Guided choice
Three questions, one at a time, and you see which savings account or deposit earns most in your situation, with the reasons. It is the same ranking as the comparison, only with your answers as filters. Not advice, but an honest start.
What suits you
For €25,000 that you can do without for 5 years or longer: the highest effective annual rate out of 129 matching offers, one per bank.
- Best choiceBankBTermijndeposito€938per year · 3.75% effective
- Fits your timing: deposit · 7 years
- Your whole amount is covered by the deposit guarantee of Belgium
- €177 per year more than the best instant-access account (Trade Republic)
- Withholding tax reclaimable with a form
- Alternative 1Deutsche Bausparkasse BadeniaTermijndeposito€925per year · 3.70% effective
- Fits your timing: deposit · 10 years
- Your whole amount is covered by the deposit guarantee of Germany
- €165 per year more than the best instant-access account (Trade Republic)
- Alternative 2MyntroTermijndeposito€920per year · 3.68% effective
- Fits your timing: deposit · 10 years
- Your whole amount is covered by the deposit guarantee of Sweden
- €160 per year more than the best instant-access account (Trade Republic)
