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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Resurs Bank

Resurs Bank AB · Sweden
Website
Offers
5
Instant access
2.22%
highest effective
Deposit
2.80%
highest effective
Deposit guarantee
Until 1.150.000 SEK (≈ €104,000)
Sweden scheme

Offers from Resurs Bank

ProductTypeRateEffectiveYour return
Spaarrekening
via Raisin
Instant access2.20%
▲ 0.0514 Sep 2026Rate over the last 365 days. Raised on 14 Sep 2026 from 2.15% to 2.20%.
2.22%€368
interest per year
Details
Termijndeposito
via Raisin
Deposit · 6 months2.15%
2.16%€359
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 9 months2.15%
2.16%€358
per year, annualised
Details

Saving at Resurs Bank

Resurs Bank is a bank from Sweden. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Resurs Bank in your name.

For €16,600 we list 1 instant-access account and 4 deposits from Resurs Bank, with terms from 6 months to 2 years. The best instant-access account, Spaarrekening, pays an effective 2.22% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 2 years at an effective 2.80% a year.

The lowest minimum deposit is €1.

Savings at Resurs Bank fall under Insättningsgarantin (Riksgälden), the statutory deposit guarantee scheme of Sweden, up to €104,000 per person. We checked that with the supervisor or the scheme itself. Sweden does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Resurs Bank?
At Resurs Bank the highest effective annual rate for €16,600 is currently 2.22% on instant-access savings and 2.80% on a 2 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Resurs Bank?
Resurs Bank (Resurs Bank AB) takes part in Insättningsgarantin (Riksgälden). If the bank fails, that scheme repays your savings up to €104,000 per person, interest included.
Do I pay withholding tax on interest from Resurs Bank?
Sweden does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Resurs Bank?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Resurs Bank in your name.

Deposit guarantee and licence

Institution
Resurs Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden)
Guarantee
1.150.000 SEK (≈ €104,000) per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026

Recent changes

Rate historyRSS
  • 14 Sep 2026, 14:26 · Rate upResurs Bank – Spaarrekening: 2.15% → 2.20%
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All changes of Resurs Bank →

Termijndeposito
via Raisin
Deposit · 1 year
2.55%
2.55%
€423
interest per year
Details
Termijndeposito
via Raisin
Deposit · 2 years2.80%
2.80%€465
per year, annualised
Details
  • Spaarrekening2.20% · 2.22% effective · since 14 Sep 2026€368interest per year
  • Deposit 6 months2.15% · 2.16% effective€359per year, annualised
  • Deposit 9 months2.15% · 2.16% effective€358per year, annualised
  • Deposit 1 year2.55% · 2.55% effective€423interest per year
  • Deposit 2 years2.80% · 2.80% effective€465per year, annualised