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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Anadolubank
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AnadolubankTermijn Deposito

Deposit · 18 months · Anadolubank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Anadolubank
Rate
3.10%
18 months fixed
since 17 Sep 2026
EffectiveThe effective annual rate for €16,800: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
3.08%
for €16,800
Your return on €16,800
€517
per year, annualised · €781 total over 18 months
Deposit guarantee
€16,800 fully protected
Dutch scheme

Anadolubank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 18 months: €781.
Interest built up over 18 months
€ 0€ 500start1 yr€781After 1 month: €43.40 rate · balance €16,843.40After 2 months: €86.80 rate · balance €16,886.80After 3 months: €130.20 rate · balance €16,930.20After 4 months: €173.60 rate · balance €16,973.60After 5 months: €217 rate · balance €17,017After 6 months: €260.40 rate · balance €17,060.40After 7 months: €303.80 rate · balance €17,103.80After 8 months: €347.20 rate · balance €17,147.20After 9 months: €390.60 rate · balance €17,190.60After 10 months: €434.00 rate · balance €17,234After 11 months: €477.40 rate · balance €17,277.40

Rate and conditions

BalanceRate
€0 – and up3.10%
Interest payout
end of term, paid out
Fees
none
Rate valid since
18 Sep 2026
Access
18 months fixed · early withdrawal unknown
Term
18 months
Minimum deposit
none
Maximum deposit
€500,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente-uitkering: Einde Looptijd (op de Alfa spaarrekening)
  • Rentepercentage effectief op jaarbasis; geen minimum inleg (via internetbankieren minimaal € 1.000); maximum inleg € 500.000

Deposit guarantee

€16,800 fully protected
Dutch scheme

Anadolubank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Anadolubank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.50%2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.10%2.80% from 2 Sep 2026 until 17 Sep 20263.10% from 17 Sep 2026 until now
2.50%2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.10%2.80% from 2 Sep 2026 until 17 Sep 2026

Other offers from Anadolubank

Instant access · 1.85% · DirectInstant access · 3.00% · DirectInstant access · 1.85% · Direct1 year · 3.10% · Direct2 years · 3.15% · Direct3 years · 3.25% · Direct4 years · 3.25% · Direct5 years · 3.40% · Direct6 years · 3.40% · Direct
After 12 months: €520.80 rate · balance €17,320.80After 13 months: €564.20 rate · balance €17,364.20After 14 months: €607.60 rate · balance €17,407.60After 15 months: €651.00 rate · balance €17,451After 16 months: €694.40 rate · balance €17,494.40After 17 months: €737.80 rate · balance €17,537.80After 18 months: €781.20 rate · balance €17,581.20
€ 0€ 500start1 yr€781After 1 month: €43.40 rate · balance €16,843.40After 2 months: €86.80 rate · balance €16,886.80After 3 months: €130.20 rate · balance €16,930.20After 4 months: €173.60 rate · balance €16,973.60After 5 months: €217 rate · balance €17,017After 6 months: €260.40 rate · balance €17,060.40After 7 months: €303.80 rate · balance €17,103.80After 8 months: €347.20 rate · balance €17,147.20After 9 months: €390.60 rate · balance €17,190.60After 10 months: €434.00 rate · balance €17,234After 11 months: €477.40 rate · balance €17,277.40After 12 months: €520.80 rate · balance €17,320.80After 13 months: €564.20 rate · balance €17,364.20After 14 months: €607.60 rate · balance €17,407.60After 15 months: €651.00 rate · balance €17,451After 16 months: €694.40 rate · balance €17,494.40After 17 months: €737.80 rate · balance €17,537.80After 18 months: €781.20 rate · balance €17,581.20

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.10% from 17 Sep 2026 until now
FromRateUntil
17 Sep 20263.10%current
2 Sep 20262.80%17 Sep 2026

All historic rates of Anadolubank →All savings products of Anadolubank →

  • 17 Sep 2026Anadolubank – Anadolubank Termijn Deposito (18 mo): 2.80% → 3.10%
  • 15 Sep 2026Anadolubank – Anadolubank Termijn Deposito (18 mo): limits changed (min –→0, max 500000→500000, rate cap –→–)
  • 2 Sep 2026New: Anadolubank – Anadolubank Termijn Deposito (18 mo) 2.80%

Rate checked on 18 Sep 2026.

7 years · 3.40% · Direct
8 years · 3.40% · Direct