Younited
Younited Credit S.A. · France
- Offers
- 6
- Instant access
- —
- highest effective
- Deposit
- 2.50%
- highest effective
- Deposit guarantee
- Until €100,000
- France scheme
Offers from Younited
- Deposit 1 year2.20% · 2.20% effective€1,100interest per year
- Deposit 18 months2.25% · 2.25% effective€1,127per year, annualised
- Deposit 2 years2.30% · 2.30% effective€1,150per year, annualised
- Deposit 3 years2.35% · 2.35% effective€1,175per year, annualised
- Deposit 4 years2.40% · 2.40% effective€1,200per year, annualised
- Deposit 5 years2.50% · 2.50% effective€1,250per year, annualised
Saving at Younited
Younited is a bank from France. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Younited in your name.
For €50,000 we list 6 deposits from Younited, with terms from 1 year to 5 years. The best-paying deposit runs for 5 years at an effective 2.50% a year.
The lowest minimum deposit is €500.
Savings at Younited fall under Fonds de Garantie des Dépôts et de Résolution (FGDR), the statutory deposit guarantee scheme of France, up to €100,000 per person. We checked that with the supervisor or the scheme itself. France does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at Younited?
- At Younited the highest effective annual rate for €50,000 is currently 2.50% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at Younited?
- Younited (Younited Credit S.A.) takes part in Fonds de Garantie des Dépôts et de Résolution (FGDR). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from Younited?
- France does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at Younited?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Younited in your name.
Deposit guarantee and licence
- Institution
- Younited Credit S.A.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Fonds de Garantie des Dépôts et de Résolution (FGDR)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Fonds de Garantie des Dépôts et de Résolution (FGDR)
Recent changes
Rate historyRSSNo changes seen since we started following Younited .
E-mail me when this changes
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