What is the savings rate at Younited?

At Younited the highest effective annual rate for €50,000 is currently 2.50% on a 5 years deposit. The table on this page has every offer with its rate and conditions.

Is my money safe at Younited?

Younited (Younited Credit S.A.) takes part in Fonds de Garantie des Dépôts et de Résolution (FGDR). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.

Younited

Younited Credit S.A. · France

Website

Offers: 6
Instant access: —; highest effective
Deposit: 2.50%; highest effective
Deposit guarantee: Until €100,000; France scheme

Offers from Younited

Your amount€

Product	Type	Rate	Effective	Your return
Termijndeposito via Raisin	Deposit · 1 year	2.20%	2.20%	€1,100 interest per year	Details
Termijndeposito via Raisin	Deposit · 18 months	2.25%	2.25%	€1,127 per year, annualised	Details
Termijndeposito via Raisin	Deposit · 2 years	2.30%	2.30%	€1,150 per year, annualised	Details
Termijndeposito via Raisin	Deposit · 3 years	2.35%	2.35%	€1,175 per year, annualised	Details

Saving at Younited

Younited is a bank from France. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Younited in your name.

For €50,000 we list 6 deposits from Younited, with terms from 1 year to 5 years. The best-paying deposit runs for 5 years at an effective 2.50% a year.

The lowest minimum deposit is €500.

Savings at Younited fall under Fonds de Garantie des Dépôts et de Résolution (FGDR), the statutory deposit guarantee scheme of France, up to €100,000 per person. We checked that with the supervisor or the scheme itself. France does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Younited?: At Younited the highest effective annual rate for €50,000 is currently 2.50% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Younited?: Younited (Younited Credit S.A.) takes part in Fonds de Garantie des Dépôts et de Résolution (FGDR). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Younited?: France does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Younited?: From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Younited in your name.

Deposit guarantee and licence

Institution: Younited Credit S.A.
Status: Verified European deposit guarantee scheme
Scheme: Fonds de Garantie des Dépôts et de Résolution (FGDR)
Guarantee: €100,000 per person per institution
Verification: Raisin wettelijke DGS-disclosure
details
Fonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026

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