Penta Bank

Penta Bank a.s. · Slovakia
Website
Offers
5
Instant access
—
highest effective
Deposit
1.50%
highest effective
Deposit guarantee
Until €100,000
Slovakia scheme

Offers from Penta Bank

Saving at Penta Bank

Penta Bank is a bank from Slovakia. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Penta Bank in your name.

For €50,000 we list 5 deposits from Penta Bank, with terms from 1 year to 5 years. The best-paying deposit runs for 1 year at an effective 1.50% a year.

The lowest minimum deposit is €5,000.

Savings at Penta Bank fall under Fond ochrany vkladov (FOV), the statutory deposit guarantee scheme of Slovakia, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Slovakia withholds 19.00% tax on interest by default; as a resident of the Netherlands you bring that down to 0% with a form.

What is the savings rate at Penta Bank?
At Penta Bank the highest effective annual rate for €50,000 is currently 1.50% on a 1 year deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Penta Bank?
Penta Bank (Penta Bank a.s.) takes part in Fond ochrany vkladov (FOV). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Penta Bank?
Slovakia withholds 19.00% tax on interest by default; as a resident of the Netherlands you bring that down to 0% with a form.
How do I open an account at Penta Bank?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Penta Bank in your name.

Deposit guarantee and licence

Institution
Penta Bank a.s.
Status
Verified European deposit guarantee scheme
Scheme
Fond ochrany vkladov (FOV)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFond ochrany vkladov
source ↗ · 2 Nov 2026

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