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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Anadolubank
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AnadolubankTermijn Deposito

Deposit · 3 years · Anadolubank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Anadolubank
Rate
3.25%
3 years fixed
since 17 Sep 2026
Your return on €25,000
€813
per year, annualised · €2,438 total over 3 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Anadolubank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 3 years: €2,438.
Interest built up over 3 years
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs€2,437After 1 month: €67.71 rate · balance €25,067.71After 2 months: €135.42 rate · balance €25,135.42After 3 months: €203.12 rate · balance €25,203.12After 4 months: €270.83 rate · balance €25,270.83

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
yearly, paid out
Fees
none
Rate valid since
18 Sep 2026
Access
3 years fixed · early withdrawal unknown
Term
3 years
Minimum deposit
none
Maximum deposit
€500,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente-uitkering: Jaarlijks (op de Alfa spaarrekening)
  • Rentepercentage effectief op jaarbasis; geen minimum inleg (via internetbankieren minimaal € 1.000); maximum inleg € 500.000

Deposit guarantee

€25,000 fully protected
Dutch scheme

Anadolubank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Anadolubank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.25%3.00% from 2 Sep 2026 until 17 Sep 20263.25% from 17 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.25%3.00% from 2 Sep 2026 until 17 Sep 20263.25% from 17 Sep 2026 until now

Other offers from Anadolubank

Instant access · 1.85% · DirectInstant access · 3.00% · DirectInstant access · 1.85% · Direct1 year · 3.10% · Direct18 months · 3.10% · Direct2 years · 3.15% · Direct4 years · 3.25% · Direct5 years · 3.40% · Direct6 years · 3.40% · Direct
After 5 months: €338.54 rate · balance €25,338.54After 6 months: €406.25 rate · balance €25,406.25After 7 months: €473.96 rate · balance €25,473.96After 8 months: €541.67 rate · balance €25,541.67After 9 months: €609.37 rate · balance €25,609.37After 10 months: €677.08 rate · balance €25,677.08After 11 months: €744.79 rate · balance €25,744.79After 12 months: €812.50 rate · balance €25,812.50After 13 months: €880.21 rate · balance €25,880.21After 14 months: €947.92 rate · balance €25,947.92After 15 months: €1,015.62 rate · balance €26,015.62After 16 months: €1,083.33 rate · balance €26,083.33After 17 months: €1,151.04 rate · balance €26,151.04After 18 months: €1,218.75 rate · balance €26,218.75After 19 months: €1,286.46 rate · balance €26,286.46After 20 months: €1,354.17 rate · balance €26,354.17After 21 months: €1,421.87 rate · balance €26,421.87After 22 months: €1,489.58 rate · balance €26,489.58After 23 months: €1,557.29 rate · balance €26,557.29After 24 months: €1,625.00 rate · balance €26,625.00After 25 months: €1,692.71 rate · balance €26,692.71After 26 months: €1,760.42 rate · balance €26,760.42After 27 months: €1,828.12 rate · balance €26,828.12After 28 months: €1,895.83 rate · balance €26,895.83After 29 months: €1,963.54 rate · balance €26,963.54After 30 months: €2,031.25 rate · balance €27,031.25After 31 months: €2,098.96 rate · balance €27,098.96After 32 months: €2,166.67 rate · balance €27,166.67After 33 months: €2,234.37 rate · balance €27,234.37After 34 months: €2,302.08 rate · balance €27,302.08After 35 months: €2,369.79 rate · balance €27,369.79After 36 months: €2,437.50 rate · balance €27,437.50
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs€2,437After 1 month: €67.71 rate · balance €25,067.71After 2 months: €135.42 rate · balance €25,135.42After 3 months: €203.12 rate · balance €25,203.12After 4 months: €270.83 rate · balance €25,270.83After 5 months: €338.54 rate · balance €25,338.54After 6 months: €406.25 rate · balance €25,406.25After 7 months: €473.96 rate · balance €25,473.96After 8 months: €541.67 rate · balance €25,541.67After 9 months: €609.37 rate · balance €25,609.37After 10 months: €677.08 rate · balance €25,677.08After 11 months: €744.79 rate · balance €25,744.79After 12 months: €812.50 rate · balance €25,812.50After 13 months: €880.21 rate · balance €25,880.21After 14 months: €947.92 rate · balance €25,947.92After 15 months: €1,015.62 rate · balance €26,015.62After 16 months: €1,083.33 rate · balance €26,083.33After 17 months: €1,151.04 rate · balance €26,151.04After 18 months: €1,218.75 rate · balance €26,218.75After 19 months: €1,286.46 rate · balance €26,286.46After 20 months: €1,354.17 rate · balance €26,354.17After 21 months: €1,421.87 rate · balance €26,421.87After 22 months: €1,489.58 rate · balance €26,489.58After 23 months: €1,557.29 rate · balance €26,557.29After 24 months: €1,625.00 rate · balance €26,625.00After 25 months: €1,692.71 rate · balance €26,692.71After 26 months: €1,760.42 rate · balance €26,760.42After 27 months: €1,828.12 rate · balance €26,828.12After 28 months: €1,895.83 rate · balance €26,895.83After 29 months: €1,963.54 rate · balance €26,963.54After 30 months: €2,031.25 rate · balance €27,031.25After 31 months: €2,098.96 rate · balance €27,098.96After 32 months: €2,166.67 rate · balance €27,166.67After 33 months: €2,234.37 rate · balance €27,234.37After 34 months: €2,302.08 rate · balance €27,302.08After 35 months: €2,369.79 rate · balance €27,369.79After 36 months: €2,437.50 rate · balance €27,437.50
Per year
AfterInterest up to thenBalance
1 year€812€25,812
2 years€1,625€26,625
3 years€2,437€27,437

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
17 Sep 20263.25%current
2 Sep 20263.00%17 Sep 2026

All historic rates of Anadolubank →All savings products of Anadolubank →

  • 17 Sep 2026Anadolubank – Anadolubank Termijn Deposito (36 mo): 3.00% → 3.25%
  • 15 Sep 2026Anadolubank – Anadolubank Termijn Deposito (36 mo): limits changed (min –→0, max 500000→500000, rate cap –→–)
  • 2 Sep 2026New: Anadolubank – Anadolubank Termijn Deposito (36 mo) 3.00%

Rate checked on 18 Sep 2026.

7 years · 3.40% · Direct
8 years · 3.40% · Direct