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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ABN AMRO
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ABN AMROSpaar Deposito

Deposit · 10 years · ABN AMRO Bank N.V. · Netherlands · Directly at the bank
Current account required
Open an account at ABN AMRO
Rate
2.90%
10 years fixed
Your return on €100,000
€2,900
per year, annualised · €29,000 total over 10 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

ABN AMRO Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 10 years: €29,000.
Interest built up over 10 years
€ 0€ 10k€ 20kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up2.90%
Interest payout
yearly, paid out
Fees
none
Rate valid since
20 Aug 2026
Access
10 years fixed · early withdrawal with loss of interest
Term
10 years
Minimum deposit
€500
Maximum deposit
€250,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks (looptijd > 1 jaar) of aan het einde van de looptijd uitgekeerd
  • Eén storting per deposito; maximaal € 10 miljoen aan Spaar Deposito's per klant
  • Tussentijds opnemen of beëindigen kost meestal een boete

Deposit guarantee

€100,000 fully protected
Dutch scheme

ABN AMRO Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
ABN AMRO Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.90% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of ABN AMRO →All savings products of ABN AMRO →

  • 2 Sep 2026New: ABN AMRO – Spaar Deposito (120 mo) 2.90%

Rate checked on 19 Sep 2026.

Other offers from ABN AMRO

Instant access · 1.25% · DirectInstant access · 1.25% · Direct1 year · 1.75% · Direct1 year · 2.00% · Direct2 years · 2.15% · Direct3 years · 2.20% · Direct5 years · 2.50% · Direct
€29,000After 1 month: €241.67 rate · balance €100,241.67After 2 months: €483.33 rate · balance €100,483.33After 3 months: €725.00 rate · balance €100,725.00After 4 months: €966.67 rate · balance €100,966.67After 5 months: €1,208.33 rate · balance €101,208.33After 6 months: €1,450.00 rate · balance €101,450.00After 7 months: €1,691.67 rate · balance €101,691.67After 8 months: €1,933.33 rate · balance €101,933.33After 9 months: €2,175.00 rate · balance €102,175.00After 10 months: €2,416.67 rate · balance €102,416.67After 11 months: €2,658.33 rate · balance €102,658.33After 12 months: €2,900.00 rate · balance €102,900.00After 13 months: €3,141.67 rate · balance €103,141.67After 14 months: €3,383.33 rate · balance €103,383.33After 15 months: €3,625.00 rate · balance €103,625.00After 16 months: €3,866.67 rate · balance €103,866.67After 17 months: €4,108.33 rate · balance €104,108.33After 18 months: €4,350.00 rate · balance €104,350.00After 19 months: €4,591.67 rate · balance €104,591.67After 20 months: €4,833.33 rate · balance €104,833.33After 21 months: €5,075.00 rate · balance €105,075.00After 22 months: €5,316.67 rate · balance €105,316.67After 23 months: €5,558.33 rate · balance €105,558.33After 24 months: €5,800.00 rate · balance €105,800.00After 25 months: €6,041.67 rate · balance €106,041.67After 26 months: €6,283.33 rate · balance €106,283.33After 27 months: €6,525.00 rate · balance €106,525.00After 28 months: €6,766.67 rate · balance €106,766.67After 29 months: €7,008.33 rate · balance €107,008.33After 30 months: €7,250.00 rate · balance €107,250.00After 31 months: €7,491.67 rate · balance €107,491.67After 32 months: €7,733.33 rate · balance €107,733.33After 33 months: €7,975.00 rate · balance €107,975.00After 34 months: €8,216.67 rate · balance €108,216.67After 35 months: €8,458.33 rate · balance €108,458.33After 36 months: €8,700.00 rate · balance €108,700.00After 37 months: €8,941.67 rate · balance €108,941.67After 38 months: €9,183.33 rate · balance €109,183.33After 39 months: €9,425.00 rate · balance €109,425.00After 40 months: €9,666.67 rate · balance €109,666.67After 41 months: €9,908.33 rate · balance €109,908.33After 42 months: €10,150.00 rate · balance €110,150.00After 43 months: €10,391.67 rate · balance €110,391.67After 44 months: €10,633.33 rate · balance €110,633.33After 45 months: €10,875.00 rate · balance €110,875.00After 46 months: €11,116.67 rate · balance €111,116.67After 47 months: €11,358.33 rate · balance €111,358.33After 48 months: €11,600.00 rate · balance €111,600.00After 49 months: €11,841.67 rate · balance €111,841.67After 50 months: €12,083.33 rate · balance €112,083.33After 51 months: €12,325.00 rate · balance €112,325.00After 52 months: €12,566.67 rate · balance €112,566.67After 53 months: €12,808.34 rate · balance €112,808.34After 54 months: €13,050.00 rate · balance €113,050.00After 55 months: €13,291.67 rate · balance €113,291.67After 56 months: €13,533.34 rate · balance €113,533.34After 57 months: €13,775.00 rate · balance €113,775.00After 58 months: €14,016.67 rate · balance €114,016.67After 59 months: €14,258.34 rate · balance €114,258.34After 60 months: €14,500.00 rate · balance €114,500.00After 61 months: €14,741.67 rate · balance €114,741.67After 62 months: €14,983.34 rate · balance €114,983.34After 63 months: €15,225.00 rate · balance €115,225.00After 64 months: €15,466.67 rate · balance €115,466.67After 65 months: €15,708.34 rate · balance €115,708.34After 66 months: €15,950.00 rate · balance €115,950.00After 67 months: €16,191.67 rate · balance €116,191.67After 68 months: €16,433.34 rate · balance €116,433.34After 69 months: €16,675.00 rate · balance €116,675.00After 70 months: €16,916.67 rate · balance €116,916.67After 71 months: €17,158.34 rate · balance €117,158.34After 72 months: €17,400.00 rate · balance €117,400.00After 73 months: €17,641.67 rate · balance €117,641.67After 74 months: €17,883.34 rate · balance €117,883.34After 75 months: €18,125.00 rate · balance €118,125.00After 76 months: €18,366.67 rate · balance €118,366.67After 77 months: €18,608.34 rate · balance €118,608.34After 78 months: €18,850.00 rate · balance €118,850.00After 79 months: €19,091.67 rate · balance €119,091.67After 80 months: €19,333.34 rate · balance €119,333.34After 81 months: €19,575.00 rate · balance €119,575.00After 82 months: €19,816.67 rate · balance €119,816.67After 83 months: €20,058.34 rate · balance €120,058.34After 84 months: €20,300.00 rate · balance €120,300.00After 85 months: €20,541.67 rate · balance €120,541.67After 86 months: €20,783.34 rate · balance €120,783.34After 87 months: €21,025.00 rate · balance €121,025.00After 88 months: €21,266.67 rate · balance €121,266.67After 89 months: €21,508.34 rate · balance €121,508.34After 90 months: €21,750.00 rate · balance €121,750.00After 91 months: €21,991.67 rate · balance €121,991.67After 92 months: €22,233.34 rate · balance €122,233.34After 93 months: €22,475.00 rate · balance €122,475.00After 94 months: €22,716.67 rate · balance €122,716.67After 95 months: €22,958.34 rate · balance €122,958.34After 96 months: €23,200.00 rate · balance €123,200.00After 97 months: €23,441.67 rate · balance €123,441.67After 98 months: €23,683.34 rate · balance €123,683.34After 99 months: €23,925.00 rate · balance €123,925.00After 100 months: €24,166.67 rate · balance €124,166.67After 101 months: €24,408.34 rate · balance €124,408.34After 102 months: €24,650.00 rate · balance €124,650.00After 103 months: €24,891.67 rate · balance €124,891.67After 104 months: €25,133.34 rate · balance €125,133.34After 105 months: €25,375.00 rate · balance €125,375.00After 106 months: €25,616.67 rate · balance €125,616.67After 107 months: €25,858.34 rate · balance €125,858.34After 108 months: €26,100.00 rate · balance €126,100.00After 109 months: €26,341.67 rate · balance €126,341.67After 110 months: €26,583.34 rate · balance €126,583.34After 111 months: €26,825.00 rate · balance €126,825.00After 112 months: €27,066.67 rate · balance €127,066.67After 113 months: €27,308.34 rate · balance €127,308.34After 114 months: €27,550.00 rate · balance €127,550.00After 115 months: €27,791.67 rate · balance €127,791.67After 116 months: €28,033.34 rate · balance €128,033.34After 117 months: €28,275.00 rate · balance €128,275.00After 118 months: €28,516.67 rate · balance €128,516.67After 119 months: €28,758.34 rate · balance €128,758.34After 120 months: €29,000.00 rate · balance €129,000.00
€ 0€ 10k€ 20kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€29,000After 1 month: €241.67 rate · balance €100,241.67After 2 months: €483.33 rate · balance €100,483.33After 3 months: €725.00 rate · balance €100,725.00After 4 months: €966.67 rate · balance €100,966.67After 5 months: €1,208.33 rate · balance €101,208.33After 6 months: €1,450.00 rate · balance €101,450.00After 7 months: €1,691.67 rate · balance €101,691.67After 8 months: €1,933.33 rate · balance €101,933.33After 9 months: €2,175.00 rate · balance €102,175.00After 10 months: €2,416.67 rate · balance €102,416.67After 11 months: €2,658.33 rate · balance €102,658.33After 12 months: €2,900.00 rate · balance €102,900.00After 13 months: €3,141.67 rate · balance €103,141.67After 14 months: €3,383.33 rate · balance €103,383.33After 15 months: €3,625.00 rate · balance €103,625.00After 16 months: €3,866.67 rate · balance €103,866.67After 17 months: €4,108.33 rate · balance €104,108.33After 18 months: €4,350.00 rate · balance €104,350.00After 19 months: €4,591.67 rate · balance €104,591.67After 20 months: €4,833.33 rate · balance €104,833.33After 21 months: €5,075.00 rate · balance €105,075.00After 22 months: €5,316.67 rate · balance €105,316.67After 23 months: €5,558.33 rate · balance €105,558.33After 24 months: €5,800.00 rate · balance €105,800.00After 25 months: €6,041.67 rate · balance €106,041.67After 26 months: €6,283.33 rate · balance €106,283.33After 27 months: €6,525.00 rate · balance €106,525.00After 28 months: €6,766.67 rate · balance €106,766.67After 29 months: €7,008.33 rate · balance €107,008.33After 30 months: €7,250.00 rate · balance €107,250.00After 31 months: €7,491.67 rate · balance €107,491.67After 32 months: €7,733.33 rate · balance €107,733.33After 33 months: €7,975.00 rate · balance €107,975.00After 34 months: €8,216.67 rate · balance €108,216.67After 35 months: €8,458.33 rate · balance €108,458.33After 36 months: €8,700.00 rate · balance €108,700.00After 37 months: €8,941.67 rate · balance €108,941.67After 38 months: €9,183.33 rate · balance €109,183.33After 39 months: €9,425.00 rate · balance €109,425.00After 40 months: €9,666.67 rate · balance €109,666.67After 41 months: €9,908.33 rate · balance €109,908.33After 42 months: €10,150.00 rate · balance €110,150.00After 43 months: €10,391.67 rate · balance €110,391.67After 44 months: €10,633.33 rate · balance €110,633.33After 45 months: €10,875.00 rate · balance €110,875.00After 46 months: €11,116.67 rate · balance €111,116.67After 47 months: €11,358.33 rate · balance €111,358.33After 48 months: €11,600.00 rate · balance €111,600.00After 49 months: €11,841.67 rate · balance €111,841.67After 50 months: €12,083.33 rate · balance €112,083.33After 51 months: €12,325.00 rate · balance €112,325.00After 52 months: €12,566.67 rate · balance €112,566.67After 53 months: €12,808.34 rate · balance €112,808.34After 54 months: €13,050.00 rate · balance €113,050.00After 55 months: €13,291.67 rate · balance €113,291.67After 56 months: €13,533.34 rate · balance €113,533.34After 57 months: €13,775.00 rate · balance €113,775.00After 58 months: €14,016.67 rate · balance €114,016.67After 59 months: €14,258.34 rate · balance €114,258.34After 60 months: €14,500.00 rate · balance €114,500.00After 61 months: €14,741.67 rate · balance €114,741.67After 62 months: €14,983.34 rate · balance €114,983.34After 63 months: €15,225.00 rate · balance €115,225.00After 64 months: €15,466.67 rate · balance €115,466.67After 65 months: €15,708.34 rate · balance €115,708.34After 66 months: €15,950.00 rate · balance €115,950.00After 67 months: €16,191.67 rate · balance €116,191.67After 68 months: €16,433.34 rate · balance €116,433.34After 69 months: €16,675.00 rate · balance €116,675.00After 70 months: €16,916.67 rate · balance €116,916.67After 71 months: €17,158.34 rate · balance €117,158.34After 72 months: €17,400.00 rate · balance €117,400.00After 73 months: €17,641.67 rate · balance €117,641.67After 74 months: €17,883.34 rate · balance €117,883.34After 75 months: €18,125.00 rate · balance €118,125.00After 76 months: €18,366.67 rate · balance €118,366.67After 77 months: €18,608.34 rate · balance €118,608.34After 78 months: €18,850.00 rate · balance €118,850.00After 79 months: €19,091.67 rate · balance €119,091.67After 80 months: €19,333.34 rate · balance €119,333.34After 81 months: €19,575.00 rate · balance €119,575.00After 82 months: €19,816.67 rate · balance €119,816.67After 83 months: €20,058.34 rate · balance €120,058.34After 84 months: €20,300.00 rate · balance €120,300.00After 85 months: €20,541.67 rate · balance €120,541.67After 86 months: €20,783.34 rate · balance €120,783.34After 87 months: €21,025.00 rate · balance €121,025.00After 88 months: €21,266.67 rate · balance €121,266.67After 89 months: €21,508.34 rate · balance €121,508.34After 90 months: €21,750.00 rate · balance €121,750.00After 91 months: €21,991.67 rate · balance €121,991.67After 92 months: €22,233.34 rate · balance €122,233.34After 93 months: €22,475.00 rate · balance €122,475.00After 94 months: €22,716.67 rate · balance €122,716.67After 95 months: €22,958.34 rate · balance €122,958.34After 96 months: €23,200.00 rate · balance €123,200.00After 97 months: €23,441.67 rate · balance €123,441.67After 98 months: €23,683.34 rate · balance €123,683.34After 99 months: €23,925.00 rate · balance €123,925.00After 100 months: €24,166.67 rate · balance €124,166.67After 101 months: €24,408.34 rate · balance €124,408.34After 102 months: €24,650.00 rate · balance €124,650.00After 103 months: €24,891.67 rate · balance €124,891.67After 104 months: €25,133.34 rate · balance €125,133.34After 105 months: €25,375.00 rate · balance €125,375.00After 106 months: €25,616.67 rate · balance €125,616.67After 107 months: €25,858.34 rate · balance €125,858.34After 108 months: €26,100.00 rate · balance €126,100.00After 109 months: €26,341.67 rate · balance €126,341.67After 110 months: €26,583.34 rate · balance €126,583.34After 111 months: €26,825.00 rate · balance €126,825.00After 112 months: €27,066.67 rate · balance €127,066.67After 113 months: €27,308.34 rate · balance €127,308.34After 114 months: €27,550.00 rate · balance €127,550.00After 115 months: €27,791.67 rate · balance €127,791.67After 116 months: €28,033.34 rate · balance €128,033.34After 117 months: €28,275.00 rate · balance €128,275.00After 118 months: €28,516.67 rate · balance €128,516.67After 119 months: €28,758.34 rate · balance €128,758.34After 120 months: €29,000.00 rate · balance €129,000.00
Per year
AfterInterest up to thenBalance
1 year€2,900€102,900
2 years€5,800€105,800
3 years€8,700€108,700
4 years€11,600€111,600
5 years€14,500€114,500
6 years€17,400€117,400
7 years€20,300€120,300
8 years€23,200€123,200
9 years€26,100€126,100
10 years€29,000€129,000

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