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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ABN AMRO
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ABN AMROSpaar Deposito

Deposit · 5 years · ABN AMRO Bank N.V. · Netherlands · Directly at the bank
Current account required
Open an account at ABN AMRO
Rate
2.50%
5 years fixed
Your return on €16,800
€420
per year, annualised · €2,100 total over 5 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

ABN AMRO Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 5 years: €2,100.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,100

Rate and conditions

BalanceRate
€0 – and up2.50%
Interest payout
yearly, paid out
Fees
none
Rate valid since
20 Aug 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
€500
Maximum deposit
€250,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks (looptijd > 1 jaar) of aan het einde van de looptijd uitgekeerd
  • Eén storting per deposito; maximaal € 10 miljoen aan Spaar Deposito's per klant
  • Tussentijds opnemen of beëindigen kost meestal een boete

Deposit guarantee

€16,800 fully protected
Dutch scheme

ABN AMRO Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
ABN AMRO Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.50% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of ABN AMRO →All savings products of ABN AMRO →

  • 2 Sep 2026New: ABN AMRO – Spaar Deposito (60 mo) 2.50%

Rate checked on 19 Sep 2026.

Other offers from ABN AMRO

Instant access · 1.25% · DirectInstant access · 1.25% · Direct1 year · 1.75% · Direct1 year · 2.00% · Direct2 years · 2.15% · Direct3 years · 2.20% · Direct10 years · 2.90% · Direct
After 1 month: €35 rate · balance €16,835After 2 months: €70 rate · balance €16,870After 3 months: €105 rate · balance €16,905After 4 months: €140 rate · balance €16,940After 5 months: €175 rate · balance €16,975After 6 months: €210 rate · balance €17,010After 7 months: €245 rate · balance €17,045After 8 months: €280 rate · balance €17,080After 9 months: €315 rate · balance €17,115After 10 months: €350 rate · balance €17,150After 11 months: €385 rate · balance €17,185After 12 months: €420 rate · balance €17,220After 13 months: €455 rate · balance €17,255After 14 months: €490 rate · balance €17,290After 15 months: €525 rate · balance €17,325After 16 months: €560 rate · balance €17,360After 17 months: €595 rate · balance €17,395After 18 months: €630 rate · balance €17,430After 19 months: €665 rate · balance €17,465After 20 months: €700 rate · balance €17,500After 21 months: €735 rate · balance €17,535After 22 months: €770 rate · balance €17,570After 23 months: €805 rate · balance €17,605After 24 months: €840 rate · balance €17,640After 25 months: €875 rate · balance €17,675After 26 months: €910 rate · balance €17,710After 27 months: €945 rate · balance €17,745After 28 months: €980 rate · balance €17,780After 29 months: €1,015 rate · balance €17,815After 30 months: €1,050 rate · balance €17,850After 31 months: €1,085 rate · balance €17,885After 32 months: €1,120 rate · balance €17,920After 33 months: €1,155 rate · balance €17,955After 34 months: €1,190 rate · balance €17,990After 35 months: €1,225 rate · balance €18,025After 36 months: €1,260 rate · balance €18,060After 37 months: €1,295 rate · balance €18,095After 38 months: €1,330 rate · balance €18,130After 39 months: €1,365 rate · balance €18,165After 40 months: €1,400 rate · balance €18,200After 41 months: €1,435 rate · balance €18,235After 42 months: €1,470 rate · balance €18,270After 43 months: €1,505 rate · balance €18,305After 44 months: €1,540 rate · balance €18,340After 45 months: €1,575 rate · balance €18,375After 46 months: €1,610 rate · balance €18,410After 47 months: €1,645 rate · balance €18,445After 48 months: €1,680 rate · balance €18,480After 49 months: €1,715 rate · balance €18,515After 50 months: €1,750 rate · balance €18,550After 51 months: €1,785 rate · balance €18,585After 52 months: €1,820 rate · balance €18,620After 53 months: €1,855 rate · balance €18,655After 54 months: €1,890 rate · balance €18,690After 55 months: €1,925 rate · balance €18,725After 56 months: €1,960 rate · balance €18,760After 57 months: €1,995 rate · balance €18,795After 58 months: €2,030 rate · balance €18,830After 59 months: €2,065 rate · balance €18,865After 60 months: €2,100 rate · balance €18,900
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,100After 1 month: €35 rate · balance €16,835After 2 months: €70 rate · balance €16,870After 3 months: €105 rate · balance €16,905After 4 months: €140 rate · balance €16,940After 5 months: €175 rate · balance €16,975After 6 months: €210 rate · balance €17,010After 7 months: €245 rate · balance €17,045After 8 months: €280 rate · balance €17,080After 9 months: €315 rate · balance €17,115After 10 months: €350 rate · balance €17,150After 11 months: €385 rate · balance €17,185After 12 months: €420 rate · balance €17,220After 13 months: €455 rate · balance €17,255After 14 months: €490 rate · balance €17,290After 15 months: €525 rate · balance €17,325After 16 months: €560 rate · balance €17,360After 17 months: €595 rate · balance €17,395After 18 months: €630 rate · balance €17,430After 19 months: €665 rate · balance €17,465After 20 months: €700 rate · balance €17,500After 21 months: €735 rate · balance €17,535After 22 months: €770 rate · balance €17,570After 23 months: €805 rate · balance €17,605After 24 months: €840 rate · balance €17,640After 25 months: €875 rate · balance €17,675After 26 months: €910 rate · balance €17,710After 27 months: €945 rate · balance €17,745After 28 months: €980 rate · balance €17,780After 29 months: €1,015 rate · balance €17,815After 30 months: €1,050 rate · balance €17,850After 31 months: €1,085 rate · balance €17,885After 32 months: €1,120 rate · balance €17,920After 33 months: €1,155 rate · balance €17,955After 34 months: €1,190 rate · balance €17,990After 35 months: €1,225 rate · balance €18,025After 36 months: €1,260 rate · balance €18,060After 37 months: €1,295 rate · balance €18,095After 38 months: €1,330 rate · balance €18,130After 39 months: €1,365 rate · balance €18,165After 40 months: €1,400 rate · balance €18,200After 41 months: €1,435 rate · balance €18,235After 42 months: €1,470 rate · balance €18,270After 43 months: €1,505 rate · balance €18,305After 44 months: €1,540 rate · balance €18,340After 45 months: €1,575 rate · balance €18,375After 46 months: €1,610 rate · balance €18,410After 47 months: €1,645 rate · balance €18,445After 48 months: €1,680 rate · balance €18,480After 49 months: €1,715 rate · balance €18,515After 50 months: €1,750 rate · balance €18,550After 51 months: €1,785 rate · balance €18,585After 52 months: €1,820 rate · balance €18,620After 53 months: €1,855 rate · balance €18,655After 54 months: €1,890 rate · balance €18,690After 55 months: €1,925 rate · balance €18,725After 56 months: €1,960 rate · balance €18,760After 57 months: €1,995 rate · balance €18,795After 58 months: €2,030 rate · balance €18,830After 59 months: €2,065 rate · balance €18,865After 60 months: €2,100 rate · balance €18,900
Per year
AfterInterest up to thenBalance
1 year€420€17,220
2 years€840€17,640
3 years€1,260€18,060
4 years€1,680€18,480
5 years€2,100€18,900

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe