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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ABN AMRO
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ABN AMROSpaar Deposito

Deposit · 10 years · ABN AMRO Bank N.V. · Netherlands · Directly at the bank
Current account required
Open an account at ABN AMRO
Rate
2.90%
10 years fixed
Your return on €16,800
€487
per year, annualised · €4,872 total over 10 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

ABN AMRO Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 10 years: €4,872.
Interest built up over 10 years
€ 0€ 2k€ 4kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up2.90%
Interest payout
yearly, paid out
Fees
none
Rate valid since
20 Aug 2026
Access
10 years fixed · early withdrawal with loss of interest
Term
10 years
Minimum deposit
€500
Maximum deposit
€250,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks (looptijd > 1 jaar) of aan het einde van de looptijd uitgekeerd
  • Eén storting per deposito; maximaal € 10 miljoen aan Spaar Deposito's per klant
  • Tussentijds opnemen of beëindigen kost meestal een boete

Deposit guarantee

€16,800 fully protected
Dutch scheme

ABN AMRO Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
ABN AMRO Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.90% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of ABN AMRO →All savings products of ABN AMRO →

  • 2 Sep 2026New: ABN AMRO – Spaar Deposito (120 mo) 2.90%

Rate checked on 19 Sep 2026.

Other offers from ABN AMRO

Instant access · 1.25% · DirectInstant access · 1.25% · Direct1 year · 1.75% · Direct1 year · 2.00% · Direct2 years · 2.15% · Direct3 years · 2.20% · Direct5 years · 2.50% · Direct
€4,872After 1 month: €40.60 rate · balance €16,840.60After 2 months: €81.20 rate · balance €16,881.20After 3 months: €121.80 rate · balance €16,921.80After 4 months: €162.40 rate · balance €16,962.40After 5 months: €203 rate · balance €17,003After 6 months: €243.60 rate · balance €17,043.60After 7 months: €284.20 rate · balance €17,084.20After 8 months: €324.80 rate · balance €17,124.80After 9 months: €365.40 rate · balance €17,165.40After 10 months: €406.00 rate · balance €17,206After 11 months: €446.60 rate · balance €17,246.60After 12 months: €487.20 rate · balance €17,287.20After 13 months: €527.80 rate · balance €17,327.80After 14 months: €568.40 rate · balance €17,368.40After 15 months: €609.00 rate · balance €17,409After 16 months: €649.60 rate · balance €17,449.60After 17 months: €690.20 rate · balance €17,490.20After 18 months: €730.80 rate · balance €17,530.80After 19 months: €771.40 rate · balance €17,571.40After 20 months: €812.00 rate · balance €17,612After 21 months: €852.60 rate · balance €17,652.60After 22 months: €893.20 rate · balance €17,693.20After 23 months: €933.80 rate · balance €17,733.80After 24 months: €974.40 rate · balance €17,774.40After 25 months: €1,015.00 rate · balance €17,815After 26 months: €1,055.60 rate · balance €17,855.60After 27 months: €1,096.20 rate · balance €17,896.20After 28 months: €1,136.80 rate · balance €17,936.80After 29 months: €1,177.40 rate · balance €17,977.40After 30 months: €1,218 rate · balance €18,018After 31 months: €1,258.60 rate · balance €18,058.60After 32 months: €1,299.20 rate · balance €18,099.20After 33 months: €1,339.80 rate · balance €18,139.80After 34 months: €1,380.40 rate · balance €18,180.40After 35 months: €1,421.00 rate · balance €18,221After 36 months: €1,461.60 rate · balance €18,261.60After 37 months: €1,502.20 rate · balance €18,302.20After 38 months: €1,542.80 rate · balance €18,342.80After 39 months: €1,583.40 rate · balance €18,383.40After 40 months: €1,624.00 rate · balance €18,424After 41 months: €1,664.60 rate · balance €18,464.60After 42 months: €1,705.20 rate · balance €18,505.20After 43 months: €1,745.80 rate · balance €18,545.80After 44 months: €1,786.40 rate · balance €18,586.40After 45 months: €1,827.00 rate · balance €18,627After 46 months: €1,867.60 rate · balance €18,667.60After 47 months: €1,908.20 rate · balance €18,708.20After 48 months: €1,948.80 rate · balance €18,748.80After 49 months: €1,989.40 rate · balance €18,789.40After 50 months: €2,030.00 rate · balance €18,830After 51 months: €2,070.60 rate · balance €18,870.60After 52 months: €2,111.20 rate · balance €18,911.20After 53 months: €2,151.80 rate · balance €18,951.80After 54 months: €2,192.40 rate · balance €18,992.40After 55 months: €2,233.00 rate · balance €19,033.00After 56 months: €2,273.60 rate · balance €19,073.60After 57 months: €2,314.20 rate · balance €19,114.20After 58 months: €2,354.80 rate · balance €19,154.80After 59 months: €2,395.40 rate · balance €19,195.40After 60 months: €2,436.00 rate · balance €19,236.00After 61 months: €2,476.60 rate · balance €19,276.60After 62 months: €2,517.20 rate · balance €19,317.20After 63 months: €2,557.80 rate · balance €19,357.80After 64 months: €2,598.40 rate · balance €19,398.40After 65 months: €2,639.00 rate · balance €19,439.00After 66 months: €2,679.60 rate · balance €19,479.60After 67 months: €2,720.20 rate · balance €19,520.20After 68 months: €2,760.80 rate · balance €19,560.80After 69 months: €2,801.40 rate · balance €19,601.40After 70 months: €2,842.00 rate · balance €19,642.00After 71 months: €2,882.60 rate · balance €19,682.60After 72 months: €2,923.20 rate · balance €19,723.20After 73 months: €2,963.80 rate · balance €19,763.80After 74 months: €3,004.40 rate · balance €19,804.40After 75 months: €3,045.00 rate · balance €19,845.00After 76 months: €3,085.60 rate · balance €19,885.60After 77 months: €3,126.20 rate · balance €19,926.20After 78 months: €3,166.80 rate · balance €19,966.80After 79 months: €3,207.40 rate · balance €20,007.40After 80 months: €3,248.00 rate · balance €20,048.00After 81 months: €3,288.60 rate · balance €20,088.60After 82 months: €3,329.20 rate · balance €20,129.20After 83 months: €3,369.80 rate · balance €20,169.80After 84 months: €3,410.40 rate · balance €20,210.40After 85 months: €3,451.00 rate · balance €20,251.00After 86 months: €3,491.60 rate · balance €20,291.60After 87 months: €3,532.20 rate · balance €20,332.20After 88 months: €3,572.80 rate · balance €20,372.80After 89 months: €3,613.40 rate · balance €20,413.40After 90 months: €3,654.00 rate · balance €20,454.00After 91 months: €3,694.60 rate · balance €20,494.60After 92 months: €3,735.20 rate · balance €20,535.20After 93 months: €3,775.80 rate · balance €20,575.80After 94 months: €3,816.40 rate · balance €20,616.40After 95 months: €3,857.00 rate · balance €20,657.00After 96 months: €3,897.60 rate · balance €20,697.60After 97 months: €3,938.20 rate · balance €20,738.20After 98 months: €3,978.80 rate · balance €20,778.80After 99 months: €4,019.40 rate · balance €20,819.40After 100 months: €4,060.00 rate · balance €20,860.00After 101 months: €4,100.60 rate · balance €20,900.60After 102 months: €4,141.20 rate · balance €20,941.20After 103 months: €4,181.80 rate · balance €20,981.80After 104 months: €4,222.40 rate · balance €21,022.40After 105 months: €4,263.00 rate · balance €21,063.00After 106 months: €4,303.60 rate · balance €21,103.60After 107 months: €4,344.20 rate · balance €21,144.20After 108 months: €4,384.80 rate · balance €21,184.80After 109 months: €4,425.40 rate · balance €21,225.40After 110 months: €4,466.00 rate · balance €21,266.00After 111 months: €4,506.60 rate · balance €21,306.60After 112 months: €4,547.20 rate · balance €21,347.20After 113 months: €4,587.80 rate · balance €21,387.80After 114 months: €4,628.40 rate · balance €21,428.40After 115 months: €4,669.00 rate · balance €21,469After 116 months: €4,709.60 rate · balance €21,509.60After 117 months: €4,750.20 rate · balance €21,550.20After 118 months: €4,790.80 rate · balance €21,590.80After 119 months: €4,831.40 rate · balance €21,631.40After 120 months: €4,872.00 rate · balance €21,672
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€4,872After 1 month: €40.60 rate · balance €16,840.60After 2 months: €81.20 rate · balance €16,881.20After 3 months: €121.80 rate · balance €16,921.80After 4 months: €162.40 rate · balance €16,962.40After 5 months: €203 rate · balance €17,003After 6 months: €243.60 rate · balance €17,043.60After 7 months: €284.20 rate · balance €17,084.20After 8 months: €324.80 rate · balance €17,124.80After 9 months: €365.40 rate · balance €17,165.40After 10 months: €406.00 rate · balance €17,206After 11 months: €446.60 rate · balance €17,246.60After 12 months: €487.20 rate · balance €17,287.20After 13 months: €527.80 rate · balance €17,327.80After 14 months: €568.40 rate · balance €17,368.40After 15 months: €609.00 rate · balance €17,409After 16 months: €649.60 rate · balance €17,449.60After 17 months: €690.20 rate · balance €17,490.20After 18 months: €730.80 rate · balance €17,530.80After 19 months: €771.40 rate · balance €17,571.40After 20 months: €812.00 rate · balance €17,612After 21 months: €852.60 rate · balance €17,652.60After 22 months: €893.20 rate · balance €17,693.20After 23 months: €933.80 rate · balance €17,733.80After 24 months: €974.40 rate · balance €17,774.40After 25 months: €1,015.00 rate · balance €17,815After 26 months: €1,055.60 rate · balance €17,855.60After 27 months: €1,096.20 rate · balance €17,896.20After 28 months: €1,136.80 rate · balance €17,936.80After 29 months: €1,177.40 rate · balance €17,977.40After 30 months: €1,218 rate · balance €18,018After 31 months: €1,258.60 rate · balance €18,058.60After 32 months: €1,299.20 rate · balance €18,099.20After 33 months: €1,339.80 rate · balance €18,139.80After 34 months: €1,380.40 rate · balance €18,180.40After 35 months: €1,421.00 rate · balance €18,221After 36 months: €1,461.60 rate · balance €18,261.60After 37 months: €1,502.20 rate · balance €18,302.20After 38 months: €1,542.80 rate · balance €18,342.80After 39 months: €1,583.40 rate · balance €18,383.40After 40 months: €1,624.00 rate · balance €18,424After 41 months: €1,664.60 rate · balance €18,464.60After 42 months: €1,705.20 rate · balance €18,505.20After 43 months: €1,745.80 rate · balance €18,545.80After 44 months: €1,786.40 rate · balance €18,586.40After 45 months: €1,827.00 rate · balance €18,627After 46 months: €1,867.60 rate · balance €18,667.60After 47 months: €1,908.20 rate · balance €18,708.20After 48 months: €1,948.80 rate · balance €18,748.80After 49 months: €1,989.40 rate · balance €18,789.40After 50 months: €2,030.00 rate · balance €18,830After 51 months: €2,070.60 rate · balance €18,870.60After 52 months: €2,111.20 rate · balance €18,911.20After 53 months: €2,151.80 rate · balance €18,951.80After 54 months: €2,192.40 rate · balance €18,992.40After 55 months: €2,233.00 rate · balance €19,033.00After 56 months: €2,273.60 rate · balance €19,073.60After 57 months: €2,314.20 rate · balance €19,114.20After 58 months: €2,354.80 rate · balance €19,154.80After 59 months: €2,395.40 rate · balance €19,195.40After 60 months: €2,436.00 rate · balance €19,236.00After 61 months: €2,476.60 rate · balance €19,276.60After 62 months: €2,517.20 rate · balance €19,317.20After 63 months: €2,557.80 rate · balance €19,357.80After 64 months: €2,598.40 rate · balance €19,398.40After 65 months: €2,639.00 rate · balance €19,439.00After 66 months: €2,679.60 rate · balance €19,479.60After 67 months: €2,720.20 rate · balance €19,520.20After 68 months: €2,760.80 rate · balance €19,560.80After 69 months: €2,801.40 rate · balance €19,601.40After 70 months: €2,842.00 rate · balance €19,642.00After 71 months: €2,882.60 rate · balance €19,682.60After 72 months: €2,923.20 rate · balance €19,723.20After 73 months: €2,963.80 rate · balance €19,763.80After 74 months: €3,004.40 rate · balance €19,804.40After 75 months: €3,045.00 rate · balance €19,845.00After 76 months: €3,085.60 rate · balance €19,885.60After 77 months: €3,126.20 rate · balance €19,926.20After 78 months: €3,166.80 rate · balance €19,966.80After 79 months: €3,207.40 rate · balance €20,007.40After 80 months: €3,248.00 rate · balance €20,048.00After 81 months: €3,288.60 rate · balance €20,088.60After 82 months: €3,329.20 rate · balance €20,129.20After 83 months: €3,369.80 rate · balance €20,169.80After 84 months: €3,410.40 rate · balance €20,210.40After 85 months: €3,451.00 rate · balance €20,251.00After 86 months: €3,491.60 rate · balance €20,291.60After 87 months: €3,532.20 rate · balance €20,332.20After 88 months: €3,572.80 rate · balance €20,372.80After 89 months: €3,613.40 rate · balance €20,413.40After 90 months: €3,654.00 rate · balance €20,454.00After 91 months: €3,694.60 rate · balance €20,494.60After 92 months: €3,735.20 rate · balance €20,535.20After 93 months: €3,775.80 rate · balance €20,575.80After 94 months: €3,816.40 rate · balance €20,616.40After 95 months: €3,857.00 rate · balance €20,657.00After 96 months: €3,897.60 rate · balance €20,697.60After 97 months: €3,938.20 rate · balance €20,738.20After 98 months: €3,978.80 rate · balance €20,778.80After 99 months: €4,019.40 rate · balance €20,819.40After 100 months: €4,060.00 rate · balance €20,860.00After 101 months: €4,100.60 rate · balance €20,900.60After 102 months: €4,141.20 rate · balance €20,941.20After 103 months: €4,181.80 rate · balance €20,981.80After 104 months: €4,222.40 rate · balance €21,022.40After 105 months: €4,263.00 rate · balance €21,063.00After 106 months: €4,303.60 rate · balance €21,103.60After 107 months: €4,344.20 rate · balance €21,144.20After 108 months: €4,384.80 rate · balance €21,184.80After 109 months: €4,425.40 rate · balance €21,225.40After 110 months: €4,466.00 rate · balance €21,266.00After 111 months: €4,506.60 rate · balance €21,306.60After 112 months: €4,547.20 rate · balance €21,347.20After 113 months: €4,587.80 rate · balance €21,387.80After 114 months: €4,628.40 rate · balance €21,428.40After 115 months: €4,669.00 rate · balance €21,469After 116 months: €4,709.60 rate · balance €21,509.60After 117 months: €4,750.20 rate · balance €21,550.20After 118 months: €4,790.80 rate · balance €21,590.80After 119 months: €4,831.40 rate · balance €21,631.40After 120 months: €4,872.00 rate · balance €21,672
Per year
AfterInterest up to thenBalance
1 year€487€17,287
2 years€974€17,774
3 years€1,462€18,262
4 years€1,949€18,749
5 years€2,436€19,236
6 years€2,923€19,723
7 years€3,410€20,210
8 years€3,898€20,698
9 years€4,385€21,185
10 years€4,872€21,672

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