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Last check 1 minute ago·570 offers from 88 institutions

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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Rabobank

Coöperatieve Rabobank U.A. · Netherlands · supervised by DNB
Website
Offers
25
Instant access
1.85%
highest effective
Deposit
3.15%
highest effective
Deposit guarantee
Until €100,000
Netherlands scheme

Offers from Rabobank

ProductTypeRateEffectiveYour return
Rabo TijdslotSparenInstant access1.85%
1.85%€185
interest per year
Details
Rabo SpaarRekeningInstant access1.50%
1.50%€150
interest per year
Details
Rabo DepositoDeposit · 6 months1.50%
1.51%€151
per year, annualised
Details
Rabo DepositoDeposit · 1 year1.65%
1.65%€165

Saving at Rabobank

Rabobank is a brand of Coöperatieve Rabobank U.A., a bank from Netherlands, supervised by DNB. You open an account with the bank itself, online.

For €10,000 we list 2 instant-access accounts and 23 deposits from Rabobank, with terms from 6 months to 20 years. The best instant-access account, Rabo TijdslotSparen, pays an effective 1.85% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 20 years at an effective 3.15% a year.

The lowest minimum deposit is €5,000. Some rates require a current account with the bank as well.

Savings at Rabobank fall under Nederlandse Depositogarantie (DGS), the statutory deposit guarantee scheme of Netherlands, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Rabobank?
At Rabobank the highest effective annual rate for €10,000 is currently 1.85% on instant-access savings and 3.15% on a 20 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Rabobank?
Rabobank (Coöperatieve Rabobank U.A.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Rabobank?
Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Rabobank?
You open an account with the bank itself, online.

Deposit guarantee and licence

Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS)
Guarantee
€100,000 per person per institution
Licence
DNB B0600
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Recent changes

Rate historyRSS
  • 16 Sep 2026, 01:54 · Limit changedRabobank – Rabo Deposito (12 mo): limits changed (min 1000→5000, max –→249999, rate cap –→–)
  • 16 Sep 2026, 01:54 · Limit changedRabobank – Rabo Deposito (6 mo): limits changed (min 1000→5000, max –→249999, rate cap –→–)
  • 16 Sep 2026, 01:54 · Limit changedRabobank – Rabo SpaarRekening: limits changed (min –→0, max –→–, rate cap –→–)
  • 16 Sep 2026, 01:54 · Limit changedRabobank – Rabo TijdslotSparen: limits changed (min –→0, max –→–, rate cap –→–)
interest per year
Details
Rabo GroenSparenDeposit · 1 year1.65%
1.65%€165
interest per year
Details
Rabo DoelSparenDeposit · 1 year1.65%
1.65%€165
interest per year
Details
Rabo DoelSparenDeposit · 2 years1.80%
1.80%€180
per year, annualised
Details
Rabo DoelSparenDeposit · 3 years1.90%
1.90%€190
per year, annualised
Details
Rabo DoelSparenDeposit · 4 years2.00%
2.00%€200
per year, annualised
Details
Rabo DoelSparenDeposit · 5 years2.35%
2.35%€235
per year, annualised
Details
Rabo DoelSparenDeposit · 6 years2.40%
2.40%€240
per year, annualised
Details
Rabo DoelSparenDeposit · 7 years2.50%
2.50%€250
per year, annualised
Details
Rabo DoelSparenDeposit · 8 years2.60%
2.60%€260
per year, annualised
Details
Rabo DoelSparenDeposit · 9 years2.65%
2.65%€265
per year, annualised
Details
Rabo DoelSparenDeposit · 10 years2.75%
2.75%€275
per year, annualised
Details
Rabo DoelSparenDeposit · 11 years2.75%
2.75%€275
per year, annualised
Details
Rabo DoelSparenDeposit · 12 years2.75%
2.75%€275
per year, annualised
Details
Rabo DoelSparenDeposit · 13 years2.75%
2.75%€275
per year, annualised
Details
Rabo DoelSparenDeposit · 14 years2.75%
2.75%€275
per year, annualised
Details
Rabo DoelSparenDeposit · 15 years3.00%
3.00%€300
per year, annualised
Details
Rabo DoelSparenDeposit · 16 years3.00%
3.00%€300
per year, annualised
Details
Rabo DoelSparenDeposit · 17 years3.00%
3.00%€300
per year, annualised
Details
Rabo DoelSparenDeposit · 18 years3.00%
3.00%€300
per year, annualised
Details
Rabo DoelSparenDeposit · 19 years3.00%
3.00%€300
per year, annualised
Details
Rabo DoelSparenDeposit · 20 years3.15%
3.15%€315
per year, annualised
Details
  • Rabo TijdslotSparen1.85% · 1.85% effective€185interest per year
  • Rabo SpaarRekening1.50% · 1.50% effective€150interest per year
  • Deposit 6 months1.50% · 1.51% effective€151per year, annualised
  • Deposit 1 year1.65% · 1.65% effective€165interest per year
  • Deposit 1 year1.65% · 1.65% effective€165interest per year
  • Deposit 1 year1.65% · 1.65% effective€165interest per year
  • Deposit 2 years1.80% · 1.80% effective€180per year, annualised
  • Deposit 3 years1.90% · 1.90% effective€190per year, annualised
  • Deposit 4 years2.00% · 2.00% effective€200per year, annualised
  • Deposit 5 years2.35% · 2.35% effective€235per year, annualised
  • Deposit 6 years2.40% · 2.40% effective€240per year, annualised
  • Deposit 7 years2.50% · 2.50% effective€250per year, annualised
  • Deposit 8 years2.60% · 2.60% effective€260per year, annualised
  • Deposit 9 years2.65% · 2.65% effective€265per year, annualised
  • Deposit 10 years2.75% · 2.75% effective€275per year, annualised
  • Deposit 11 years2.75% · 2.75% effective€275per year, annualised
  • Deposit 12 years2.75% · 2.75% effective€275per year, annualised
  • Deposit 13 years2.75% · 2.75% effective€275per year, annualised
  • Deposit 14 years2.75% · 2.75% effective€275per year, annualised
  • Deposit 15 years3.00% · 3.00% effective€300per year, annualised
  • Deposit 16 years3.00% · 3.00% effective€300per year, annualised
  • Deposit 17 years3.00% · 3.00% effective€300per year, annualised
  • Deposit 18 years3.00% · 3.00% effective€300per year, annualised
  • Deposit 19 years3.00% · 3.00% effective€300per year, annualised
  • Deposit 20 years3.15% · 3.15% effective€315per year, annualised
  • 2 Sep 2026, 09:48 · NewNew: Rabobank – Rabo DoelSparen (120 mo) 2.75%
  • 2 Sep 2026, 09:48 · NewNew: Rabobank – Rabo DoelSparen (108 mo) 2.65%
  • 2 Sep 2026, 09:48 · NewNew: Rabobank – Rabo DoelSparen (96 mo) 2.60%
  • 2 Sep 2026, 09:48 · NewNew: Rabobank – Rabo DoelSparen (84 mo) 2.50%
  • 2 Sep 2026, 09:48 · NewNew: Rabobank – Rabo DoelSparen (72 mo) 2.40%
  • 2 Sep 2026, 09:48 · NewNew: Rabobank – Rabo DoelSparen (12 mo) 1.65%
  • 2 Sep 2026, 09:48 · NewNew: Rabobank – Rabo DoelSparen (24 mo) 1.80%
  • 2 Sep 2026, 09:48 · NewNew: Rabobank – Rabo DoelSparen (36 mo) 1.90%
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