Renault Bank

Renault Bank is a brand of RCI Banque S.A., a bank from France. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Renault Bank in your name.

For €100,000 we list 1 instant-access account and 5 deposits from Renault Bank, with terms from 1 year to 5 years. The best instant-access account, Spaarrekening, pays an effective 2.27% a year. The highest instant-access rate in our comparison is 2.78% right now. The best-paying deposit runs for 5 years at an effective 3.45% a year.

The lowest minimum deposit is €1.

Savings at Renault Bank fall under Fonds de Garantie des Dépôts et de Résolution (FGDR), the statutory deposit guarantee scheme of France, up to €100,000 per person. We checked that with the supervisor or the scheme itself. France does not withhold tax on the interest of a saver who lives in the Netherlands.