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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ABN AMRO
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ABN AMROSpaar Deposito

Deposit · 1 year · ABN AMRO Bank N.V. · Netherlands · Directly at the bank
Current account required
Open an account at ABN AMRO
Rate
2.00%
1 year fixed
Your return on €25,000
€500
interest per year
Deposit guarantee
€25,000 fully protected
Dutch scheme

ABN AMRO Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 1 year: €500.
Interest built up over 1 year
€ 0€ 200€ 400start6 mo1 yr€500After 1 month: €41.67 rate · balance €25,041.67After 2 months: €83.33 rate · balance €25,083.33After 3 months: €125.00 rate · balance €25,125.00After 4 months: €166.67 rate · balance €25,166.67After 5 months: €208.33 rate · balance €25,208.33After 6 months: €250.00 rate · balance €25,250.00After 7 months: €291.67 rate · balance €25,291.67After 8 months: €333.33 rate · balance €25,333.33After 9 months: €375.00 rate · balance €25,375.00After 10 months: €416.67 rate · balance €25,416.67

Rate and conditions

BalanceRate
€0 – and up2.00%
Interest payout
end of term, paid out
Fees
none
Rate valid since
20 Aug 2026
Access
1 year fixed · early withdrawal with loss of interest
Term
1 year
Minimum deposit
€500
Maximum deposit
€250,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks (looptijd > 1 jaar) of aan het einde van de looptijd uitgekeerd
  • Eén storting per deposito; maximaal € 10 miljoen aan Spaar Deposito's per klant
  • Tussentijds opnemen of beëindigen kost meestal een boete

Deposit guarantee

€25,000 fully protected
Dutch scheme

ABN AMRO Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
ABN AMRO Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of ABN AMRO →All savings products of ABN AMRO →

  • 2 Sep 2026New: ABN AMRO – Spaar Deposito (12 mo) 2.00%

Rate checked on 18 Sep 2026.

Other offers from ABN AMRO

Instant access · 1.25% · DirectInstant access · 1.25% · Direct1 year · 1.75% · Direct2 years · 2.15% · Direct3 years · 2.20% · Direct5 years · 2.50% · Direct10 years · 2.90% · Direct
After 11 months: €458.33 rate · balance €25,458.33After 12 months: €500.00 rate · balance €25,500.00
€ 0€ 200€ 400start3 mo6 mo9 mo1 yr€500After 1 month: €41.67 rate · balance €25,041.67After 2 months: €83.33 rate · balance €25,083.33After 3 months: €125.00 rate · balance €25,125.00After 4 months: €166.67 rate · balance €25,166.67After 5 months: €208.33 rate · balance €25,208.33After 6 months: €250.00 rate · balance €25,250.00After 7 months: €291.67 rate · balance €25,291.67After 8 months: €333.33 rate · balance €25,333.33After 9 months: €375.00 rate · balance €25,375.00After 10 months: €416.67 rate · balance €25,416.67After 11 months: €458.33 rate · balance €25,458.33After 12 months: €500.00 rate · balance €25,500.00

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe