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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ABN AMRO
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ABN AMROSpaar Deposito

Deposit · 5 years · ABN AMRO Bank N.V. · Netherlands · Directly at the bank
Current account required
Open an account at ABN AMRO
Rate
2.50%
5 years fixed
Your return on €10,000
€250
per year, annualised · €1,250 total over 5 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

ABN AMRO Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 5 years: €1,250.
Interest built up over 5 years
€ 0€ 500€ 1kstart2 yrs4 yrs€1,250

Rate and conditions

BalanceRate
€0 – and up2.50%
Interest payout
yearly, paid out
Fees
none
Rate valid since
20 Aug 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
€500
Maximum deposit
€250,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks (looptijd > 1 jaar) of aan het einde van de looptijd uitgekeerd
  • Eén storting per deposito; maximaal € 10 miljoen aan Spaar Deposito's per klant
  • Tussentijds opnemen of beëindigen kost meestal een boete

Deposit guarantee

€10,000 fully protected
Dutch scheme

ABN AMRO Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
ABN AMRO Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.50% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of ABN AMRO →All savings products of ABN AMRO →

  • 2 Sep 2026New: ABN AMRO – Spaar Deposito (60 mo) 2.50%

Rate checked on 18 Sep 2026.

Other offers from ABN AMRO

Instant access · 1.25% · DirectInstant access · 1.25% · Direct1 year · 1.75% · Direct1 year · 2.00% · Direct2 years · 2.15% · Direct3 years · 2.20% · Direct10 years · 2.90% · Direct
After 1 month: €20.83 rate · balance €10,020.83After 2 months: €41.67 rate · balance €10,041.67After 3 months: €62.50 rate · balance €10,062.50After 4 months: €83.33 rate · balance €10,083.33After 5 months: €104.17 rate · balance €10,104.17After 6 months: €125.00 rate · balance €10,125.00After 7 months: €145.83 rate · balance €10,145.83After 8 months: €166.67 rate · balance €10,166.67After 9 months: €187.50 rate · balance €10,187.50After 10 months: €208.33 rate · balance €10,208.33After 11 months: €229.17 rate · balance €10,229.17After 12 months: €250.00 rate · balance €10,250.00After 13 months: €270.83 rate · balance €10,270.83After 14 months: €291.67 rate · balance €10,291.67After 15 months: €312.50 rate · balance €10,312.50After 16 months: €333.33 rate · balance €10,333.33After 17 months: €354.17 rate · balance €10,354.17After 18 months: €375.00 rate · balance €10,375.00After 19 months: €395.83 rate · balance €10,395.83After 20 months: €416.67 rate · balance €10,416.67After 21 months: €437.50 rate · balance €10,437.50After 22 months: €458.33 rate · balance €10,458.33After 23 months: €479.17 rate · balance €10,479.17After 24 months: €500.00 rate · balance €10,500.00After 25 months: €520.83 rate · balance €10,520.83After 26 months: €541.67 rate · balance €10,541.67After 27 months: €562.50 rate · balance €10,562.50After 28 months: €583.33 rate · balance €10,583.33After 29 months: €604.17 rate · balance €10,604.17After 30 months: €625.00 rate · balance €10,625.00After 31 months: €645.83 rate · balance €10,645.83After 32 months: €666.67 rate · balance €10,666.67After 33 months: €687.50 rate · balance €10,687.50After 34 months: €708.33 rate · balance €10,708.33After 35 months: €729.17 rate · balance €10,729.17After 36 months: €750.00 rate · balance €10,750.00After 37 months: €770.83 rate · balance €10,770.83After 38 months: €791.67 rate · balance €10,791.67After 39 months: €812.50 rate · balance €10,812.50After 40 months: €833.33 rate · balance €10,833.33After 41 months: €854.17 rate · balance €10,854.17After 42 months: €875.00 rate · balance €10,875.00After 43 months: €895.83 rate · balance €10,895.83After 44 months: €916.67 rate · balance €10,916.67After 45 months: €937.50 rate · balance €10,937.50After 46 months: €958.33 rate · balance €10,958.33After 47 months: €979.17 rate · balance €10,979.17After 48 months: €1,000.00 rate · balance €11,000.00After 49 months: €1,020.83 rate · balance €11,020.83After 50 months: €1,041.67 rate · balance €11,041.67After 51 months: €1,062.50 rate · balance €11,062.50After 52 months: €1,083.33 rate · balance €11,083.33After 53 months: €1,104.16 rate · balance €11,104.16After 54 months: €1,125.00 rate · balance €11,125.00After 55 months: €1,145.83 rate · balance €11,145.83After 56 months: €1,166.66 rate · balance €11,166.66After 57 months: €1,187.50 rate · balance €11,187.50After 58 months: €1,208.33 rate · balance €11,208.33After 59 months: €1,229.16 rate · balance €11,229.16After 60 months: €1,250.00 rate · balance €11,250.00
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs4 yrs5 yrs€1,250After 1 month: €20.83 rate · balance €10,020.83After 2 months: €41.67 rate · balance €10,041.67After 3 months: €62.50 rate · balance €10,062.50After 4 months: €83.33 rate · balance €10,083.33After 5 months: €104.17 rate · balance €10,104.17After 6 months: €125.00 rate · balance €10,125.00After 7 months: €145.83 rate · balance €10,145.83After 8 months: €166.67 rate · balance €10,166.67After 9 months: €187.50 rate · balance €10,187.50After 10 months: €208.33 rate · balance €10,208.33After 11 months: €229.17 rate · balance €10,229.17After 12 months: €250.00 rate · balance €10,250.00After 13 months: €270.83 rate · balance €10,270.83After 14 months: €291.67 rate · balance €10,291.67After 15 months: €312.50 rate · balance €10,312.50After 16 months: €333.33 rate · balance €10,333.33After 17 months: €354.17 rate · balance €10,354.17After 18 months: €375.00 rate · balance €10,375.00After 19 months: €395.83 rate · balance €10,395.83After 20 months: €416.67 rate · balance €10,416.67After 21 months: €437.50 rate · balance €10,437.50After 22 months: €458.33 rate · balance €10,458.33After 23 months: €479.17 rate · balance €10,479.17After 24 months: €500.00 rate · balance €10,500.00After 25 months: €520.83 rate · balance €10,520.83After 26 months: €541.67 rate · balance €10,541.67After 27 months: €562.50 rate · balance €10,562.50After 28 months: €583.33 rate · balance €10,583.33After 29 months: €604.17 rate · balance €10,604.17After 30 months: €625.00 rate · balance €10,625.00After 31 months: €645.83 rate · balance €10,645.83After 32 months: €666.67 rate · balance €10,666.67After 33 months: €687.50 rate · balance €10,687.50After 34 months: €708.33 rate · balance €10,708.33After 35 months: €729.17 rate · balance €10,729.17After 36 months: €750.00 rate · balance €10,750.00After 37 months: €770.83 rate · balance €10,770.83After 38 months: €791.67 rate · balance €10,791.67After 39 months: €812.50 rate · balance €10,812.50After 40 months: €833.33 rate · balance €10,833.33After 41 months: €854.17 rate · balance €10,854.17After 42 months: €875.00 rate · balance €10,875.00After 43 months: €895.83 rate · balance €10,895.83After 44 months: €916.67 rate · balance €10,916.67After 45 months: €937.50 rate · balance €10,937.50After 46 months: €958.33 rate · balance €10,958.33After 47 months: €979.17 rate · balance €10,979.17After 48 months: €1,000.00 rate · balance €11,000.00After 49 months: €1,020.83 rate · balance €11,020.83After 50 months: €1,041.67 rate · balance €11,041.67After 51 months: €1,062.50 rate · balance €11,062.50After 52 months: €1,083.33 rate · balance €11,083.33After 53 months: €1,104.16 rate · balance €11,104.16After 54 months: €1,125.00 rate · balance €11,125.00After 55 months: €1,145.83 rate · balance €11,145.83After 56 months: €1,166.66 rate · balance €11,166.66After 57 months: €1,187.50 rate · balance €11,187.50After 58 months: €1,208.33 rate · balance €11,208.33After 59 months: €1,229.16 rate · balance €11,229.16After 60 months: €1,250.00 rate · balance €11,250.00
Per year
AfterInterest up to thenBalance
1 year€250€10,250
2 years€500€10,500
3 years€750€10,750
4 years€1,000€11,000
5 years€1,250€11,250

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