Trade Republic
- Offers
- 1
- Instant access
- 3.04%
- highest effective
- Deposit
- —
- highest effective
- Deposit guarantee
- Until €100,000
- Germany scheme
Offers from Trade Republic
Saving at Trade Republic
Trade Republic is a provider from Germany, supervised by BaFin. You open an account with the provider itself, online.
For €25,000 we list 1 instant-access account from Trade Republic. The best instant-access account, Rente op kassaldo, pays an effective 3.04% a year. That is the highest instant-access rate in our comparison right now.
1 offer has a temporary promotional rate; the effective rate above already counts the lower rate that follows. 1 offer is for new customers only.
Trade Republic does not simply keep your money on its own balance sheet: it is placed with partner banks or funds that Trade Republic chooses. Which protection applies depends on that allocation, and each offer on this page shows how it works.
- What is the savings rate at Trade Republic?
- At Trade Republic the highest effective annual rate for €25,000 is currently 3.04% on instant-access savings. The table on this page has every offer with its rate and conditions.
- How do I open an account at Trade Republic?
- You open an account with the provider itself, online.
Deposit guarantee and licence
- Institution
- Trade Republic Bank GmbH
- Status
- Verified European deposit guarantee scheme
- Scheme
- Entschädigungseinrichtung deutscher Banken GmbH (EdB)
- Guarantee
- €100,000 per person per institution
- Verification
- Wettelijke DGS-informatie van Trade Republic Bank GmbHsource ↗ · 2 Sep 2026
details
EdB); kassaldo staat bij partnerbanken met eigen DGS — zie custody-structuur
Recent changes
Rate historyRSSNo changes seen since we started following Trade Republic .