2-year deposit

Deposits of exactly 24 months. Two years of fixed interest gives certainty if you expect rates to fall.

This week 70 rates up, 4 down all changes →

How much do you want to save?

3.03%
best instant access
3.40%
1-year deposit
3.91%
10 years deposit
2.00%
big banks

Highest effective annual rate for €50,000, after promotions and fees

63 offers · 2 years deposits

2 do not fit your amount · showSort by

Deposit guarantee

Nordax Bank
Termijndeposito· Deposit · 2 years· via Raisin
2 years
no early withdrawal
compounded yearly · min. €500 · max. €100,000
- 2 years fixed · no early withdrawal
Effective annual rate
3.50%▲

Show 30 offers more

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As soon as the highest rate for deposits changes, you get one e-mail. Every mail has a one-click unsubscribe link.

News and background

All articles →

30 Oct 2026Saving for your child: in your child's name or in your own?
Do you save for your child in an account in their name or in yours? Who owns the money, what happens on their eighteenth birthday, how the deposit guarantee works and what to check when you compare.
23 Oct 2026Savings rate fixed or variable: what suits your money?
A variable savings rate can change any day, a fixed rate is set for the whole term. What makes savings rates move, why nobody can predict them and how you as a saver can deal with that uncertainty.
16 Oct 2026How much savings do you need as a buffer?
A buffer absorbs the broken washing machine and, if need be, a few months without income. How to use your fixed costs to decide how much to keep to hand, where to put it and what to do with everything above it.

Frequently asked questions

Why is the 2-year rate sometimes lower than the 1-year rate?

When banks expect rates to fall, they do not offer more for longer terms. The rate per term, in the term selector above the list, shows how that looks right now.

How is the return over two years calculated?

With credited interest your balance grows each year, with paid-out interest it does not. The return shown for each deposit is the total over two years; the effective annual rate makes it comparable with other terms.

Is my money protected for the whole term?

Yes. The deposit guarantee applies as long as the money is at the bank, up to €100,000 per person per bank, including accrued interest.