RiverBank
RiverBank S.A · Luxembourg
- Offers
- 7
- Instant access
- —
- highest effective
- Deposit
- 3.37%
- highest effective
- Deposit guarantee
- Until €100,000
- Luxembourg scheme
Offers from RiverBank
- Deposit 1 year1.00% · 1.00% effective€500interest per year
- Deposit 2 years3.35% · 3.35% effective · since 22 Oct 2026€1,675per year, annualised
- Deposit 3 years3.36% · 3.36% effective · since 14 Oct 2026€1,680per year, annualised
- Deposit 4 years3.37% · 3.37% effective · since 6 Oct 2026€1,685per year, annualised
- Deposit 5 years2.00% · 2.00% effective€1,000per year, annualised
- Deposit 6 years2.00% · 2.00% effective€1,000per year, annualised
- Deposit 7 years2.00% · 2.00% effective€1,000per year, annualised
Saving at RiverBank
RiverBank is a bank from Luxembourg. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at RiverBank in your name.
For €50,000 we list 7 deposits from RiverBank, with terms from 1 year to 7 years. The best-paying deposit runs for 4 years at an effective 3.37% a year.
The lowest minimum deposit is €10,000.
Savings at RiverBank fall under Fonds de garantie des dépôts Luxembourg (FGDL), the statutory deposit guarantee scheme of Luxembourg, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Luxembourg does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at RiverBank?
- At RiverBank the highest effective annual rate for €50,000 is currently 3.37% on a 4 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at RiverBank?
- RiverBank (RiverBank S.A) takes part in Fonds de garantie des dépôts Luxembourg (FGDL). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from RiverBank?
- Luxembourg does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at RiverBank?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at RiverBank in your name.
Deposit guarantee and licence
- Institution
- RiverBank S.A
- Status
- Verified European deposit guarantee scheme
- Scheme
- Fonds de garantie des dépôts Luxembourg (FGDL)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Fonds de garantie des dépôts Luxembourg
Recent changes
Rate historyRSS- 22 Oct 2026, 02:31 · Rate upRiverBank – Termijndeposito (24 mo): 3.32% → 3.35%
- 20 Oct 2026, 02:36 · Rate upRiverBank – Termijndeposito (24 mo): 2.00% → 3.32%
- 14 Oct 2026, 02:22 · Rate upRiverBank – Termijndeposito (36 mo): 3.35% → 3.36%
- 7 Oct 2026, 02:35 · Rate upRiverBank – Termijndeposito (36 mo): 3.25% → 3.35%
- 6 Oct 2026, 02:31 · Rate upRiverBank – Termijndeposito (48 mo): 2.00% → 3.37%
- 1 Oct 2026, 10:00 · Rate upRiverBank – Termijndeposito (36 mo): 2.00% → 3.25%
E-mail me when this changes
As soon as a rate or offer from RiverBank changes, you get one e-mail. Every mail has a one-click unsubscribe link.