ASN BankASN Depositosparen
Deposit · 10 years · ASN Bank N.V. · Netherlands · Directly at the bank
- Rate
- 3.20%
- 10 years fixed
- since 15 Sep 2026
- Your return on €10,000
- €320
- per year, annualised · €3,702 total over 10 years
- Deposit guarantee
- €10,000 fully protectedDutch scheme
ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €10,000
Gross interest over 10 years: €3,702.
Interest built up over 10 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €320 | €10,320 |
| 2 years | €650 | €10,650 |
| 3 years | €991 | €10,991 |
| 4 years | €1,343 | €11,343 |
| 5 years | €1,706 | €11,706 |
| 6 years | €2,080 | €12,080 |
| 7 years | €2,467 | €12,467 |
| 8 years | €2,866 | €12,866 |
| 9 years | €3,278 | €13,278 |
| 10 years | €3,702 | €13,702 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.20% |
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 16 Sep 2026
- Access
- 10 years fixed · early withdrawal with loss of interest
- Term
- 10 years
- Minimum deposit
- €500
- Maximum deposit
- not stated
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
- Minimale storting € 500
Deposit guarantee
€10,000 fully protected
Dutch scheme
ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
How is my money protected?
ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.
Licence and verification
- Institution
- ASN Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 15 Sep 2026 | 3.20% | current |
| 2 Sep 2026 | 3.00% | 15 Sep 2026 |
| 17 May 2026 | 2.80% | 2 Sep 2026web archive |
| 25 Jan 2026 | 2.65% | 17 May 2026web archive |
All historic rates of ASN Bank →All savings products of ASN Bank →
- 15 Sep 2026ASN Bank – ASN Depositosparen (120 mo): 3.00% → 3.20%
- 2 Sep 2026New: ASN Bank – ASN Depositosparen (120 mo) 3.00%
Rate checked on 2 Nov 2026.