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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Yapı Kredi

Yapi Kredi Bank Nederland N.V. · Netherlands · supervised by DNB
Website
Offers
23
Instant access
2.17%
highest effective
Deposit
3.35%
highest effective
Deposit guarantee
Until €100,000
Netherlands scheme

Offers from Yapı Kredi

ProductTypeRateEffectiveYour return
Euro-Plus SpaarrekeningInstant access3.30%
promo
2.17%€365
interest per year
Details
Euro-Plus DepositoDeposit · 3 months2.00%
2.02%€339
per year, annualised
Details
Euro-Plus DepositoDeposit · 6 months2.00%
2.01%€338
per year, annualised
Details
Euro-Plus Deposito

Saving at Yapı Kredi

Yapı Kredi is a brand of Yapi Kredi Bank Nederland N.V., a bank from Netherlands, supervised by DNB. You open an account with the bank itself, online.

For €16,800 we list 1 instant-access account and 22 deposits from Yapı Kredi, with terms from 3 months to 10 years. The best instant-access account, Euro-Plus Spaarrekening, pays an effective 2.17% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 5 years at an effective 3.35% a year.

The lowest minimum deposit is €2,000. 1 offer has a temporary promotional rate; the effective rate above already counts the lower rate that follows. 1 offer is for new customers only.

Savings at Yapı Kredi fall under Nederlandse Depositogarantie (DGS), the statutory deposit guarantee scheme of Netherlands, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Yapı Kredi?
At Yapı Kredi the highest effective annual rate for €16,800 is currently 2.17% on instant-access savings and 3.35% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Yapı Kredi?
Yapı Kredi (Yapi Kredi Bank Nederland N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Yapı Kredi?
Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Yapı Kredi?
You open an account with the bank itself, online.

Deposit guarantee and licence

Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS)
Guarantee
€100,000 per person per institution
Licence
DNB B0549
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Recent changes

Rate historyRSS

No changes seen since we started following Yapı Kredi .

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Deposit · 9 months
2.00%
2.00%
€337
per year, annualised
Details
Euro-Plus DepositoDeposit · 1 year3.10%
3.10%€521
interest per year
Details
Euro-Plus DepositoDeposit · 2 years3.20%
3.15%€529
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 2 years3.10%
3.10%€521
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 3 years3.15%
3.15%€529
per year, annualised
Details
Euro-Plus DepositoDeposit · 3 years3.15%
3.06%€513
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 4 years3.20%
3.20%€538
per year, annualised
Details
Euro-Plus DepositoDeposit · 4 years3.20%
3.06%€514
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 5 years3.35%
3.35%€563
per year, annualised
Details
Euro-Plus DepositoDeposit · 5 years3.35%
3.15%€528
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 6 years3.10%
3.10%€521
per year, annualised
Details
Euro-Plus DepositoDeposit · 6 years3.10%
2.88%€484
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 7 years3.10%
3.10%€521
per year, annualised
Details
Euro-Plus DepositoDeposit · 7 years3.10%
2.85%€478
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 8 years3.10%
3.10%€521
per year, annualised
Details
Euro-Plus DepositoDeposit · 8 years3.10%
2.81%€472
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 9 years3.10%
3.10%€521
per year, annualised
Details
Euro-Plus DepositoDeposit · 9 years3.10%
2.77%€466
per year, annualised
Details
Euro-Plus Deposito (jaarlijkse rente-uitkering)Deposit · 10 years3.10%
3.10%€521
per year, annualised
Details
Euro-Plus DepositoDeposit · 10 years3.10%
2.74%€460
per year, annualised
Details
  • Euro-Plus Spaarrekening3.30% · 2.17% effective€365interest per year
  • Deposit 3 months2.00% · 2.02% effective€339per year, annualised
  • Deposit 6 months2.00% · 2.01% effective€338per year, annualised
  • Deposit 9 months2.00% · 2.00% effective€337per year, annualised
  • Deposit 1 year3.10% · 3.10% effective€521interest per year
  • Deposit 2 years3.20% · 3.15% effective€529per year, annualised
  • Deposit 2 years3.10% · 3.10% effective€521per year, annualised
  • Deposit 3 years3.15% · 3.15% effective€529per year, annualised
  • Deposit 3 years3.15% · 3.06% effective€513per year, annualised
  • Deposit 4 years3.20% · 3.20% effective€538per year, annualised
  • Deposit 4 years3.20% · 3.06% effective€514per year, annualised
  • Deposit 5 years3.35% · 3.35% effective€563per year, annualised
  • Deposit 5 years3.35% · 3.15% effective€528per year, annualised
  • Deposit 6 years3.10% · 3.10% effective€521per year, annualised
  • Deposit 6 years3.10% · 2.88% effective€484per year, annualised
  • Deposit 7 years3.10% · 3.10% effective€521per year, annualised
  • Deposit 7 years3.10% · 2.85% effective€478per year, annualised
  • Deposit 8 years3.10% · 3.10% effective€521per year, annualised
  • Deposit 8 years3.10% · 2.81% effective€472per year, annualised
  • Deposit 9 years3.10% · 3.10% effective€521per year, annualised
  • Deposit 9 years3.10% · 2.77% effective€466per year, annualised
  • Deposit 10 years3.10% · 3.10% effective€521per year, annualised
  • Deposit 10 years3.10% · 2.74% effective€460per year, annualised