Spaarradar

Santander Consumer Bank rate history

The course of Santander Consumer Bank's savings and deposit rates: every rate increase and cut with its date, the current rate and since when it applies.

Spaarrekening

3.01%

Santander Consumer Bank's Spaarrekening is now at 3.01%, since 22 Sep 2026. The last change was on 22 Sep 2026: from 3.01% to 3.01%. Since 11 Apr 2026 we have seen 4 changes to this rate.

2.25%2.50%2.75%3.00%3.25%3.50%11 Apr 202623 Jul 2026now3.01%2.50% from 11 Apr 2026 until 19 May 20262.80% from 19 May 2026 until 31 Jul 20263.01% from 31 Jul 2026 until 2 Sep 20263.01% from 2 Sep 2026 until 22 Sep 20263.01% from 22 Sep 2026 until now
FromRate
22 Sep 2026 · now3.01%
2 Sep 20263.01%
31 Jul 20263.01%
19 May 20262.80%
11 Apr 20262.50%

Spaardeposito (1 year)

2.85%

Santander Consumer Bank's Spaardeposito (1 year) is now at 2.85%, since 16 Oct 2026. The last change was on 16 Oct 2026: from 2.75% to 2.85%. Since 11 Apr 2026 we have seen 5 changes to this rate.

1.75%2.00%2.25%2.50%2.75%3.00%3.25%11 Apr 202623 Jul 2026now2.85%2.20% from 11 Apr 2026 until 7 Jun 20262.50% from 7 Jun 2026 until 31 Jul 20262.65% from 31 Jul 2026 until 2 Sep 20262.65% from 2 Sep 2026 until 15 Sep 20262.75% from 15 Sep 2026 until 16 Oct 20262.85% from 16 Oct 2026 until now
FromRate
16 Oct 2026 · now2.85%
15 Sep 20262.75%
2 Sep 20262.65%
31 Jul 20262.65%
7 Jun 20262.50%
11 Apr 20262.20%

Spaardeposito (2 years)

2.90%

Santander Consumer Bank's Spaardeposito (2 years) is now at 2.90%, since 16 Oct 2026. The last change was on 16 Oct 2026: from 2.80% to 2.90%. Since 11 Apr 2026 we have seen 4 changes to this rate.

2.00%2.25%2.50%2.75%3.00%3.25%11 Apr 202623 Jul 2026now2.90%2.25% from 11 Apr 2026 until 7 Jun 20262.55% from 7 Jun 2026 until 2 Sep 20262.55% from 2 Sep 2026 until 15 Sep 20262.80% from 15 Sep 2026 until 16 Oct 20262.90% from 16 Oct 2026 until now
FromRate
16 Oct 2026 · now2.90%
15 Sep 20262.80%
2 Sep 20262.55%
7 Jun 20262.55%
11 Apr 20262.25%

All changes

Advertised annual rate, gross. The history starts on the day we began following the account and is only ever appended to, never overwritten.

What Santander Consumer Bank pays now, compared with the rest →All terms and banks side by side in the rate history →