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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Triodos Bank

Triodos Bank N.V. · Netherlands · supervised by DNB
Website
Offers
10
Instant access
1.15%
highest effective
Deposit
2.65%
highest effective
Deposit guarantee
Until €100,000
Netherlands scheme

Offers from Triodos Bank

ProductTypeRateEffectiveYour return
Internet SparenInstant access1.15%
1.15%€115
interest per year
Details
Triodos Spaar DepositoDeposit · 3 months1.50%
1.51%€151
per year, annualised
Details
Triodos Spaar DepositoDeposit · 6 months1.85%
▲ 0.10Rate over the last 365 days. Raised on 2 Sep 2026 from 1.75% to 1.85%.
1.86%€186
per year, annualised

Saving at Triodos Bank

Triodos Bank is a bank from Netherlands, supervised by DNB. You open an account with the bank itself, online.

For €10,000 we list 1 instant-access account and 9 deposits from Triodos Bank, with terms from 3 months to 10 years. The best instant-access account, Internet Sparen, pays an effective 1.15% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 10 years at an effective 2.65% a year.

The lowest minimum deposit is €500.

Savings at Triodos Bank fall under Nederlandse Depositogarantie (DGS), the statutory deposit guarantee scheme of Netherlands, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Triodos Bank?
At Triodos Bank the highest effective annual rate for €10,000 is currently 1.15% on instant-access savings and 2.65% on a 10 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Triodos Bank?
Triodos Bank (Triodos Bank N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Triodos Bank?
Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Triodos Bank?
You open an account with the bank itself, online.

Deposit guarantee and licence

Institution
Triodos Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS)
Guarantee
€100,000 per person per institution
Licence
DNB B0195
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Recent changes

Rate historyRSS

No changes seen since we started following Triodos Bank .

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As soon as a rate or offer from Triodos Bank changes, you get one e-mail. Every mail has a one-click unsubscribe link.

All changes of Triodos Bank →

Details
Triodos Spaar DepositoDeposit · 9 months1.95%
▲ 0.20Rate over the last 365 days. Raised on 2 Sep 2026 from 1.75% to 1.95%.
1.95%€195
per year, annualised
Details
Triodos Spaar DepositoDeposit · 1 year2.10%
▲ 0.10Rate over the last 365 days. Raised on 2 Sep 2026 from 2.00% to 2.10%.
2.10%€210
interest per year
Details
Triodos Spaar DepositoDeposit · 2 years2.15%
▲ 0.15Rate over the last 365 days. Raised on 2 Sep 2026 from 2.00% to 2.15%.
2.15%€215
per year, annualised
Details
Triodos Spaar DepositoDeposit · 3 years2.15%
▲ 0.15Rate over the last 365 days. Raised on 2 Sep 2026 from 2.00% to 2.15%.
2.15%€215
per year, annualised
Details
Triodos Spaar DepositoDeposit · 4 years2.15%
▲ 0.15Rate over the last 365 days. Raised on 2 Sep 2026 from 2.00% to 2.15%.
2.15%€215
per year, annualised
Details
Triodos Spaar DepositoDeposit · 5 years2.20%
2.20%€220
per year, annualised
Details
Triodos Spaar DepositoDeposit · 10 years2.65%
2.65%€265
per year, annualised
Details
  • Internet Sparen1.15% · 1.15% effective · since 2 Sep 2026€115interest per year
  • Deposit 3 months1.50% · 1.51% effective · since 2 Sep 2026€151per year, annualised
  • Deposit 6 months1.85% · 1.86% effective · since 2 Sep 2026€186per year, annualised
  • Deposit 9 months1.95% · 1.95% effective · since 2 Sep 2026€195per year, annualised
  • Deposit 1 year2.10% · 2.10% effective · since 2 Sep 2026€210interest per year
  • Deposit 2 years2.15% · 2.15% effective · since 2 Sep 2026€215per year, annualised
  • Deposit 3 years2.15% · 2.15% effective · since 2 Sep 2026€215per year, annualised
  • Deposit 4 years2.15% · 2.15% effective · since 2 Sep 2026€215per year, annualised
  • Deposit 5 years2.20% · 2.20% effective · since 2 Sep 2026€220per year, annualised
  • Deposit 10 years2.65% · 2.65% effective · since 2 Sep 2026€265per year, annualised