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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Yapı Kredi

Yapi Kredi Bank Nederland N.V. · Netherlands · supervised by DNB
Website
Offers
23
Instant access
2.17%
highest effective
Deposit
3.35%
highest effective
Deposit guarantee
Until €100,000
Netherlands scheme

Offers from Yapı Kredi

ProductTypeRateEffectiveYour return
Euro-Plus SpaarrekeningInstant access3.30%
promo
2.17%€2,175
interest per year
Details
Euro-Plus DepositoDeposit · 3 months2.00%
2.02%€2,015
per year, annualised
Details
Euro-Plus DepositoDeposit · 6 months2.00%
2.01%€2,010
per year, annualised
Details
Euro-Plus Deposito

Saving at Yapı Kredi

Yapı Kredi is a brand of Yapi Kredi Bank Nederland N.V., a bank from Netherlands, supervised by DNB. You open an account with the bank itself, online.

For €100,000 we list 1 instant-access account and 22 deposits from Yapı Kredi, with terms from 3 months to 10 years. The best instant-access account, Euro-Plus Spaarrekening, pays an effective 2.17% a year. The highest instant-access rate in our comparison is 2.78% right now. The best-paying deposit runs for 5 years at an effective 3.35% a year.

The lowest minimum deposit is €2,000. 1 offer has a temporary promotional rate; the effective rate above already counts the lower rate that follows. 1 offer is for new customers only.

Savings at Yapı Kredi fall under Nederlandse Depositogarantie (DGS), the statutory deposit guarantee scheme of Netherlands, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Yapı Kredi?
At Yapı Kredi the highest effective annual rate for €100,000 is currently 2.17% on instant-access savings and 3.35% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Yapı Kredi?
Yapı Kredi (Yapi Kredi Bank Nederland N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Yapı Kredi?
Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Yapı Kredi?
You open an account with the bank itself, online.

Deposit guarantee and licence

Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS)
Guarantee
€100,000 per person per institution
Licence
DNB B0549
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Recent changes

Rate historyRSS

No changes seen since we started following Yapı Kredi .

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As soon as a rate or offer from Yapı Kredi changes, you get one e-mail. Every mail has a one-click unsubscribe link.

All changes of Yapı Kredi →

Deposit · 9 months
2.00%
2.00%
€2,005
per year, annualised
Details
Euro-Plus DepositoDeposit · 1 year3.10%
3.10%€3,100
interest per year
Details
Euro-Plus DepositoDeposit · 2 years3.20%
3.15%€3,150
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 2 years3.10%
3.10%€3,100
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 3 years3.15%
3.15%€3,150
per year, annualised
Details
Euro-Plus DepositoDeposit · 3 years3.15%
3.06%€3,056
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 4 years3.20%
3.20%€3,200
per year, annualised
Details
Euro-Plus DepositoDeposit · 4 years3.20%
3.06%€3,057
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 5 years3.35%
3.35%€3,350
per year, annualised
Details
Euro-Plus DepositoDeposit · 5 years3.35%
3.15%€3,146
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 6 years3.10%
3.10%€3,100
per year, annualised
Details
Euro-Plus DepositoDeposit · 6 years3.10%
2.88%€2,884
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 7 years3.10%
3.10%€3,100
per year, annualised
Details
Euro-Plus DepositoDeposit · 7 years3.10%
2.85%€2,845
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 8 years3.10%
3.10%€3,100
per year, annualised
Details
Euro-Plus DepositoDeposit · 8 years3.10%
2.81%€2,808
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 9 years3.10%
3.10%€3,100
per year, annualised
Details
Euro-Plus DepositoDeposit · 9 years3.10%
2.77%€2,772
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 10 years3.10%
3.10%€3,100
per year, annualised
Details
Euro-Plus DepositoDeposit · 10 years3.10%
2.74%€2,737
per year, annualised
Details
  • Euro-Plus Spaarrekening3.30% · 2.17% effective€2,175interest per year
  • Deposit 3 months2.00% · 2.02% effective€2,015per year, annualised
  • Deposit 6 months2.00% · 2.01% effective€2,010per year, annualised
  • Deposit 9 months2.00% · 2.00% effective€2,005per year, annualised
  • Deposit 1 year3.10% · 3.10% effective€3,100interest per year
  • Deposit 2 years3.20% · 3.15% effective€3,150per year, annualised
  • Deposit 2 years3.10% · 3.10% effective€3,100per year, annualised
  • Deposit 3 years3.15% · 3.15% effective€3,150per year, annualised
  • Deposit 3 years3.15% · 3.06% effective€3,056per year, annualised
  • Deposit 4 years3.20% · 3.20% effective€3,200per year, annualised
  • Deposit 4 years3.20% · 3.06% effective€3,057per year, annualised
  • Deposit 5 years3.35% · 3.35% effective€3,350per year, annualised
  • Deposit 5 years3.35% · 3.15% effective€3,146per year, annualised
  • Deposit 6 years3.10% · 3.10% effective€3,100per year, annualised
  • Deposit 6 years3.10% · 2.88% effective€2,884per year, annualised
  • Deposit 7 years3.10% · 3.10% effective€3,100per year, annualised
  • Deposit 7 years3.10% · 2.85% effective€2,845per year, annualised
  • Deposit 8 years3.10% · 3.10% effective€3,100per year, annualised
  • Deposit 8 years3.10% · 2.81% effective€2,808per year, annualised
  • Deposit 9 years3.10% · 3.10% effective€3,100per year, annualised
  • Deposit 9 years3.10% · 2.77% effective€2,772per year, annualised
  • Deposit 10 years3.10% · 3.10% effective€3,100per year, annualised
  • Deposit 10 years3.10% · 2.74% effective€2,737per year, annualised