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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Argenta
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ArgentaTermijndeposito

Deposit · 1 year · Argenta Spaarbank N.V. · Belgium · Directly at the bank
Open an account at Argenta
Rate
2.70%
1 year fixed
Your return on €10,000
€270
interest per year
Deposit guarantee
€10,000 fully protected
Belgian scheme

Argenta Spaarbank N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 1 year: €270.
Interest built up over 1 year
€ 0€ 100€ 200start6 mo1 yr€270After 1 month: €22.50 rate · balance €10,022.50After 2 months: €45 rate · balance €10,045After 3 months: €67.50 rate · balance €10,067.50After 4 months: €90 rate · balance €10,090After 5 months: €112.50 rate · balance €10,112.50After 6 months: €135 rate · balance €10,135After 7 months: €157.50 rate · balance €10,157.50After 8 months: €180 rate · balance €10,180After 9 months: €202.50 rate · balance €10,202.50After 10 months: €225 rate · balance €10,225After 11 months: €247.50 rate · balance €10,247.50

Rate and conditions

BalanceRate
€0 – and up2.70%
Interest payout
end of term, paid out
Fees
none
Rate valid since
21 Aug 2026
Access
1 year fixed · early withdrawal unknown
Term
1 year
Minimum deposit
€250
Maximum deposit
not stated
Current account required
no
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente jaarlijks uitgekeerd, bij 6 maanden aan het einde van de looptijd
  • Minimale inleg € 250

Deposit guarantee

€10,000 fully protected
Belgian scheme

Argenta Spaarbank N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
Argenta Spaarbank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Belgische kredietinstelling
detailsNBB-vergunning): wettelijke deelname aan het Garantiefonds voor financiële diensten (€ 100.000); Argenta vermeldt dit in de productinformatie
source ↗ · 2 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

2.70% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Argenta →All savings products of Argenta →

  • 2 Sep 2026New: Argenta – Termijndeposito (12 mo) 2.70%

Rate checked on 18 Sep 2026.

Other offers from Argenta

Instant access · 1.90% · Direct6 months · 2.40% · Direct2 years · 3.00% · Direct3 years · 3.05% · Direct4 years · 3.10% · Direct5 years · 3.15% · Direct
After 12 months: €270 rate · balance €10,270
€ 0€ 100€ 200start3 mo6 mo9 mo1 yr€270After 1 month: €22.50 rate · balance €10,022.50After 2 months: €45 rate · balance €10,045After 3 months: €67.50 rate · balance €10,067.50After 4 months: €90 rate · balance €10,090After 5 months: €112.50 rate · balance €10,112.50After 6 months: €135 rate · balance €10,135After 7 months: €157.50 rate · balance €10,157.50After 8 months: €180 rate · balance €10,180After 9 months: €202.50 rate · balance €10,202.50After 10 months: €225 rate · balance €10,225After 11 months: €247.50 rate · balance €10,247.50After 12 months: €270 rate · balance €10,270

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe