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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 10 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
3.20%
10 years fixed
since 15 Sep 2026
Your return on €100,000
€3,200
per year, annualised · €37,024 total over 10 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 10 years: €37,024.
Interest built up over 10 years
€ 0€ 20kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.20%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
10 years fixed · early withdrawal with loss of interest
Term
10 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€100,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

2.25%2.50%2.75%3.00%3.25%3.50%25 Jan 202623 May 2026now3.20%2.65% from 25 Jan 2026 until 17 May 20262.80% from 17 May 2026 until 2 Sep 20263.00% from 2 Sep 2026 until 15 Sep 20263.20% from 15 Sep 2026 until now
2.25%2.50%2.75%3.00%3.25%3.50%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct
€37,024After 1 month: €266.67 rate · balance €100,266.67After 2 months: €533.33 rate · balance €100,533.33After 3 months: €800.00 rate · balance €100,800.00After 4 months: €1,066.67 rate · balance €101,066.67After 5 months: €1,333.33 rate · balance €101,333.33After 6 months: €1,600.00 rate · balance €101,600.00After 7 months: €1,866.67 rate · balance €101,866.67After 8 months: €2,133.33 rate · balance €102,133.33After 9 months: €2,400.00 rate · balance €102,400.00After 10 months: €2,666.67 rate · balance €102,666.67After 11 months: €2,933.33 rate · balance €102,933.33After 12 months: €3,200.00 rate · balance €103,200.00After 13 months: €3,475.20 rate · balance €103,475.20After 14 months: €3,750.40 rate · balance €103,750.40After 15 months: €4,025.60 rate · balance €104,025.60After 16 months: €4,300.80 rate · balance €104,300.80After 17 months: €4,576.00 rate · balance €104,576.00After 18 months: €4,851.20 rate · balance €104,851.20After 19 months: €5,126.40 rate · balance €105,126.40After 20 months: €5,401.60 rate · balance €105,401.60After 21 months: €5,676.80 rate · balance €105,676.80After 22 months: €5,952.00 rate · balance €105,952.00After 23 months: €6,227.20 rate · balance €106,227.20After 24 months: €6,502.40 rate · balance €106,502.40After 25 months: €6,786.41 rate · balance €106,786.41After 26 months: €7,070.41 rate · balance €107,070.41After 27 months: €7,354.42 rate · balance €107,354.42After 28 months: €7,638.43 rate · balance €107,638.43After 29 months: €7,922.43 rate · balance €107,922.43After 30 months: €8,206.44 rate · balance €108,206.44After 31 months: €8,490.45 rate · balance €108,490.45After 32 months: €8,774.45 rate · balance €108,774.45After 33 months: €9,058.46 rate · balance €109,058.46After 34 months: €9,342.46 rate · balance €109,342.46After 35 months: €9,626.47 rate · balance €109,626.47After 36 months: €9,910.48 rate · balance €109,910.48After 37 months: €10,203.57 rate · balance €110,203.57After 38 months: €10,496.67 rate · balance €110,496.67After 39 months: €10,789.76 rate · balance €110,789.76After 40 months: €11,082.86 rate · balance €111,082.86After 41 months: €11,375.95 rate · balance €111,375.95After 42 months: €11,669.04 rate · balance €111,669.04After 43 months: €11,962.14 rate · balance €111,962.14After 44 months: €12,255.23 rate · balance €112,255.23After 45 months: €12,548.33 rate · balance €112,548.33After 46 months: €12,841.42 rate · balance €112,841.42After 47 months: €13,134.52 rate · balance €113,134.52After 48 months: €13,427.61 rate · balance €113,427.61After 49 months: €13,730.09 rate · balance €113,730.09After 50 months: €14,032.56 rate · balance €114,032.56After 51 months: €14,335.03 rate · balance €114,335.03After 52 months: €14,637.51 rate · balance €114,637.51After 53 months: €14,939.98 rate · balance €114,939.98After 54 months: €15,242.45 rate · balance €115,242.45After 55 months: €15,544.93 rate · balance €115,544.93After 56 months: €15,847.40 rate · balance €115,847.40After 57 months: €16,149.87 rate · balance €116,149.87After 58 months: €16,452.35 rate · balance €116,452.35After 59 months: €16,754.82 rate · balance €116,754.82After 60 months: €17,057.30 rate · balance €117,057.30After 61 months: €17,369.45 rate · balance €117,369.45After 62 months: €17,681.60 rate · balance €117,681.60After 63 months: €17,993.75 rate · balance €117,993.75After 64 months: €18,305.91 rate · balance €118,305.91After 65 months: €18,618.06 rate · balance €118,618.06After 66 months: €18,930.21 rate · balance €118,930.21After 67 months: €19,242.37 rate · balance €119,242.37After 68 months: €19,554.52 rate · balance €119,554.52After 69 months: €19,866.67 rate · balance €119,866.67After 70 months: €20,178.82 rate · balance €120,178.82After 71 months: €20,490.98 rate · balance €120,490.98After 72 months: €20,803.13 rate · balance €120,803.13After 73 months: €21,125.27 rate · balance €121,125.27After 74 months: €21,447.41 rate · balance €121,447.41After 75 months: €21,769.55 rate · balance €121,769.55After 76 months: €22,091.70 rate · balance €122,091.70After 77 months: €22,413.84 rate · balance €122,413.84After 78 months: €22,735.98 rate · balance €122,735.98After 79 months: €23,058.12 rate · balance €123,058.12After 80 months: €23,380.26 rate · balance €123,380.26After 81 months: €23,702.40 rate · balance €123,702.40After 82 months: €24,024.55 rate · balance €124,024.55After 83 months: €24,346.69 rate · balance €124,346.69After 84 months: €24,668.83 rate · balance €124,668.83After 85 months: €25,001.28 rate · balance €125,001.28After 86 months: €25,333.73 rate · balance €125,333.73After 87 months: €25,666.18 rate · balance €125,666.18After 88 months: €25,998.63 rate · balance €125,998.63After 89 months: €26,331.08 rate · balance €126,331.08After 90 months: €26,663.53 rate · balance €126,663.53After 91 months: €26,995.98 rate · balance €126,995.98After 92 months: €27,328.43 rate · balance €127,328.43After 93 months: €27,660.88 rate · balance €127,660.88After 94 months: €27,993.33 rate · balance €127,993.33After 95 months: €28,325.78 rate · balance €128,325.78After 96 months: €28,658.23 rate · balance €128,658.23After 97 months: €29,001.32 rate · balance €129,001.32After 98 months: €29,344.41 rate · balance €129,344.41After 99 months: €29,687.50 rate · balance €129,687.50After 100 months: €30,030.59 rate · balance €130,030.59After 101 months: €30,373.67 rate · balance €130,373.67After 102 months: €30,716.76 rate · balance €130,716.76After 103 months: €31,059.85 rate · balance €131,059.85After 104 months: €31,402.94 rate · balance €131,402.94After 105 months: €31,746.03 rate · balance €131,746.03After 106 months: €32,089.12 rate · balance €132,089.12After 107 months: €32,432.21 rate · balance €132,432.21After 108 months: €32,775.30 rate · balance €132,775.30After 109 months: €33,129.36 rate · balance €133,129.36After 110 months: €33,483.43 rate · balance €133,483.43After 111 months: €33,837.50 rate · balance €133,837.50After 112 months: €34,191.57 rate · balance €134,191.57After 113 months: €34,545.63 rate · balance €134,545.63After 114 months: €34,899.70 rate · balance €134,899.70After 115 months: €35,253.77 rate · balance €135,253.77After 116 months: €35,607.84 rate · balance €135,607.84After 117 months: €35,961.90 rate · balance €135,961.90After 118 months: €36,315.97 rate · balance €136,315.97After 119 months: €36,670.04 rate · balance €136,670.04After 120 months: €37,024.11 rate · balance €137,024.11
€ 0€ 20kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€37,024After 1 month: €266.67 rate · balance €100,266.67After 2 months: €533.33 rate · balance €100,533.33After 3 months: €800.00 rate · balance €100,800.00After 4 months: €1,066.67 rate · balance €101,066.67After 5 months: €1,333.33 rate · balance €101,333.33After 6 months: €1,600.00 rate · balance €101,600.00After 7 months: €1,866.67 rate · balance €101,866.67After 8 months: €2,133.33 rate · balance €102,133.33After 9 months: €2,400.00 rate · balance €102,400.00After 10 months: €2,666.67 rate · balance €102,666.67After 11 months: €2,933.33 rate · balance €102,933.33After 12 months: €3,200.00 rate · balance €103,200.00After 13 months: €3,475.20 rate · balance €103,475.20After 14 months: €3,750.40 rate · balance €103,750.40After 15 months: €4,025.60 rate · balance €104,025.60After 16 months: €4,300.80 rate · balance €104,300.80After 17 months: €4,576.00 rate · balance €104,576.00After 18 months: €4,851.20 rate · balance €104,851.20After 19 months: €5,126.40 rate · balance €105,126.40After 20 months: €5,401.60 rate · balance €105,401.60After 21 months: €5,676.80 rate · balance €105,676.80After 22 months: €5,952.00 rate · balance €105,952.00After 23 months: €6,227.20 rate · balance €106,227.20After 24 months: €6,502.40 rate · balance €106,502.40After 25 months: €6,786.41 rate · balance €106,786.41After 26 months: €7,070.41 rate · balance €107,070.41After 27 months: €7,354.42 rate · balance €107,354.42After 28 months: €7,638.43 rate · balance €107,638.43After 29 months: €7,922.43 rate · balance €107,922.43After 30 months: €8,206.44 rate · balance €108,206.44After 31 months: €8,490.45 rate · balance €108,490.45After 32 months: €8,774.45 rate · balance €108,774.45After 33 months: €9,058.46 rate · balance €109,058.46After 34 months: €9,342.46 rate · balance €109,342.46After 35 months: €9,626.47 rate · balance €109,626.47After 36 months: €9,910.48 rate · balance €109,910.48After 37 months: €10,203.57 rate · balance €110,203.57After 38 months: €10,496.67 rate · balance €110,496.67After 39 months: €10,789.76 rate · balance €110,789.76After 40 months: €11,082.86 rate · balance €111,082.86After 41 months: €11,375.95 rate · balance €111,375.95After 42 months: €11,669.04 rate · balance €111,669.04After 43 months: €11,962.14 rate · balance €111,962.14After 44 months: €12,255.23 rate · balance €112,255.23After 45 months: €12,548.33 rate · balance €112,548.33After 46 months: €12,841.42 rate · balance €112,841.42After 47 months: €13,134.52 rate · balance €113,134.52After 48 months: €13,427.61 rate · balance €113,427.61After 49 months: €13,730.09 rate · balance €113,730.09After 50 months: €14,032.56 rate · balance €114,032.56After 51 months: €14,335.03 rate · balance €114,335.03After 52 months: €14,637.51 rate · balance €114,637.51After 53 months: €14,939.98 rate · balance €114,939.98After 54 months: €15,242.45 rate · balance €115,242.45After 55 months: €15,544.93 rate · balance €115,544.93After 56 months: €15,847.40 rate · balance €115,847.40After 57 months: €16,149.87 rate · balance €116,149.87After 58 months: €16,452.35 rate · balance €116,452.35After 59 months: €16,754.82 rate · balance €116,754.82After 60 months: €17,057.30 rate · balance €117,057.30After 61 months: €17,369.45 rate · balance €117,369.45After 62 months: €17,681.60 rate · balance €117,681.60After 63 months: €17,993.75 rate · balance €117,993.75After 64 months: €18,305.91 rate · balance €118,305.91After 65 months: €18,618.06 rate · balance €118,618.06After 66 months: €18,930.21 rate · balance €118,930.21After 67 months: €19,242.37 rate · balance €119,242.37After 68 months: €19,554.52 rate · balance €119,554.52After 69 months: €19,866.67 rate · balance €119,866.67After 70 months: €20,178.82 rate · balance €120,178.82After 71 months: €20,490.98 rate · balance €120,490.98After 72 months: €20,803.13 rate · balance €120,803.13After 73 months: €21,125.27 rate · balance €121,125.27After 74 months: €21,447.41 rate · balance €121,447.41After 75 months: €21,769.55 rate · balance €121,769.55After 76 months: €22,091.70 rate · balance €122,091.70After 77 months: €22,413.84 rate · balance €122,413.84After 78 months: €22,735.98 rate · balance €122,735.98After 79 months: €23,058.12 rate · balance €123,058.12After 80 months: €23,380.26 rate · balance €123,380.26After 81 months: €23,702.40 rate · balance €123,702.40After 82 months: €24,024.55 rate · balance €124,024.55After 83 months: €24,346.69 rate · balance €124,346.69After 84 months: €24,668.83 rate · balance €124,668.83After 85 months: €25,001.28 rate · balance €125,001.28After 86 months: €25,333.73 rate · balance €125,333.73After 87 months: €25,666.18 rate · balance €125,666.18After 88 months: €25,998.63 rate · balance €125,998.63After 89 months: €26,331.08 rate · balance €126,331.08After 90 months: €26,663.53 rate · balance €126,663.53After 91 months: €26,995.98 rate · balance €126,995.98After 92 months: €27,328.43 rate · balance €127,328.43After 93 months: €27,660.88 rate · balance €127,660.88After 94 months: €27,993.33 rate · balance €127,993.33After 95 months: €28,325.78 rate · balance €128,325.78After 96 months: €28,658.23 rate · balance €128,658.23After 97 months: €29,001.32 rate · balance €129,001.32After 98 months: €29,344.41 rate · balance €129,344.41After 99 months: €29,687.50 rate · balance €129,687.50After 100 months: €30,030.59 rate · balance €130,030.59After 101 months: €30,373.67 rate · balance €130,373.67After 102 months: €30,716.76 rate · balance €130,716.76After 103 months: €31,059.85 rate · balance €131,059.85After 104 months: €31,402.94 rate · balance €131,402.94After 105 months: €31,746.03 rate · balance €131,746.03After 106 months: €32,089.12 rate · balance €132,089.12After 107 months: €32,432.21 rate · balance €132,432.21After 108 months: €32,775.30 rate · balance €132,775.30After 109 months: €33,129.36 rate · balance €133,129.36After 110 months: €33,483.43 rate · balance €133,483.43After 111 months: €33,837.50 rate · balance €133,837.50After 112 months: €34,191.57 rate · balance €134,191.57After 113 months: €34,545.63 rate · balance €134,545.63After 114 months: €34,899.70 rate · balance €134,899.70After 115 months: €35,253.77 rate · balance €135,253.77After 116 months: €35,607.84 rate · balance €135,607.84After 117 months: €35,961.90 rate · balance €135,961.90After 118 months: €36,315.97 rate · balance €136,315.97After 119 months: €36,670.04 rate · balance €136,670.04After 120 months: €37,024.11 rate · balance €137,024.11
Per year
AfterInterest up to thenBalance
1 year€3,200€103,200
2 years€6,502€106,502
3 years€9,910€109,910
4 years€13,428€113,428
5 years€17,057€117,057
6 years€20,803€120,803
7 years€24,669€124,669
8 years€28,658€128,658
9 years€32,775€132,775
10 years€37,024€137,024
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

25 Jan 202623 May 2026now3.20%2.65% from 25 Jan 2026 until 17 May 20262.80% from 17 May 2026 until 2 Sep 20263.00% from 2 Sep 2026 until 15 Sep 20263.20% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20263.20%current
2 Sep 20263.00%15 Sep 2026
17 May 20262.80%2 Sep 2026web archive
25 Jan 20262.65%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (120 mo): 3.00% → 3.20%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (120 mo) 3.00%

Rate checked on 19 Sep 2026.