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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Anadolubank
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AnadolubankAlfa Rente Direct Spaarrekening

Instant access · Anadolubank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Anadolubank
Rate
1.85%
variable
Your return on €10,000
€185
interest per year
Deposit guarantee
€10,000 fully protected
Dutch scheme

Anadolubank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 1 year: €185.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 100start6 mo1 yr€185After 1 month: €15.42 rate · balance €10,015.42After 2 months: €30.83 rate · balance €10,030.83After 3 months: €46.25 rate · balance €10,046.25After 4 months: €61.67 rate · balance €10,061.67After 5 months: €77.08 rate · balance €10,077.08After 6 months: €92.50 rate · balance €10,092.50After 7 months: €107.92 rate · balance €10,107.92After 8 months: €123.33 rate · balance €10,123.33After 9 months: €138.75 rate · balance €10,138.75After 10 months: €154.17 rate · balance €10,154.17After 11 months: €169.58 rate · balance €10,169.58

Rate and conditions

BalanceRate
€0 – and up1.85%
Interest payout
other, compounded (interest on interest)
Fees
none
Rate valid since
8 Jun 2026
Access
Instant access
Minimum deposit
none
Maximum deposit
€500,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente variabel, effectief op jaarbasis
  • Rente wordt dagelijks berekend en dagelijks bijgeschreven
  • Geen minimum inleg; maximum inleg € 500.000

Deposit guarantee

€10,000 fully protected
Dutch scheme

Anadolubank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Anadolubank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

1.85% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Anadolubank →All savings products of Anadolubank →

  • 15 Sep 2026Anadolubank – Anadolubank Alfa Rente Direct Spaarrekening: limits changed (min –→0, max 500000→500000, rate cap –→–)
  • 2 Sep 2026New: Anadolubank – Anadolubank Alfa Rente Direct Spaarrekening 1.85%

Rate checked on 18 Sep 2026.

Other offers from Anadolubank

Instant access · 3.00% · DirectInstant access · 1.85% · Direct1 year · 3.10% · Direct18 months · 3.10% · Direct2 years · 3.15% · Direct3 years · 3.25% · Direct4 years · 3.25% · Direct5 years · 3.40% · Direct6 years · 3.40% · Direct
After 12 months: €185.00 rate · balance €10,185.00
€ 0€ 100start3 mo6 mo9 mo1 yr€185After 1 month: €15.42 rate · balance €10,015.42After 2 months: €30.83 rate · balance €10,030.83After 3 months: €46.25 rate · balance €10,046.25After 4 months: €61.67 rate · balance €10,061.67After 5 months: €77.08 rate · balance €10,077.08After 6 months: €92.50 rate · balance €10,092.50After 7 months: €107.92 rate · balance €10,107.92After 8 months: €123.33 rate · balance €10,123.33After 9 months: €138.75 rate · balance €10,138.75After 10 months: €154.17 rate · balance €10,154.17After 11 months: €169.58 rate · balance €10,169.58After 12 months: €185.00 rate · balance €10,185.00

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 3.40% · Direct
8 years · 3.40% · Direct