SimpleSave
- Offers
- 1
- Instant access
- 2.40%
- highest effective
- Deposit
- —
- highest effective
- Deposit guarantee
- Until €100,000
- Ireland scheme
Offers from SimpleSave
Saving at SimpleSave
SimpleSave is a brand of Citibank Europe plc, a bank from Ireland, supervised by Central Bank of Ireland. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at SimpleSave in your name.
For €25,000 we list 1 instant-access account from SimpleSave. The best instant-access account, Spaarrekening, pays an effective 2.40% a year. The highest instant-access rate in our comparison is 3.04% right now.
The lowest minimum deposit is €1.
Savings at SimpleSave fall under Deposit Guarantee Scheme (Ireland), the statutory deposit guarantee scheme of Ireland, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Ireland does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at SimpleSave?
- At SimpleSave the highest effective annual rate for €25,000 is currently 2.40% on instant-access savings. The table on this page has every offer with its rate and conditions.
- Is my money safe at SimpleSave?
- SimpleSave (Citibank Europe plc) takes part in Deposit Guarantee Scheme (Ireland). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from SimpleSave?
- Ireland does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at SimpleSave?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at SimpleSave in your name.
Deposit guarantee and licence
- Institution
- Citibank Europe plc
- Status
- Verified European deposit guarantee scheme
- Scheme
- Deposit Guarantee Scheme (Ireland)
- Guarantee
- €100,000 per person per institution
- Verification
- Depositor Information Sheet Citibank Europe plcsource ↗ · 2 Sep 2026
details
wettelijke DGS-informatie, Iers DGS € 100.000), gepubliceerd door Trade Republic
Recent changes
Rate historyRSS- 21 Oct 2026, 02:46 · Rate upSimpleSave – Spaarrekening: 2.25% → 2.40%
- 22 Sep 2026, 16:09 · NewNew: SimpleSave – Spaarrekening 2.25%