep 20261.60% from 2 Sep 2026 until now
FromRate
2 Sep 2026 · now1.60%
4 Aug 20261.50%
4 Aug 20261.45%
11 Apr 20261.45%
11 Apr 20261.50%
11 Apr 20261.50%
11 Apr 20261.45%
11 Apr 20261.50%
11 Apr 20261.45%
11 Apr 20261.50%
11 Apr 20261.45%
16 Jan 20261.50%

Spaarrekening

1.55%

NIBC's Spaarrekening is now at 1.55%, since 2 Sep 2026. The last change was on 2 Sep 2026: from 1.45% to 1.55%. Since 10 Dec 2024 we have seen 42 changes to this rate.

1.00%1.25%1.50%1.75%2.00%2.25%2.50%10 Dec 202421 Nov 2025now1.55%2.00% from 10 Dec 2024 until 15 Jan 20252.15% from 10 Dec 2024 until 15 Jan 20252.05% from 15 Jan 2025 until 19 Feb 20252.00% from 15 Jan 2025 until 19 Feb 20251.80% from 19 Feb 2025 until 22 Apr 20251.75% from 19 Feb 2025 until 22 Apr 20251.80% from 19 Feb 2025 until 22 Apr 20251.75% from 19 Feb 2025 until 22 Apr 20251.80% from 22 Apr 2025 until 19 May 20251.75% from 22 Apr 2025 until 19 May 20251.60% from 19 May 2025 until 5 Jun 20251.55% from 19 May 2025 until 5 Jun 20251.55% from 5 Jun 2025 until 18 Jul 20251.60% from 5 Jun 2025 until 18 Jul 20251.55% from 18 Jul 2025 until 26 Aug 20251.60% from 18 Jul 2025 until 26 Aug 20251.60% from 26 Aug 2025 until 17 Sep 20251.55% from 26 Aug 2025 until 17 Sep 20251.50% from 17 Sep 2025 until 6 Oct 20251.45% from 17 Sep 2025 until 6 Oct 20251.50% from 6 Oct 2025 until 17 Nov 20251.45% from 6 Oct 2025 until 17 Nov 20251.50% from 17 Nov 2025 until 25 Dec 20251.45% from 17 Nov 2025 until 25 Dec 20251.50% from 25 Dec 2025 until 27 Jan 20261.45% from 25 Dec 2025 until 27 Jan 20261.45% from 27 Jan 2026 until 24 Feb 20261.50% from 27 Jan 2026 until 24 Feb 20261.50% from 24 Feb 2026 until 5 Mar 20261.45% from 24 Feb 2026 until 5 Mar 20261.50% from 5 Mar 2026 until 16 Apr 20261.45% from 5 Mar 2026 until 16 Apr 20261.45% from 16 Apr 2026 until 16 May 20261.50% from 16 Apr 2026 until 16 May 20261.50% from 16 May 2026 until 7 Jun 20261.45% from 16 May 2026 until 7 Jun 20261.50% from 7 Jun 2026 until 4 Aug 20261.50% from 7 Jun 2026 until 4 Aug 20261.45% from 7 Jun 2026 until 4 Aug 20261.45% from 7 Jun 2026 until 4 Aug 20261.50% from 4 Aug 2026 until 2 Sep 20261.45% from 4 Aug 2026 until 2 Sep 20261.55% from 2 Sep 2026 until now
FromRate
2 Sep 2026 · now1.55%
4 Aug 20261.45%
4 Aug 20261.50%
7 Jun 20261.45%
7 Jun 20261.45%
7 Jun 20261.50%
7 Jun 20261.50%
16 May 20261.45%
16 May 20261.50%
16 Apr 20261.50%
16 Apr 20261.45%
5 Mar 20261.45%

Termijndeposito (1 year)

2.86%

NIBC's Termijndeposito (1 year) is now at 2.86%, since 6 Oct 2026. The last change was on 6 Oct 2026: from 2.56% to 2.86%. Since 10 Dec 2024 we have seen 9 changes to this rate.

1.50%2.00%2.50%3.00%10 Dec 202421 Nov 2025now2.86%2.70% from 10 Dec 2024 until 15 Jan 20252.45% from 15 Jan 2025 until 19 Feb 20252.35% from 19 Feb 2025 until 19 May 20252.05% from 19 May 2025 until 16 Sep 20252.00% from 16 Sep 2025 until 11 Apr 20262.30% from 11 Apr 2026 until 4 Aug 20262.66% from 4 Aug 2026 until 2 Sep 20262.50% from 2 Sep 2026 until 14 Sep 20262.56% from 14 Sep 2026 until 6 Oct 20262.86% from 6 Oct 2026 until now
FromRate
6 Oct 2026 · now2.86%
14 Sep 20262.56%
2 Sep 20262.50%
4 Aug 20262.66%
11 Apr 20262.30%
16 Sep 20252.00%
19 May 20252.05%
19 Feb 20252.35%
15 Jan 20252.45%
10 Dec 20242.70%

Termijndeposito (2 years)

2.61%

NIBC's Termijndeposito (2 years) is now at 2.61%, since 14 Sep 2026. The last change was on 14 Sep 2026: from 2.41% to 2.61%. Since 10 Dec 2024 we have seen 7 changes to this rate.

1.75%2.00%2.25%2.50%2.75%3.00%10 Dec 202421 Nov 2025now2.61%2.60% from 10 Dec 2024 until 15 Jan 20252.50% from 15 Jan 2025 until 19 May 20252.20% from 19 May 2025 until 16 Sep 20252.10% from 16 Sep 2025 until 11 Apr 20262.21% from 11 Apr 2026 until 4 Aug 20262.41% from 4 Aug 2026 until 2 Sep 20262.41% from 2 Sep 2026 until 14 Sep 20262.61% from 14 Sep 2026 until now
FromRate
14 Sep 2026 · now2.61%
2 Sep 20262.41%
4 Aug 20262.41%
11 Apr 20262.21%
16 Sep 20252.10%
19 May 20252.20%
15 Jan 20252.50%
10 Dec 20242.60%

Termijndeposito (5 years)

2.71%

NIBC's Termijndeposito (5 years) is now at 2.71%, since 14 Sep 2026. The last change was on 14 Sep 2026: from 2.51% to 2.71%. Since 10 Dec 2024 we have seen 6 changes to this rate.

2.00%2.25%2.50%2.75%3.00%10 Dec 202421 Nov 2025now2.71%2.75% from 10 Dec 2024 until 15 Jan 20252.50% from 15 Jan 2025 until 16 Sep 20252.30% from 16 Sep 2025 until 11 Apr 20262.41% from 11 Apr 2026 until 4 Aug 20262.51% from 4 Aug 2026 until 2 Sep 20262.51% from 2 Sep 2026 until 14 Sep 20262.71% from 14 Sep 2026 until now
FromRate
14 Sep 2026 · now2.71%
2 Sep 20262.51%
4 Aug 20262.51%
11 Apr 20262.41%
16 Sep 20252.30%
15 Jan 20252.50%
10 Dec 20242.75%

All changes

Advertised annual rate, gross. The history starts on the day we began following the account and is only ever appended to, never overwritten.

What NIBC pays now, compared with the rest →All terms and banks side by side in the rate history →