Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check just now·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Trade Republic

Trade Republic Bank GmbH · Germany · supervised by BaFin
Website
Offers
1
Instant access
3.03%
highest effective
Deposit
—
highest effective
Deposit guarantee
Until €100,000
Germany scheme

Offers from Trade Republic

ProductTypeRateEffectiveYour return
Rente op kassaldoCash at a broker3.00%
promo
3.03%€1,517
interest per year
Details
  • Rente op kassaldo3.00% · 3.03% effective · since 16 Sep 2026€1,517interest per year

Saving at Trade Republic

Trade Republic is a provider from Germany, supervised by BaFin. You open an account with the provider itself, online.

For €50,000 we list 1 instant-access account from Trade Republic. The best instant-access account, Rente op kassaldo, pays an effective 3.03% a year. That is the highest instant-access rate in our comparison right now.

1 offer has a temporary promotional rate; the effective rate above already counts the lower rate that follows. 1 offer is for new customers only.

Trade Republic does not simply keep your money on its own balance sheet: it is placed with partner banks or funds that Trade Republic chooses. Which protection applies depends on that allocation, and each offer on this page shows how it works.

What is the savings rate at Trade Republic?
At Trade Republic the highest effective annual rate for €50,000 is currently 3.03% on instant-access savings. The table on this page has every offer with its rate and conditions.
How do I open an account at Trade Republic?
You open an account with the provider itself, online.

Deposit guarantee and licence

Institution
Trade Republic Bank GmbH
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB)
Guarantee
€100,000 per person per institution
Verification
Wettelijke DGS-informatie van Trade Republic Bank GmbH
detailsEdB); kassaldo staat bij partnerbanken met eigen DGS — zie custody-structuur
source ↗ · 2 Sep 2026

Recent changes

Rate historyRSS
  • 16 Sep 2026, 10:49 · ConditionsTrade Republic – Rente op kassaldo: rate structure/conditions changed
  • 15 Sep 2026, 23:17 · ConditionsTrade Republic – Rente op kassaldo: rate structure/conditions changed
E-mail me when this changes
As soon as a rate or offer from Trade Republic changes, you get one e-mail. Every mail has a one-click unsubscribe link.

All changes of Trade Republic →