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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Anadolubank
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AnadolubankTermijn Deposito

Deposit · 2 years · Anadolubank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Anadolubank
Rate
3.15%
2 years fixed
since 17 Sep 2026
Your return on €25,000
€788
per year, annualised · €1,575 total over 2 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Anadolubank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 2 years: €1,575.
Interest built up over 2 years
€ 0€ 1kstart1 yr2 yrs€1,575After 1 month: €65.63 rate · balance €25,065.63After 2 months: €131.25 rate · balance €25,131.25After 3 months: €196.88 rate · balance €25,196.88After 4 months: €262.50 rate · balance €25,262.50After 5 months: €328.13 rate · balance €25,328.13After 6 months: €393.75 rate · balance €25,393.75After 7 months: €459.38 rate · balance €25,459.38After 8 months: €525 rate · balance €25,525After 9 months: €590.63 rate · balance €25,590.63

Rate and conditions

BalanceRate
€0 – and up3.15%
Interest payout
yearly, paid out
Fees
none
Rate valid since
18 Sep 2026
Access
2 years fixed · early withdrawal unknown
Term
2 years
Minimum deposit
none
Maximum deposit
€500,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente-uitkering: Jaarlijks (op de Alfa spaarrekening)
  • Rentepercentage effectief op jaarbasis; geen minimum inleg (via internetbankieren minimaal € 1.000); maximum inleg € 500.000

Deposit guarantee

€25,000 fully protected
Dutch scheme

Anadolubank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Anadolubank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.50%2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.15%2.90% from 2 Sep 2026 until 17 Sep 20263.15% from 17 Sep 2026 until now
2.50%2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.15%2.90% from 2 Sep 2026 until 17 Sep 2026

Other offers from Anadolubank

Instant access · 1.85% · DirectInstant access · 3.00% · DirectInstant access · 1.85% · Direct1 year · 3.10% · Direct18 months · 3.10% · Direct3 years · 3.25% · Direct4 years · 3.25% · Direct5 years · 3.40% · Direct6 years · 3.40% · Direct
After 10 months: €656.25 rate · balance €25,656.25After 11 months: €721.88 rate · balance €25,721.88After 12 months: €787.50 rate · balance €25,787.50After 13 months: €853.13 rate · balance €25,853.13After 14 months: €918.75 rate · balance €25,918.75After 15 months: €984.38 rate · balance €25,984.38After 16 months: €1,050 rate · balance €26,050After 17 months: €1,115.63 rate · balance €26,115.63After 18 months: €1,181.25 rate · balance €26,181.25After 19 months: €1,246.88 rate · balance €26,246.88After 20 months: €1,312.50 rate · balance €26,312.50After 21 months: €1,378.13 rate · balance €26,378.13After 22 months: €1,443.75 rate · balance €26,443.75After 23 months: €1,509.38 rate · balance €26,509.38After 24 months: €1,575 rate · balance €26,575
€ 0€ 1kstart1 yr2 yrs€1,575After 1 month: €65.63 rate · balance €25,065.63After 2 months: €131.25 rate · balance €25,131.25After 3 months: €196.88 rate · balance €25,196.88After 4 months: €262.50 rate · balance €25,262.50After 5 months: €328.13 rate · balance €25,328.13After 6 months: €393.75 rate · balance €25,393.75After 7 months: €459.38 rate · balance €25,459.38After 8 months: €525 rate · balance €25,525After 9 months: €590.63 rate · balance €25,590.63After 10 months: €656.25 rate · balance €25,656.25After 11 months: €721.88 rate · balance €25,721.88After 12 months: €787.50 rate · balance €25,787.50After 13 months: €853.13 rate · balance €25,853.13After 14 months: €918.75 rate · balance €25,918.75After 15 months: €984.38 rate · balance €25,984.38After 16 months: €1,050 rate · balance €26,050After 17 months: €1,115.63 rate · balance €26,115.63After 18 months: €1,181.25 rate · balance €26,181.25After 19 months: €1,246.88 rate · balance €26,246.88After 20 months: €1,312.50 rate · balance €26,312.50After 21 months: €1,378.13 rate · balance €26,378.13After 22 months: €1,443.75 rate · balance €26,443.75After 23 months: €1,509.38 rate · balance €26,509.38After 24 months: €1,575 rate · balance €26,575
Per year
AfterInterest up to thenBalance
1 year€788€25,788
2 years€1,575€26,575

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.15% from 17 Sep 2026 until now
FromRateUntil
17 Sep 20263.15%current
2 Sep 20262.90%17 Sep 2026

All historic rates of Anadolubank →All savings products of Anadolubank →

  • 17 Sep 2026Anadolubank – Anadolubank Termijn Deposito (24 mo): 2.90% → 3.15%
  • 15 Sep 2026Anadolubank – Anadolubank Termijn Deposito (24 mo): limits changed (min –→0, max 500000→500000, rate cap –→–)
  • 2 Sep 2026New: Anadolubank – Anadolubank Termijn Deposito (24 mo) 2.90%

Rate checked on 18 Sep 2026.

7 years · 3.40% · Direct
8 years · 3.40% · Direct