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Last check 3 minutes ago·552 offers from 89 institutions

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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee
S

SimpleSave

Citibank Europe plc · Ireland · supervised by Central Bank of Ireland
Website
Offers
1
Instant access
2.25%
highest effective
Deposit
—
highest effective
Deposit guarantee
Until €100,000
Ireland scheme

Offers from SimpleSave

ProductTypeRateEffectiveYour return
Spaarrekening
via Raisin
Instant access2.25%
2.25%€1,125
interest per year
Details
  • Spaarrekening2.25% · 2.25% effective€1,125interest per year

Saving at SimpleSave

SimpleSave is a brand of Citibank Europe plc, a bank from Ireland, supervised by Central Bank of Ireland. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at SimpleSave in your name.

For €50,000 we list 1 instant-access account from SimpleSave. The best instant-access account, Spaarrekening, pays an effective 2.25% a year. The highest instant-access rate in our comparison is 3.03% right now.

The lowest minimum deposit is €1.

Savings at SimpleSave fall under Deposit Guarantee Scheme (Ireland), the statutory deposit guarantee scheme of Ireland, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Ireland does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at SimpleSave?
At SimpleSave the highest effective annual rate for €50,000 is currently 2.25% on instant-access savings. The table on this page has every offer with its rate and conditions.
Is my money safe at SimpleSave?
SimpleSave (Citibank Europe plc) takes part in Deposit Guarantee Scheme (Ireland). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from SimpleSave?
Ireland does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at SimpleSave?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at SimpleSave in your name.

Deposit guarantee and licence

Institution
Citibank Europe plc
Status
Verified European deposit guarantee scheme
Scheme
Deposit Guarantee Scheme (Ireland)
Guarantee
€100,000 per person per institution
Verification
Depositor Information Sheet Citibank Europe plc
detailswettelijke DGS-informatie, Iers DGS € 100.000), gepubliceerd door Trade Republic
source ↗ · 2 Sep 2026

Recent changes

Rate historyRSS
  • 22 Sep 2026, 16:09 · NewNew: SimpleSave – Spaarrekening 2.25%
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