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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 10 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
3.20%
10 years fixed
since 15 Sep 2026
Your return on €16,600
€531
per year, annualised · €6,146 total over 10 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 10 years: €6,146.
Interest built up over 10 years
€ 0€ 2,5k€ 5kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.20%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
10 years fixed · early withdrawal with loss of interest
Term
10 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€16,600 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

2.25%2.50%2.75%3.00%3.25%3.50%25 Jan 202623 May 2026now3.20%2.65% from 25 Jan 2026 until 17 May 20262.80% from 17 May 2026 until 2 Sep 20263.00% from 2 Sep 2026 until 15 Sep 20263.20% from 15 Sep 2026 until now
2.25%2.50%2.75%3.00%3.25%3.50%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct
€6,146After 1 month: €44.27 rate · balance €16,644.27After 2 months: €88.53 rate · balance €16,688.53After 3 months: €132.80 rate · balance €16,732.80After 4 months: €177.07 rate · balance €16,777.07After 5 months: €221.33 rate · balance €16,821.33After 6 months: €265.60 rate · balance €16,865.60After 7 months: €309.87 rate · balance €16,909.87After 8 months: €354.13 rate · balance €16,954.13After 9 months: €398.40 rate · balance €16,998.40After 10 months: €442.67 rate · balance €17,042.67After 11 months: €486.93 rate · balance €17,086.93After 12 months: €531.20 rate · balance €17,131.20After 13 months: €576.88 rate · balance €17,176.88After 14 months: €622.57 rate · balance €17,222.57After 15 months: €668.25 rate · balance €17,268.25After 16 months: €713.93 rate · balance €17,313.93After 17 months: €759.62 rate · balance €17,359.62After 18 months: €805.30 rate · balance €17,405.30After 19 months: €850.98 rate · balance €17,450.98After 20 months: €896.67 rate · balance €17,496.67After 21 months: €942.35 rate · balance €17,542.35After 22 months: €988.03 rate · balance €17,588.03After 23 months: €1,033.72 rate · balance €17,633.72After 24 months: €1,079.40 rate · balance €17,679.40After 25 months: €1,126.54 rate · balance €17,726.54After 26 months: €1,173.69 rate · balance €17,773.69After 27 months: €1,220.83 rate · balance €17,820.83After 28 months: €1,267.98 rate · balance €17,867.98After 29 months: €1,315.12 rate · balance €17,915.12After 30 months: €1,362.27 rate · balance €17,962.27After 31 months: €1,409.41 rate · balance €18,009.41After 32 months: €1,456.56 rate · balance €18,056.56After 33 months: €1,503.70 rate · balance €18,103.70After 34 months: €1,550.85 rate · balance €18,150.85After 35 months: €1,597.99 rate · balance €18,197.99After 36 months: €1,645.14 rate · balance €18,245.14After 37 months: €1,693.79 rate · balance €18,293.79After 38 months: €1,742.45 rate · balance €18,342.45After 39 months: €1,791.10 rate · balance €18,391.10After 40 months: €1,839.75 rate · balance €18,439.75After 41 months: €1,888.41 rate · balance €18,488.41After 42 months: €1,937.06 rate · balance €18,537.06After 43 months: €1,985.72 rate · balance €18,585.72After 44 months: €2,034.37 rate · balance €18,634.37After 45 months: €2,083.02 rate · balance €18,683.02After 46 months: €2,131.68 rate · balance €18,731.68After 47 months: €2,180.33 rate · balance €18,780.33After 48 months: €2,228.98 rate · balance €18,828.98After 49 months: €2,279.19 rate · balance €18,879.19After 50 months: €2,329.41 rate · balance €18,929.41After 51 months: €2,379.62 rate · balance €18,979.62After 52 months: €2,429.83 rate · balance €19,029.83After 53 months: €2,480.04 rate · balance €19,080.04After 54 months: €2,530.25 rate · balance €19,130.25After 55 months: €2,580.46 rate · balance €19,180.46After 56 months: €2,630.67 rate · balance €19,230.67After 57 months: €2,680.88 rate · balance €19,280.88After 58 months: €2,731.09 rate · balance €19,331.09After 59 months: €2,781.30 rate · balance €19,381.30After 60 months: €2,831.51 rate · balance €19,431.51After 61 months: €2,883.33 rate · balance €19,483.33After 62 months: €2,935.15 rate · balance €19,535.15After 63 months: €2,986.96 rate · balance €19,586.96After 64 months: €3,038.78 rate · balance €19,638.78After 65 months: €3,090.60 rate · balance €19,690.60After 66 months: €3,142.42 rate · balance €19,742.42After 67 months: €3,194.23 rate · balance €19,794.23After 68 months: €3,246.05 rate · balance €19,846.05After 69 months: €3,297.87 rate · balance €19,897.87After 70 months: €3,349.69 rate · balance €19,949.69After 71 months: €3,401.50 rate · balance €20,001.50After 72 months: €3,453.32 rate · balance €20,053.32After 73 months: €3,506.80 rate · balance €20,106.80After 74 months: €3,560.27 rate · balance €20,160.27After 75 months: €3,613.75 rate · balance €20,213.75After 76 months: €3,667.22 rate · balance €20,267.22After 77 months: €3,720.70 rate · balance €20,320.70After 78 months: €3,774.17 rate · balance €20,374.17After 79 months: €3,827.65 rate · balance €20,427.65After 80 months: €3,881.12 rate · balance €20,481.12After 81 months: €3,934.60 rate · balance €20,534.60After 82 months: €3,988.08 rate · balance €20,588.08After 83 months: €4,041.55 rate · balance €20,641.55After 84 months: €4,095.03 rate · balance €20,695.03After 85 months: €4,150.21 rate · balance €20,750.21After 86 months: €4,205.40 rate · balance €20,805.40After 87 months: €4,260.59 rate · balance €20,860.59After 88 months: €4,315.77 rate · balance €20,915.77After 89 months: €4,370.96 rate · balance €20,970.96After 90 months: €4,426.15 rate · balance €21,026.15After 91 months: €4,481.33 rate · balance €21,081.33After 92 months: €4,536.52 rate · balance €21,136.52After 93 months: €4,591.71 rate · balance €21,191.71After 94 months: €4,646.89 rate · balance €21,246.89After 95 months: €4,702.08 rate · balance €21,302.08After 96 months: €4,757.27 rate · balance €21,357.27After 97 months: €4,814.22 rate · balance €21,414.22After 98 months: €4,871.17 rate · balance €21,471.17After 99 months: €4,928.12 rate · balance €21,528.12After 100 months: €4,985.08 rate · balance €21,585.08After 101 months: €5,042.03 rate · balance €21,642.03After 102 months: €5,098.98 rate · balance €21,698.98After 103 months: €5,155.94 rate · balance €21,755.94After 104 months: €5,212.89 rate · balance €21,812.89After 105 months: €5,269.84 rate · balance €21,869.84After 106 months: €5,326.79 rate · balance €21,926.79After 107 months: €5,383.75 rate · balance €21,983.75After 108 months: €5,440.70 rate · balance €22,040.70After 109 months: €5,499.47 rate · balance €22,099.47After 110 months: €5,558.25 rate · balance €22,158.25After 111 months: €5,617.02 rate · balance €22,217.02After 112 months: €5,675.80 rate · balance €22,275.80After 113 months: €5,734.58 rate · balance €22,334.58After 114 months: €5,793.35 rate · balance €22,393.35After 115 months: €5,852.13 rate · balance €22,452.13After 116 months: €5,910.90 rate · balance €22,510.90After 117 months: €5,969.68 rate · balance €22,569.68After 118 months: €6,028.45 rate · balance €22,628.45After 119 months: €6,087.23 rate · balance €22,687.23After 120 months: €6,146.00 rate · balance €22,746.00
€ 0€ 2,5k€ 5kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€6,146After 1 month: €44.27 rate · balance €16,644.27After 2 months: €88.53 rate · balance €16,688.53After 3 months: €132.80 rate · balance €16,732.80After 4 months: €177.07 rate · balance €16,777.07After 5 months: €221.33 rate · balance €16,821.33After 6 months: €265.60 rate · balance €16,865.60After 7 months: €309.87 rate · balance €16,909.87After 8 months: €354.13 rate · balance €16,954.13After 9 months: €398.40 rate · balance €16,998.40After 10 months: €442.67 rate · balance €17,042.67After 11 months: €486.93 rate · balance €17,086.93After 12 months: €531.20 rate · balance €17,131.20After 13 months: €576.88 rate · balance €17,176.88After 14 months: €622.57 rate · balance €17,222.57After 15 months: €668.25 rate · balance €17,268.25After 16 months: €713.93 rate · balance €17,313.93After 17 months: €759.62 rate · balance €17,359.62After 18 months: €805.30 rate · balance €17,405.30After 19 months: €850.98 rate · balance €17,450.98After 20 months: €896.67 rate · balance €17,496.67After 21 months: €942.35 rate · balance €17,542.35After 22 months: €988.03 rate · balance €17,588.03After 23 months: €1,033.72 rate · balance €17,633.72After 24 months: €1,079.40 rate · balance €17,679.40After 25 months: €1,126.54 rate · balance €17,726.54After 26 months: €1,173.69 rate · balance €17,773.69After 27 months: €1,220.83 rate · balance €17,820.83After 28 months: €1,267.98 rate · balance €17,867.98After 29 months: €1,315.12 rate · balance €17,915.12After 30 months: €1,362.27 rate · balance €17,962.27After 31 months: €1,409.41 rate · balance €18,009.41After 32 months: €1,456.56 rate · balance €18,056.56After 33 months: €1,503.70 rate · balance €18,103.70After 34 months: €1,550.85 rate · balance €18,150.85After 35 months: €1,597.99 rate · balance €18,197.99After 36 months: €1,645.14 rate · balance €18,245.14After 37 months: €1,693.79 rate · balance €18,293.79After 38 months: €1,742.45 rate · balance €18,342.45After 39 months: €1,791.10 rate · balance €18,391.10After 40 months: €1,839.75 rate · balance €18,439.75After 41 months: €1,888.41 rate · balance €18,488.41After 42 months: €1,937.06 rate · balance €18,537.06After 43 months: €1,985.72 rate · balance €18,585.72After 44 months: €2,034.37 rate · balance €18,634.37After 45 months: €2,083.02 rate · balance €18,683.02After 46 months: €2,131.68 rate · balance €18,731.68After 47 months: €2,180.33 rate · balance €18,780.33After 48 months: €2,228.98 rate · balance €18,828.98After 49 months: €2,279.19 rate · balance €18,879.19After 50 months: €2,329.41 rate · balance €18,929.41After 51 months: €2,379.62 rate · balance €18,979.62After 52 months: €2,429.83 rate · balance €19,029.83After 53 months: €2,480.04 rate · balance €19,080.04After 54 months: €2,530.25 rate · balance €19,130.25After 55 months: €2,580.46 rate · balance €19,180.46After 56 months: €2,630.67 rate · balance €19,230.67After 57 months: €2,680.88 rate · balance €19,280.88After 58 months: €2,731.09 rate · balance €19,331.09After 59 months: €2,781.30 rate · balance €19,381.30After 60 months: €2,831.51 rate · balance €19,431.51After 61 months: €2,883.33 rate · balance €19,483.33After 62 months: €2,935.15 rate · balance €19,535.15After 63 months: €2,986.96 rate · balance €19,586.96After 64 months: €3,038.78 rate · balance €19,638.78After 65 months: €3,090.60 rate · balance €19,690.60After 66 months: €3,142.42 rate · balance €19,742.42After 67 months: €3,194.23 rate · balance €19,794.23After 68 months: €3,246.05 rate · balance €19,846.05After 69 months: €3,297.87 rate · balance €19,897.87After 70 months: €3,349.69 rate · balance €19,949.69After 71 months: €3,401.50 rate · balance €20,001.50After 72 months: €3,453.32 rate · balance €20,053.32After 73 months: €3,506.80 rate · balance €20,106.80After 74 months: €3,560.27 rate · balance €20,160.27After 75 months: €3,613.75 rate · balance €20,213.75After 76 months: €3,667.22 rate · balance €20,267.22After 77 months: €3,720.70 rate · balance €20,320.70After 78 months: €3,774.17 rate · balance €20,374.17After 79 months: €3,827.65 rate · balance €20,427.65After 80 months: €3,881.12 rate · balance €20,481.12After 81 months: €3,934.60 rate · balance €20,534.60After 82 months: €3,988.08 rate · balance €20,588.08After 83 months: €4,041.55 rate · balance €20,641.55After 84 months: €4,095.03 rate · balance €20,695.03After 85 months: €4,150.21 rate · balance €20,750.21After 86 months: €4,205.40 rate · balance €20,805.40After 87 months: €4,260.59 rate · balance €20,860.59After 88 months: €4,315.77 rate · balance €20,915.77After 89 months: €4,370.96 rate · balance €20,970.96After 90 months: €4,426.15 rate · balance €21,026.15After 91 months: €4,481.33 rate · balance €21,081.33After 92 months: €4,536.52 rate · balance €21,136.52After 93 months: €4,591.71 rate · balance €21,191.71After 94 months: €4,646.89 rate · balance €21,246.89After 95 months: €4,702.08 rate · balance €21,302.08After 96 months: €4,757.27 rate · balance €21,357.27After 97 months: €4,814.22 rate · balance €21,414.22After 98 months: €4,871.17 rate · balance €21,471.17After 99 months: €4,928.12 rate · balance €21,528.12After 100 months: €4,985.08 rate · balance €21,585.08After 101 months: €5,042.03 rate · balance €21,642.03After 102 months: €5,098.98 rate · balance €21,698.98After 103 months: €5,155.94 rate · balance €21,755.94After 104 months: €5,212.89 rate · balance €21,812.89After 105 months: €5,269.84 rate · balance €21,869.84After 106 months: €5,326.79 rate · balance €21,926.79After 107 months: €5,383.75 rate · balance €21,983.75After 108 months: €5,440.70 rate · balance €22,040.70After 109 months: €5,499.47 rate · balance €22,099.47After 110 months: €5,558.25 rate · balance €22,158.25After 111 months: €5,617.02 rate · balance €22,217.02After 112 months: €5,675.80 rate · balance €22,275.80After 113 months: €5,734.58 rate · balance €22,334.58After 114 months: €5,793.35 rate · balance €22,393.35After 115 months: €5,852.13 rate · balance €22,452.13After 116 months: €5,910.90 rate · balance €22,510.90After 117 months: €5,969.68 rate · balance €22,569.68After 118 months: €6,028.45 rate · balance €22,628.45After 119 months: €6,087.23 rate · balance €22,687.23After 120 months: €6,146.00 rate · balance €22,746.00
Per year
AfterInterest up to thenBalance
1 year€531€17,131
2 years€1,079€17,679
3 years€1,645€18,245
4 years€2,229€18,829
5 years€2,832€19,432
6 years€3,453€20,053
7 years€4,095€20,695
8 years€4,757€21,357
9 years€5,441€22,041
10 years€6,146€22,746
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

25 Jan 202623 May 2026now3.20%2.65% from 25 Jan 2026 until 17 May 20262.80% from 17 May 2026 until 2 Sep 20263.00% from 2 Sep 2026 until 15 Sep 20263.20% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20263.20%current
2 Sep 20263.00%15 Sep 2026
17 May 20262.80%2 Sep 2026web archive
25 Jan 20262.65%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (120 mo): 3.00% → 3.20%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (120 mo) 3.00%

Rate checked on 18 Sep 2026.