Spaarradar

AnadolubankAlfa Rente Direct Spaarrekening

Instant access · Anadolubank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Anadolubank
Rate
1.85%
variable
since 28 Oct 2026
EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is compounded during the term and earns interest on interest.
1.87%
for €50,000
Your return on €50,000
€933
interest per year
Deposit guarantee
€50,000 fully protected
Dutch scheme

Anadolubank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 1 year: €933.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 500start6 mo1 yr€933After 1 month: €77.08 rate · balance €50,077.08After 2 months: €154.29 rate · balance €50,154.29After 3 months: €231.61 rate · balance €50,231.61After 4 months: €309.05 rate · balance €50,309.05After 5 months: €386.61 rate · balance €50,386.61After 6 months: €464.29 rate · balance €50,464.29After 7 months: €542.09 rate · balance €50,542.09After 8 months: €620.00 rate · balance €50,620.00After 9 months: €698.04 rate · balance €50,698.04After 10 months: €776.20 rate · balance €50,776.20After 11 months: €854.48 rate · balance €50,854.48After 12 months: €932.88 rate · balance €50,932.88

Rate and conditions

BalanceRate
€0 – and up1.85%
Interest payout
daily, compounded (interest on interest)
Fees
none
Rate valid since
26 Oct 2026
Access
Instant access
Minimum deposit
none
Maximum deposit
€500,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente variabel, effectief op jaarbasis
  • Rente wordt dagelijks berekend en dagelijks bijgeschreven
  • Geen minimum inleg; maximum inleg € 500.000

Deposit guarantee

€50,000 fully protected
Dutch scheme

Anadolubank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Anadolubank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%2.00%2.50%3.00%3.50%17 Jul 20269 Sep 2026now1.85%3.00% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20263.00% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20261.85% from 17 Jul 2026 until 2 Sep 20261.85% from 2 Sep 2026 until 28 Oct 20261.85% from 28 Oct 2026 until now
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2 Sep 20261.85%28 Oct 2026
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All historic rates of Anadolubank →All savings products of Anadolubank →

  • 28 Oct 2026Anadolubank – Anadolubank Alfa Rente Direct Spaarrekening: rate structure/conditions changed
  • 15 Sep 2026Anadolubank – Anadolubank Alfa Rente Direct Spaarrekening: limits changed (min –→0, max 500000→500000, rate cap –→–)
  • 2 Sep 2026New: Anadolubank – Anadolubank Alfa Rente Direct Spaarrekening 1.85%

Rate checked on 2 Nov 2026.

Other offers from Anadolubank

Instant access · 1.85% · DirectInstant access · 3.00% · Direct1 year · 3.30% · Direct18 months · 3.30% · Direct2 years · 3.35% · Direct3 years · 3.40% · Direct4 years · 3.55% · Direct5 years · 3.60% · Direct6 years · 3.60% · Direct7 years · 3.60% · Direct8 years · 3.60% · Direct