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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ABN AMRO
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ABN AMROSpaar Deposito

Deposit · 5 years · ABN AMRO Bank N.V. · Netherlands · Directly at the bank
Current account required
Open an account at ABN AMRO
Rate
2.50%
5 years fixed
Your return on €25,000
€625
per year, annualised · €3,125 total over 5 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

ABN AMRO Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 5 years: €3,125.
Interest built up over 5 years
€ 0€ 2kstart2 yrs4 yrs€3,125After 1 month: €52.08 rate · balance €25,052.08

Rate and conditions

BalanceRate
€0 – and up2.50%
Interest payout
yearly, paid out
Fees
none
Rate valid since
20 Aug 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
€500
Maximum deposit
€250,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks (looptijd > 1 jaar) of aan het einde van de looptijd uitgekeerd
  • Eén storting per deposito; maximaal € 10 miljoen aan Spaar Deposito's per klant
  • Tussentijds opnemen of beëindigen kost meestal een boete

Deposit guarantee

€25,000 fully protected
Dutch scheme

ABN AMRO Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
ABN AMRO Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.50% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of ABN AMRO →All savings products of ABN AMRO →

  • 2 Sep 2026New: ABN AMRO – Spaar Deposito (60 mo) 2.50%

Rate checked on 18 Sep 2026.

Other offers from ABN AMRO

Instant access · 1.25% · DirectInstant access · 1.25% · Direct1 year · 1.75% · Direct1 year · 2.00% · Direct2 years · 2.15% · Direct3 years · 2.20% · Direct10 years · 2.90% · Direct
After 2 months: €104.17 rate · balance €25,104.17After 3 months: €156.25 rate · balance €25,156.25After 4 months: €208.33 rate · balance €25,208.33After 5 months: €260.42 rate · balance €25,260.42After 6 months: €312.50 rate · balance €25,312.50After 7 months: €364.58 rate · balance €25,364.58After 8 months: €416.67 rate · balance €25,416.67After 9 months: €468.75 rate · balance €25,468.75After 10 months: €520.83 rate · balance €25,520.83After 11 months: €572.92 rate · balance €25,572.92After 12 months: €625.00 rate · balance €25,625.00After 13 months: €677.08 rate · balance €25,677.08After 14 months: €729.17 rate · balance €25,729.17After 15 months: €781.25 rate · balance €25,781.25After 16 months: €833.33 rate · balance €25,833.33After 17 months: €885.42 rate · balance €25,885.42After 18 months: €937.50 rate · balance €25,937.50After 19 months: €989.58 rate · balance €25,989.58After 20 months: €1,041.67 rate · balance €26,041.67After 21 months: €1,093.75 rate · balance €26,093.75After 22 months: €1,145.83 rate · balance €26,145.83After 23 months: €1,197.92 rate · balance €26,197.92After 24 months: €1,250.00 rate · balance €26,250.00After 25 months: €1,302.08 rate · balance €26,302.08After 26 months: €1,354.17 rate · balance €26,354.17After 27 months: €1,406.25 rate · balance €26,406.25After 28 months: €1,458.33 rate · balance €26,458.33After 29 months: €1,510.42 rate · balance €26,510.42After 30 months: €1,562.50 rate · balance €26,562.50After 31 months: €1,614.58 rate · balance €26,614.58After 32 months: €1,666.67 rate · balance €26,666.67After 33 months: €1,718.75 rate · balance €26,718.75After 34 months: €1,770.83 rate · balance €26,770.83After 35 months: €1,822.92 rate · balance €26,822.92After 36 months: €1,875.00 rate · balance €26,875.00After 37 months: €1,927.08 rate · balance €26,927.08After 38 months: €1,979.17 rate · balance €26,979.17After 39 months: €2,031.25 rate · balance €27,031.25After 40 months: €2,083.33 rate · balance €27,083.33After 41 months: €2,135.42 rate · balance €27,135.42After 42 months: €2,187.50 rate · balance €27,187.50After 43 months: €2,239.58 rate · balance €27,239.58After 44 months: €2,291.67 rate · balance €27,291.67After 45 months: €2,343.75 rate · balance €27,343.75After 46 months: €2,395.83 rate · balance €27,395.83After 47 months: €2,447.92 rate · balance €27,447.92After 48 months: €2,500.00 rate · balance €27,500.00After 49 months: €2,552.08 rate · balance €27,552.08After 50 months: €2,604.16 rate · balance €27,604.16After 51 months: €2,656.25 rate · balance €27,656.25After 52 months: €2,708.33 rate · balance €27,708.33After 53 months: €2,760.41 rate · balance €27,760.41After 54 months: €2,812.50 rate · balance €27,812.50After 55 months: €2,864.58 rate · balance €27,864.58After 56 months: €2,916.66 rate · balance €27,916.66After 57 months: €2,968.75 rate · balance €27,968.75After 58 months: €3,020.83 rate · balance €28,020.83After 59 months: €3,072.91 rate · balance €28,072.91After 60 months: €3,125.00 rate · balance €28,125.00
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€3,125After 1 month: €52.08 rate · balance €25,052.08After 2 months: €104.17 rate · balance €25,104.17After 3 months: €156.25 rate · balance €25,156.25After 4 months: €208.33 rate · balance €25,208.33After 5 months: €260.42 rate · balance €25,260.42After 6 months: €312.50 rate · balance €25,312.50After 7 months: €364.58 rate · balance €25,364.58After 8 months: €416.67 rate · balance €25,416.67After 9 months: €468.75 rate · balance €25,468.75After 10 months: €520.83 rate · balance €25,520.83After 11 months: €572.92 rate · balance €25,572.92After 12 months: €625.00 rate · balance €25,625.00After 13 months: €677.08 rate · balance €25,677.08After 14 months: €729.17 rate · balance €25,729.17After 15 months: €781.25 rate · balance €25,781.25After 16 months: €833.33 rate · balance €25,833.33After 17 months: €885.42 rate · balance €25,885.42After 18 months: €937.50 rate · balance €25,937.50After 19 months: €989.58 rate · balance €25,989.58After 20 months: €1,041.67 rate · balance €26,041.67After 21 months: €1,093.75 rate · balance €26,093.75After 22 months: €1,145.83 rate · balance €26,145.83After 23 months: €1,197.92 rate · balance €26,197.92After 24 months: €1,250.00 rate · balance €26,250.00After 25 months: €1,302.08 rate · balance €26,302.08After 26 months: €1,354.17 rate · balance €26,354.17After 27 months: €1,406.25 rate · balance €26,406.25After 28 months: €1,458.33 rate · balance €26,458.33After 29 months: €1,510.42 rate · balance €26,510.42After 30 months: €1,562.50 rate · balance €26,562.50After 31 months: €1,614.58 rate · balance €26,614.58After 32 months: €1,666.67 rate · balance €26,666.67After 33 months: €1,718.75 rate · balance €26,718.75After 34 months: €1,770.83 rate · balance €26,770.83After 35 months: €1,822.92 rate · balance €26,822.92After 36 months: €1,875.00 rate · balance €26,875.00After 37 months: €1,927.08 rate · balance €26,927.08After 38 months: €1,979.17 rate · balance €26,979.17After 39 months: €2,031.25 rate · balance €27,031.25After 40 months: €2,083.33 rate · balance €27,083.33After 41 months: €2,135.42 rate · balance €27,135.42After 42 months: €2,187.50 rate · balance €27,187.50After 43 months: €2,239.58 rate · balance €27,239.58After 44 months: €2,291.67 rate · balance €27,291.67After 45 months: €2,343.75 rate · balance €27,343.75After 46 months: €2,395.83 rate · balance €27,395.83After 47 months: €2,447.92 rate · balance €27,447.92After 48 months: €2,500.00 rate · balance €27,500.00After 49 months: €2,552.08 rate · balance €27,552.08After 50 months: €2,604.16 rate · balance €27,604.16After 51 months: €2,656.25 rate · balance €27,656.25After 52 months: €2,708.33 rate · balance €27,708.33After 53 months: €2,760.41 rate · balance €27,760.41After 54 months: €2,812.50 rate · balance €27,812.50After 55 months: €2,864.58 rate · balance €27,864.58After 56 months: €2,916.66 rate · balance €27,916.66After 57 months: €2,968.75 rate · balance €27,968.75After 58 months: €3,020.83 rate · balance €28,020.83After 59 months: €3,072.91 rate · balance €28,072.91After 60 months: €3,125.00 rate · balance €28,125.00
Per year
AfterInterest up to thenBalance
1 year€625€25,625
2 years€1,250€26,250
3 years€1,875€26,875
4 years€2,500€27,500
5 years€3,125€28,125

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