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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 10 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
3.20%
10 years fixed
since 15 Sep 2026
Your return on €10,000
€320
per year, annualised · €3,702 total over 10 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 10 years: €3,702.
Interest built up over 10 years
€ 0€ 2kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.20%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
10 years fixed · early withdrawal with loss of interest
Term
10 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€10,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

2.25%2.50%2.75%3.00%3.25%3.50%25 Jan 202623 May 2026now3.20%2.65% from 25 Jan 2026 until 17 May 20262.80% from 17 May 2026 until 2 Sep 20263.00% from 2 Sep 2026 until 15 Sep 20263.20% from 15 Sep 2026 until now
2.25%2.50%2.75%3.00%3.25%3.50%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct
€3,702After 1 month: €26.67 rate · balance €10,026.67After 2 months: €53.33 rate · balance €10,053.33After 3 months: €80.00 rate · balance €10,080.00After 4 months: €106.67 rate · balance €10,106.67After 5 months: €133.33 rate · balance €10,133.33After 6 months: €160.00 rate · balance €10,160.00After 7 months: €186.67 rate · balance €10,186.67After 8 months: €213.33 rate · balance €10,213.33After 9 months: €240.00 rate · balance €10,240.00After 10 months: €266.67 rate · balance €10,266.67After 11 months: €293.33 rate · balance €10,293.33After 12 months: €320.00 rate · balance €10,320.00After 13 months: €347.52 rate · balance €10,347.52After 14 months: €375.04 rate · balance €10,375.04After 15 months: €402.56 rate · balance €10,402.56After 16 months: €430.08 rate · balance €10,430.08After 17 months: €457.60 rate · balance €10,457.60After 18 months: €485.12 rate · balance €10,485.12After 19 months: €512.64 rate · balance €10,512.64After 20 months: €540.16 rate · balance €10,540.16After 21 months: €567.68 rate · balance €10,567.68After 22 months: €595.20 rate · balance €10,595.20After 23 months: €622.72 rate · balance €10,622.72After 24 months: €650.24 rate · balance €10,650.24After 25 months: €678.64 rate · balance €10,678.64After 26 months: €707.04 rate · balance €10,707.04After 27 months: €735.44 rate · balance €10,735.44After 28 months: €763.84 rate · balance €10,763.84After 29 months: €792.24 rate · balance €10,792.24After 30 months: €820.64 rate · balance €10,820.64After 31 months: €849.04 rate · balance €10,849.04After 32 months: €877.45 rate · balance €10,877.45After 33 months: €905.85 rate · balance €10,905.85After 34 months: €934.25 rate · balance €10,934.25After 35 months: €962.65 rate · balance €10,962.65After 36 months: €991.05 rate · balance €10,991.05After 37 months: €1,020.36 rate · balance €11,020.36After 38 months: €1,049.67 rate · balance €11,049.67After 39 months: €1,078.98 rate · balance €11,078.98After 40 months: €1,108.29 rate · balance €11,108.29After 41 months: €1,137.60 rate · balance €11,137.60After 42 months: €1,166.90 rate · balance €11,166.90After 43 months: €1,196.21 rate · balance €11,196.21After 44 months: €1,225.52 rate · balance €11,225.52After 45 months: €1,254.83 rate · balance €11,254.83After 46 months: €1,284.14 rate · balance €11,284.14After 47 months: €1,313.45 rate · balance €11,313.45After 48 months: €1,342.76 rate · balance €11,342.76After 49 months: €1,373.01 rate · balance €11,373.01After 50 months: €1,403.26 rate · balance €11,403.26After 51 months: €1,433.50 rate · balance €11,433.50After 52 months: €1,463.75 rate · balance €11,463.75After 53 months: €1,494.00 rate · balance €11,494.00After 54 months: €1,524.25 rate · balance €11,524.25After 55 months: €1,554.49 rate · balance €11,554.49After 56 months: €1,584.74 rate · balance €11,584.74After 57 months: €1,614.99 rate · balance €11,614.99After 58 months: €1,645.24 rate · balance €11,645.24After 59 months: €1,675.48 rate · balance €11,675.48After 60 months: €1,705.73 rate · balance €11,705.73After 61 months: €1,736.95 rate · balance €11,736.95After 62 months: €1,768.16 rate · balance €11,768.16After 63 months: €1,799.38 rate · balance €11,799.38After 64 months: €1,830.59 rate · balance €11,830.59After 65 months: €1,861.81 rate · balance €11,861.81After 66 months: €1,893.02 rate · balance €11,893.02After 67 months: €1,924.24 rate · balance €11,924.24After 68 months: €1,955.45 rate · balance €11,955.45After 69 months: €1,986.67 rate · balance €11,986.67After 70 months: €2,017.88 rate · balance €12,017.88After 71 months: €2,049.10 rate · balance €12,049.10After 72 months: €2,080.31 rate · balance €12,080.31After 73 months: €2,112.53 rate · balance €12,112.53After 74 months: €2,144.74 rate · balance €12,144.74After 75 months: €2,176.96 rate · balance €12,176.96After 76 months: €2,209.17 rate · balance €12,209.17After 77 months: €2,241.39 rate · balance €12,241.39After 78 months: €2,273.60 rate · balance €12,273.60After 79 months: €2,305.81 rate · balance €12,305.81After 80 months: €2,338.03 rate · balance €12,338.03After 81 months: €2,370.24 rate · balance €12,370.24After 82 months: €2,402.46 rate · balance €12,402.46After 83 months: €2,434.67 rate · balance €12,434.67After 84 months: €2,466.88 rate · balance €12,466.88After 85 months: €2,500.13 rate · balance €12,500.13After 86 months: €2,533.37 rate · balance €12,533.37After 87 months: €2,566.62 rate · balance €12,566.62After 88 months: €2,599.86 rate · balance €12,599.86After 89 months: €2,633.11 rate · balance €12,633.11After 90 months: €2,666.35 rate · balance €12,666.35After 91 months: €2,699.60 rate · balance €12,699.60After 92 months: €2,732.84 rate · balance €12,732.84After 93 months: €2,766.09 rate · balance €12,766.09After 94 months: €2,799.33 rate · balance €12,799.33After 95 months: €2,832.58 rate · balance €12,832.58After 96 months: €2,865.82 rate · balance €12,865.82After 97 months: €2,900.13 rate · balance €12,900.13After 98 months: €2,934.44 rate · balance €12,934.44After 99 months: €2,968.75 rate · balance €12,968.75After 100 months: €3,003.06 rate · balance €13,003.06After 101 months: €3,037.37 rate · balance €13,037.37After 102 months: €3,071.68 rate · balance €13,071.68After 103 months: €3,105.99 rate · balance €13,105.99After 104 months: €3,140.30 rate · balance €13,140.30After 105 months: €3,174.60 rate · balance €13,174.60After 106 months: €3,208.91 rate · balance €13,208.91After 107 months: €3,243.22 rate · balance €13,243.22After 108 months: €3,277.53 rate · balance €13,277.53After 109 months: €3,312.94 rate · balance €13,312.94After 110 months: €3,348.34 rate · balance €13,348.34After 111 months: €3,383.75 rate · balance €13,383.75After 112 months: €3,419.16 rate · balance €13,419.16After 113 months: €3,454.56 rate · balance €13,454.56After 114 months: €3,489.97 rate · balance €13,489.97After 115 months: €3,525.38 rate · balance €13,525.38After 116 months: €3,560.78 rate · balance €13,560.78After 117 months: €3,596.19 rate · balance €13,596.19After 118 months: €3,631.60 rate · balance €13,631.60After 119 months: €3,667.00 rate · balance €13,667.00After 120 months: €3,702.41 rate · balance €13,702.41
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€3,702After 1 month: €26.67 rate · balance €10,026.67After 2 months: €53.33 rate · balance €10,053.33After 3 months: €80.00 rate · balance €10,080.00After 4 months: €106.67 rate · balance €10,106.67After 5 months: €133.33 rate · balance €10,133.33After 6 months: €160.00 rate · balance €10,160.00After 7 months: €186.67 rate · balance €10,186.67After 8 months: €213.33 rate · balance €10,213.33After 9 months: €240.00 rate · balance €10,240.00After 10 months: €266.67 rate · balance €10,266.67After 11 months: €293.33 rate · balance €10,293.33After 12 months: €320.00 rate · balance €10,320.00After 13 months: €347.52 rate · balance €10,347.52After 14 months: €375.04 rate · balance €10,375.04After 15 months: €402.56 rate · balance €10,402.56After 16 months: €430.08 rate · balance €10,430.08After 17 months: €457.60 rate · balance €10,457.60After 18 months: €485.12 rate · balance €10,485.12After 19 months: €512.64 rate · balance €10,512.64After 20 months: €540.16 rate · balance €10,540.16After 21 months: €567.68 rate · balance €10,567.68After 22 months: €595.20 rate · balance €10,595.20After 23 months: €622.72 rate · balance €10,622.72After 24 months: €650.24 rate · balance €10,650.24After 25 months: €678.64 rate · balance €10,678.64After 26 months: €707.04 rate · balance €10,707.04After 27 months: €735.44 rate · balance €10,735.44After 28 months: €763.84 rate · balance €10,763.84After 29 months: €792.24 rate · balance €10,792.24After 30 months: €820.64 rate · balance €10,820.64After 31 months: €849.04 rate · balance €10,849.04After 32 months: €877.45 rate · balance €10,877.45After 33 months: €905.85 rate · balance €10,905.85After 34 months: €934.25 rate · balance €10,934.25After 35 months: €962.65 rate · balance €10,962.65After 36 months: €991.05 rate · balance €10,991.05After 37 months: €1,020.36 rate · balance €11,020.36After 38 months: €1,049.67 rate · balance €11,049.67After 39 months: €1,078.98 rate · balance €11,078.98After 40 months: €1,108.29 rate · balance €11,108.29After 41 months: €1,137.60 rate · balance €11,137.60After 42 months: €1,166.90 rate · balance €11,166.90After 43 months: €1,196.21 rate · balance €11,196.21After 44 months: €1,225.52 rate · balance €11,225.52After 45 months: €1,254.83 rate · balance €11,254.83After 46 months: €1,284.14 rate · balance €11,284.14After 47 months: €1,313.45 rate · balance €11,313.45After 48 months: €1,342.76 rate · balance €11,342.76After 49 months: €1,373.01 rate · balance €11,373.01After 50 months: €1,403.26 rate · balance €11,403.26After 51 months: €1,433.50 rate · balance €11,433.50After 52 months: €1,463.75 rate · balance €11,463.75After 53 months: €1,494.00 rate · balance €11,494.00After 54 months: €1,524.25 rate · balance €11,524.25After 55 months: €1,554.49 rate · balance €11,554.49After 56 months: €1,584.74 rate · balance €11,584.74After 57 months: €1,614.99 rate · balance €11,614.99After 58 months: €1,645.24 rate · balance €11,645.24After 59 months: €1,675.48 rate · balance €11,675.48After 60 months: €1,705.73 rate · balance €11,705.73After 61 months: €1,736.95 rate · balance €11,736.95After 62 months: €1,768.16 rate · balance €11,768.16After 63 months: €1,799.38 rate · balance €11,799.38After 64 months: €1,830.59 rate · balance €11,830.59After 65 months: €1,861.81 rate · balance €11,861.81After 66 months: €1,893.02 rate · balance €11,893.02After 67 months: €1,924.24 rate · balance €11,924.24After 68 months: €1,955.45 rate · balance €11,955.45After 69 months: €1,986.67 rate · balance €11,986.67After 70 months: €2,017.88 rate · balance €12,017.88After 71 months: €2,049.10 rate · balance €12,049.10After 72 months: €2,080.31 rate · balance €12,080.31After 73 months: €2,112.53 rate · balance €12,112.53After 74 months: €2,144.74 rate · balance €12,144.74After 75 months: €2,176.96 rate · balance €12,176.96After 76 months: €2,209.17 rate · balance €12,209.17After 77 months: €2,241.39 rate · balance €12,241.39After 78 months: €2,273.60 rate · balance €12,273.60After 79 months: €2,305.81 rate · balance €12,305.81After 80 months: €2,338.03 rate · balance €12,338.03After 81 months: €2,370.24 rate · balance €12,370.24After 82 months: €2,402.46 rate · balance €12,402.46After 83 months: €2,434.67 rate · balance €12,434.67After 84 months: €2,466.88 rate · balance €12,466.88After 85 months: €2,500.13 rate · balance €12,500.13After 86 months: €2,533.37 rate · balance €12,533.37After 87 months: €2,566.62 rate · balance €12,566.62After 88 months: €2,599.86 rate · balance €12,599.86After 89 months: €2,633.11 rate · balance €12,633.11After 90 months: €2,666.35 rate · balance €12,666.35After 91 months: €2,699.60 rate · balance €12,699.60After 92 months: €2,732.84 rate · balance €12,732.84After 93 months: €2,766.09 rate · balance €12,766.09After 94 months: €2,799.33 rate · balance €12,799.33After 95 months: €2,832.58 rate · balance €12,832.58After 96 months: €2,865.82 rate · balance €12,865.82After 97 months: €2,900.13 rate · balance €12,900.13After 98 months: €2,934.44 rate · balance €12,934.44After 99 months: €2,968.75 rate · balance €12,968.75After 100 months: €3,003.06 rate · balance €13,003.06After 101 months: €3,037.37 rate · balance €13,037.37After 102 months: €3,071.68 rate · balance €13,071.68After 103 months: €3,105.99 rate · balance €13,105.99After 104 months: €3,140.30 rate · balance €13,140.30After 105 months: €3,174.60 rate · balance €13,174.60After 106 months: €3,208.91 rate · balance €13,208.91After 107 months: €3,243.22 rate · balance €13,243.22After 108 months: €3,277.53 rate · balance €13,277.53After 109 months: €3,312.94 rate · balance €13,312.94After 110 months: €3,348.34 rate · balance €13,348.34After 111 months: €3,383.75 rate · balance €13,383.75After 112 months: €3,419.16 rate · balance €13,419.16After 113 months: €3,454.56 rate · balance €13,454.56After 114 months: €3,489.97 rate · balance €13,489.97After 115 months: €3,525.38 rate · balance €13,525.38After 116 months: €3,560.78 rate · balance €13,560.78After 117 months: €3,596.19 rate · balance €13,596.19After 118 months: €3,631.60 rate · balance €13,631.60After 119 months: €3,667.00 rate · balance €13,667.00After 120 months: €3,702.41 rate · balance €13,702.41
Per year
AfterInterest up to thenBalance
1 year€320€10,320
2 years€650€10,650
3 years€991€10,991
4 years€1,343€11,343
5 years€1,706€11,706
6 years€2,080€12,080
7 years€2,467€12,467
8 years€2,866€12,866
9 years€3,278€13,278
10 years€3,702€13,702
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

25 Jan 202623 May 2026now3.20%2.65% from 25 Jan 2026 until 17 May 20262.80% from 17 May 2026 until 2 Sep 20263.00% from 2 Sep 2026 until 15 Sep 20263.20% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20263.20%current
2 Sep 20263.00%15 Sep 2026
17 May 20262.80%2 Sep 2026web archive
25 Jan 20262.65%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (120 mo): 3.00% → 3.20%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (120 mo) 3.00%

Rate checked on 18 Sep 2026.