What is the savings rate at Yapı Kredi?

At Yapı Kredi the highest effective annual rate for €10,000 is currently 2.17% on instant-access savings and 3.55% on a 4 years deposit. The table on this page has every offer with its rate and conditions.

Is my money safe at Yapı Kredi?

Yapı Kredi (Yapi Kredi Bank Nederland N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.

Yapı Kredi

Yapi Kredi Bank Nederland N.V. · Netherlands · supervised by DNB

Website

Offers: 23
Instant access: 2.17%; highest effective
Deposit: 3.55%; highest effective
Deposit guarantee: Until €100,000; Netherlands scheme

Offers from Yapı Kredi

Your amount€Calculated over

Product	Type	Rate	Effective	Your return
Euro-Plus Spaarrekening	Instant access	3.30% promo	2.17%	€218 interest per year	Details
Euro-Plus Deposito	Deposit · 3 months	2.00%	2.02%	€202 per year, annualised	Details
Euro-Plus Deposito	Deposit · 6 months	2.00%	2.01%	€201 per year, annualised	Details
Euro-Plus Deposito	Deposit · 9 months	2.00%	2.00%	€200 per year, annualised	Details
Euro-Plus Deposito	Deposit · 1 year	3.10% ▲ 0.45Rate over the last 365 days. Raised on 2 Sep 2026 from 2.65% to 3.10%.	3.10%	€310 interest per year	Details
Euro-Plus Deposito	Deposit · 2 years	3.20%	3.15%	€315 per year, annualised	Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)	Deposit · 2 years	3.10% ▲ 0.35Rate over the last 365 days. Raised on 2 Sep 2026 from 2.75% to 3.10%.	3.10%	€310 per year, annualised	Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)	Deposit · 3 years	3.40% ▲ 0.25Rate over the last 365 days. Raised on 24 Sep 2026 from 3.15% to 3.40%.	3.40%	€340 per year, annualised	Details
Euro-Plus Deposito	Deposit · 3 years	3.40% ▲ 0.25Rate over the last 365 days. Raised on 24 Sep 2026 from 3.15% to 3.40%.	3.29%	€329 per year, annualised	Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)	Deposit · 4 years	3.55% ▲ 0.35Rate over the last 365 days. Raised on 22 Sep 2026 from 3.20% to 3.55%.	3.55%	€355 per year, annualised	Details
Euro-Plus Deposito	Deposit · 4 years	3.55% ▲ 0.35Rate over the last 365 days. Raised on 22 Sep 2026 from 3.20% to 3.55%.	3.38%	€338 per year, annualised	Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)	Deposit · 5 years	3.55% ▲ 0.20Rate over the last 365 days. Raised on 22 Sep 2026 from 3.35% to 3.55%.	3.55%	€355 per year, annualised	Details
Euro-Plus Deposito	Deposit · 5 years	3.55% ▲ 0.20Rate over the last 365 days. Raised on 22 Sep 2026 from 3.35% to 3.55%.	3.32%	€332 per year, annualised	Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)	Deposit · 6 years	3.10%	3.10%	€310 per year, annualised	Details
Euro-Plus Deposito	Deposit · 6 years	3.10% ▲ 0.05Rate over the last 365 days. Raised on 2 Sep 2026 from 3.05% to 3.10%.	2.88%	€288 per year, annualised	Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)	Deposit · 7 years	3.10% ▲ 0.05Rate over the last 365 days. Raised on 2 Sep 2026 from 3.05% to 3.10%.	3.10%	€310 per year, annualised	Details
Euro-Plus Deposito	Deposit · 7 years	3.10%	2.85%	€285 per year, annualised	Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)	Deposit · 8 years	3.10% ▲ 0.05Rate over the last 365 days. Raised on 2 Sep 2026 from 3.05% to 3.10%.	3.10%	€310 per year, annualised	Details
Euro-Plus Deposito	Deposit · 8 years	3.10%	2.81%	€281 per year, annualised	Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)	Deposit · 9 years	3.10% ▲ 0.05Rate over the last 365 days. Raised on 2 Sep 2026 from 3.05% to 3.10%.	3.10%	€310 per year, annualised	Details
Euro-Plus Deposito	Deposit · 9 years	3.10%	2.77%	€277 per year, annualised	Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)	Deposit · 10 years	3.10%	3.10%	€310 per year, annualised	Details
Euro-Plus Deposito	Deposit · 10 years	3.10%	2.74%	€274 per year, annualised	Details

Saving at Yapı Kredi

Yapı Kredi is a brand of Yapi Kredi Bank Nederland N.V., a bank from Netherlands, supervised by DNB. You open an account with the bank itself, online.

For €10,000 we list 1 instant-access account and 22 deposits from Yapı Kredi, with terms from 3 months to 10 years. The best instant-access account, Euro-Plus Spaarrekening, pays an effective 2.17% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 4 years at an effective 3.55% a year.

The lowest minimum deposit is €2,000. 1 offer has a temporary promotional rate; the effective rate above already counts the lower rate that follows. 1 offer is for new customers only.

Savings at Yapı Kredi fall under Nederlandse Depositogarantie (DGS), the statutory deposit guarantee scheme of Netherlands, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Yapı Kredi?: At Yapı Kredi the highest effective annual rate for €10,000 is currently 2.17% on instant-access savings and 3.55% on a 4 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Yapı Kredi?: Yapı Kredi (Yapi Kredi Bank Nederland N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Yapı Kredi?: Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Yapı Kredi?: You open an account with the bank itself, online.

Deposit guarantee and licence

Institution: Yapi Kredi Bank Nederland N.V.
Status: Verified European deposit guarantee scheme
Scheme: Nederlandse Depositogarantie (DGS)
Guarantee: €100,000 per person per institution
Licence: DNB B0549
Verification: DNB-register Nederlandse depositogarantie
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Recent changes

Rate history RSS

24 Sep 2026, 21:34 · Rate upYapı Kredi – Euro-Plus Deposito (36 mo): 3.15% → 3.40%
24 Sep 2026, 21:34 · Rate upYapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (36 mo): 3.15% → 3.40%
22 Sep 2026, 11:47 · Rate upYapı Kredi – Euro-Plus Deposito (60 mo): 3.35% → 3.55%
22 Sep 2026, 11:47 · Rate upYapı Kredi – Euro-Plus Deposito (48 mo): 3.20% → 3.55%
22 Sep 2026, 11:47 · Rate upYapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (60 mo): 3.35% → 3.55%
22 Sep 2026, 11:47 · Rate upYapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (48 mo): 3.20% → 3.55%

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