Renault Bank
- Offers
- 6
- Instant access
- 2.42%
- highest effective
- Deposit
- 3.70%
- highest effective
- Deposit guarantee
- Until €100,000
- France scheme
Offers from Renault Bank
- Spaarrekening2.40% · 2.42% effective · since 23 Oct 2026€2,422interest per year
- Deposit 1 year3.26% · 3.26% effective · since 23 Oct 2026€3,260interest per year
- Deposit 2 years3.40% · 3.40% effective · since 23 Oct 2026€3,400per year, annualised
- Deposit 3 years3.50% · 3.50% effective · since 23 Oct 2026€3,500per year, annualised
- Deposit 4 years3.60% · 3.60% effective · since 23 Oct 2026€3,600per year, annualised
- Deposit 5 years3.70% · 3.70% effective · since 23 Oct 2026€3,700per year, annualised
Saving at Renault Bank
Renault Bank is a brand of RCI Banque S.A., a bank from France. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Renault Bank in your name.
For €100,000 we list 1 instant-access account and 5 deposits from Renault Bank, with terms from 1 year to 5 years. The best instant-access account, Spaarrekening, pays an effective 2.42% a year. The highest instant-access rate in our comparison is 2.78% right now. The best-paying deposit runs for 5 years at an effective 3.70% a year.
The lowest minimum deposit is €1.
Savings at Renault Bank fall under Fonds de Garantie des Dépôts et de Résolution (FGDR), the statutory deposit guarantee scheme of France, up to €100,000 per person. We checked that with the supervisor or the scheme itself. France does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at Renault Bank?
- At Renault Bank the highest effective annual rate for €100,000 is currently 2.42% on instant-access savings and 3.70% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at Renault Bank?
- Renault Bank (RCI Banque S.A.) takes part in Fonds de Garantie des Dépôts et de Résolution (FGDR). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from Renault Bank?
- France does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at Renault Bank?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Renault Bank in your name.
Deposit guarantee and licence
- Institution
- RCI Banque S.A.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Fonds de Garantie des Dépôts et de Résolution (FGDR)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Fonds de Garantie des Dépôts et de Résolution (FGDR)
Recent changes
Rate historyRSS- 23 Oct 2026, 02:22 · Rate upRenault Bank – Termijndeposito (36 mo): 3.30% → 3.50%
- 23 Oct 2026, 02:22 · Rate upRenault Bank – Termijndeposito (24 mo): 3.25% → 3.40%
- 23 Oct 2026, 02:22 · Rate upRenault Bank – Termijndeposito (12 mo): 3.10% → 3.26%
- 23 Oct 2026, 02:22 · Rate upRenault Bank – Termijndeposito (48 mo): 3.35% → 3.60%
- 23 Oct 2026, 02:22 · Rate upRenault Bank – Spaarrekening: 2.30% → 2.40%
- 23 Oct 2026, 02:22 · Rate upRenault Bank – Termijndeposito (60 mo): 3.45% → 3.70%
- 12 Oct 2026, 02:22 · Rate upRenault Bank – Spaarrekening: 2.26% → 2.30%
- 2 Oct 2026, 02:10 · Rate upRenault Bank – Spaarrekening: 2.25% → 2.26%
- 17 Sep 2026, 03:01 · Rate upRenault Bank – Termijndeposito (12 mo): 3.00% → 3.10%
- 17 Sep 2026, 03:01 · Rate upRenault Bank – Spaarrekening: 2.20% → 2.25%
- 17 Sep 2026, 03:01 · Rate upRenault Bank – Termijndeposito (24 mo): 3.15% → 3.25%
- 17 Sep 2026, 03:01 · Rate upRenault Bank – Termijndeposito (48 mo): 3.25% → 3.35%