ABN AMROSpaar Deposito
Deposit · 10 years · ABN AMRO Bank N.V. · Netherlands · Directly at the bank
Current account required
- Rate
- 3.05%
- 10 years fixed
- since 6 Oct 2026
- Your return on €10,000
- €305
- per year, annualised · €3,050 total over 10 years
- Deposit guarantee
- €10,000 fully protectedDutch scheme
ABN AMRO Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €10,000
Gross interest over 10 years: €3,050.
Interest built up over 10 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €305 | €10,305 |
| 2 years | €610 | €10,610 |
| 3 years | €915 | €10,915 |
| 4 years | €1,220 | €11,220 |
| 5 years | €1,525 | €11,525 |
| 6 years | €1,830 | €11,830 |
| 7 years | €2,135 | €12,135 |
| 8 years | €2,440 | €12,440 |
| 9 years | €2,745 | €12,745 |
| 10 years | €3,050 | €13,050 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.05% |
- Interest payout
- yearly, paid out
- Fees
- none
- Rate valid since
- 7 Oct 2026
- Access
- 10 years fixed · early withdrawal unknown
- Term
- 10 years
- Minimum deposit
- €500
- Maximum deposit
- €250,000
- Current account required
- yes
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Rente wordt jaarlijks (looptijd > 1 jaar) of aan het einde van de looptijd uitgekeerd
- Eén storting per deposito; maximaal € 10 miljoen aan Spaar Deposito's per klant
Deposit guarantee
€10,000 fully protected
Dutch scheme
ABN AMRO Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- ABN AMRO Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 6 Oct 2026 | 3.05% | current |
| 2 Sep 2026 | 2.90% | 6 Oct 2026 |
All historic rates of ABN AMRO →All savings products of ABN AMRO →
- 27 Oct 2026ABN AMRO – Spaar Deposito (120 mo): conditions changed
- 6 Oct 2026ABN AMRO – Spaar Deposito (120 mo): 2.90% → 3.05%
- 2 Sep 2026New: ABN AMRO – Spaar Deposito (120 mo) 2.90%
Rate checked on 2 Nov 2026.