What is the savings rate at Triodos Bank?

At Triodos Bank the highest effective annual rate for €50,000 is currently 1.08% on instant-access savings and 3.00% on a 10 years deposit. The table on this page has every offer with its rate and conditions.

Is my money safe at Triodos Bank?

Triodos Bank (Triodos Bank N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.

Triodos Bank

Triodos Bank N.V. · Netherlands · supervised by DNB

Website

Offers: 10
Instant access: 1.08%; highest effective
Deposit: 3.00%; highest effective
Deposit guarantee: Until €100,000; Netherlands scheme

Offers from Triodos Bank

Your amount€Calculated over

Product	Type	Rate	Effective	Your return
Internet Sparen	Instant access	1.25% ▲ 0.10Rate over the last 365 days. Raised on 1 Nov 2026 from 1.15% to 1.25%.	1.08%	€540 interest per year	Details
Triodos Spaar Deposito	Deposit · 3 months	1.60% ▲ 0.10Rate over the last 365 days. Raised on 1 Oct 2026 from 1.50% to 1.60%.	1.61%	€805 per year, annualised	Details
Triodos Spaar Deposito	Deposit · 6 months	2.00% ▲ 0.15Rate over the last 365 days. Raised on 1 Oct 2026 from 1.85% to 2.00%.	2.01%	€1,005 per year, annualised	Details
Triodos Spaar Deposito	Deposit · 9 months	2.10% ▲ 0.15Rate over the last 365 days. Raised on 1 Oct 2026 from 1.95% to 2.10%.	2.11%	€1,053 per year, annualised	Details
Triodos Spaar Deposito	Deposit · 1 year	2.35% ▲ 0.25Rate over the last 365 days. Raised on 1 Oct 2026 from 2.10% to 2.35%.	2.35%	€1,175 interest per year	Details
Triodos Spaar Deposito	Deposit · 2 years	2.40% ▲ 0.25Rate over the last 365 days. Raised on 1 Oct 2026 from 2.15% to 2.40%.	2.40%	€1,200 per year, annualised	Details
Triodos Spaar Deposito	Deposit · 3 years	2.40% ▲ 0.25Rate over the last 365 days. Raised on 1 Oct 2026 from 2.15% to 2.40%.	2.40%	€1,200 per year, annualised	Details
Triodos Spaar Deposito	Deposit · 4 years	2.40% ▲ 0.25Rate over the last 365 days. Raised on 1 Oct 2026 from 2.15% to 2.40%.	2.40%	€1,200 per year, annualised	Details
Triodos Spaar Deposito	Deposit · 5 years	2.50% ▲ 0.30Rate over the last 365 days. Raised on 1 Oct 2026 from 2.20% to 2.50%.	2.50%	€1,250 per year, annualised	Details
Triodos Spaar Deposito	Deposit · 10 years	3.00% ▲ 0.35Rate over the last 365 days. Raised on 1 Oct 2026 from 2.65% to 3.00%.	3.00%	€1,500 per year, annualised	Details

Internet Sparen1.25% · 1.08% effective · since 1 Nov 2026€540interest per year
Deposit 3 months1.60% · 1.61% effective · since 1 Oct 2026€805per year, annualised
Deposit 6 months2.00% · 2.01% effective · since 1 Oct 2026€1,005per year, annualised
Deposit 9 months2.10% · 2.11% effective · since 1 Oct 2026€1,053per year, annualised
Deposit 1 year2.35% · 2.35% effective · since 1 Oct 2026€1,175interest per year
Deposit 2 years2.40% · 2.40% effective · since 1 Oct 2026€1,200per year, annualised
Deposit 3 years2.40% · 2.40% effective · since 1 Oct 2026€1,200per year, annualised
Deposit 4 years2.40% · 2.40% effective · since 1 Oct 2026€1,200per year, annualised
Deposit 5 years2.50% · 2.50% effective · since 1 Oct 2026€1,250per year, annualised
Deposit 10 years3.00% · 3.00% effective · since 1 Oct 2026€1,500per year, annualised

Saving at Triodos Bank

Triodos Bank is a bank from Netherlands, supervised by DNB. You open an account with the bank itself, online.

For €50,000 we list 1 instant-access account and 9 deposits from Triodos Bank, with terms from 3 months to 10 years. The best instant-access account, Internet Sparen, pays an effective 1.08% a year. The highest instant-access rate in our comparison is 3.03% right now. The best-paying deposit runs for 10 years at an effective 3.00% a year.

The lowest minimum deposit is €500.

Savings at Triodos Bank fall under Nederlandse Depositogarantie (DGS), the statutory deposit guarantee scheme of Netherlands, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Triodos Bank?: At Triodos Bank the highest effective annual rate for €50,000 is currently 1.08% on instant-access savings and 3.00% on a 10 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Triodos Bank?: Triodos Bank (Triodos Bank N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Triodos Bank?: Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Triodos Bank?: You open an account with the bank itself, online.

Deposit guarantee and licence

Institution: Triodos Bank N.V.
Status: Verified European deposit guarantee scheme
Scheme: Nederlandse Depositogarantie (DGS)
Guarantee: €100,000 per person per institution
Licence: DNB B0195
Verification: DNB-register Nederlandse depositogarantie
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Recent changes

Rate history RSS

1 Nov 2026, 02:50 · Rate upTriodos Bank – Internet Sparen: 1.15% → 1.25%
2 Oct 2026, 00:12 · Rate upTriodos Bank – Triodos Spaar Deposito (3 mo): 1.50% → 1.60%
2 Oct 2026, 00:12 · Rate upTriodos Bank – Triodos Spaar Deposito (6 mo): 1.85% → 2.00%
2 Oct 2026, 00:12 · Rate upTriodos Bank – Triodos Spaar Deposito (48 mo): 2.15% → 2.40%
2 Oct 2026, 00:12 · Rate upTriodos Bank – Triodos Spaar Deposito (12 mo): 2.10% → 2.35%
2 Oct 2026, 00:12 · Rate upTriodos Bank – Triodos Spaar Deposito (9 mo): 1.95% → 2.10%
2 Oct 2026, 00:12 · Rate upTriodos Bank – Triodos Spaar Deposito (60 mo): 2.20% → 2.50%
2 Oct 2026, 00:12 · Rate upTriodos Bank – Triodos Spaar Deposito (24 mo): 2.15% → 2.40%
2 Oct 2026, 00:12 · Rate upTriodos Bank – Triodos Spaar Deposito (36 mo): 2.15% → 2.40%
2 Oct 2026, 00:12 · Rate upTriodos Bank – Triodos Spaar Deposito (120 mo): 2.65% → 3.00%

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