ProCredit Bank
Procredit Bank S.A. · Romania
- Offers
- 3
- Instant access
- —
- highest effective
- Deposit
- 3.20%
- highest effective
- Deposit guarantee
- Until €100,000
- Romania scheme
Offers from ProCredit Bank
Saving at ProCredit Bank
ProCredit Bank is a bank from Romania. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at ProCredit Bank in your name.
For €50,000 we list 3 deposits from ProCredit Bank, with terms from 6 months to 1 year. The best-paying deposit runs for 6 months at an effective 3.20% a year.
The lowest minimum deposit is €20,000.
Savings at ProCredit Bank fall under Fondul de Garantare a Depozitelor Bancare (FGDB), the statutory deposit guarantee scheme of Romania, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Romania withholds 10.00% tax on interest by default; as a resident of the Netherlands you bring that down to 0% with a form.
- What is the savings rate at ProCredit Bank?
- At ProCredit Bank the highest effective annual rate for €50,000 is currently 3.20% on a 6 months deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at ProCredit Bank?
- ProCredit Bank (Procredit Bank S.A.) takes part in Fondul de Garantare a Depozitelor Bancare (FGDB). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from ProCredit Bank?
- Romania withholds 10.00% tax on interest by default; as a resident of the Netherlands you bring that down to 0% with a form.
- How do I open an account at ProCredit Bank?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at ProCredit Bank in your name.
Deposit guarantee and licence
- Institution
- Procredit Bank S.A.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Fondul de Garantare a Depozitelor Bancare (FGDB)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Fondul de Garantare a Depozitelor Bancare (FGDB)
Recent changes
Rate historyRSS- 2 Nov 2026, 04:15 · Rate upProCredit Bank – Termijndeposito (6 mo): 3.11% → 3.17%
- 15 Oct 2026, 02:16 · Rate upProCredit Bank – Termijndeposito (9 mo): 3.08% → 3.11%
- 15 Oct 2026, 02:16 · Rate upProCredit Bank – Termijndeposito (6 mo): 2.93% → 3.11%
- 8 Oct 2026, 02:51 · Rate upProCredit Bank – Termijndeposito (6 mo): 2.88% → 2.93%
- 29 Sep 2026, 03:06 · Rate upProCredit Bank – Termijndeposito (6 mo): 2.87% → 2.88%
- 15 Sep 2026, 15:59 · Rate upProCredit Bank – Termijndeposito (6 mo): 2.86% → 2.87%
- 14 Sep 2026, 14:26 · Rate upProCredit Bank – Termijndeposito (6 mo): 2.76% → 2.86%
- 14 Sep 2026, 14:26 · Rate upProCredit Bank – Termijndeposito (9 mo): 2.81% → 3.08%
E-mail me when this changes
As soon as a rate or offer from ProCredit Bank changes, you get one e-mail. Every mail has a one-click unsubscribe link.