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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 10 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
3.20%
10 years fixed
since 15 Sep 2026
Your return on €16,800
€538
per year, annualised · €6,220 total over 10 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 10 years: €6,220.
Interest built up over 10 years
€ 0€ 2,5k€ 5kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.20%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
10 years fixed · early withdrawal with loss of interest
Term
10 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€16,800 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

2.25%2.50%2.75%3.00%3.25%3.50%25 Jan 202623 May 2026now3.20%2.65% from 25 Jan 2026 until 17 May 20262.80% from 17 May 2026 until 2 Sep 20263.00% from 2 Sep 2026 until 15 Sep 20263.20% from 15 Sep 2026 until now
2.25%2.50%2.75%3.00%3.25%3.50%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct
€6,220After 1 month: €44.80 rate · balance €16,844.80After 2 months: €89.60 rate · balance €16,889.60After 3 months: €134.40 rate · balance €16,934.40After 4 months: €179.20 rate · balance €16,979.20After 5 months: €224 rate · balance €17,024After 6 months: €268.80 rate · balance €17,068.80After 7 months: €313.60 rate · balance €17,113.60After 8 months: €358.40 rate · balance €17,158.40After 9 months: €403.20 rate · balance €17,203.20After 10 months: €448.00 rate · balance €17,248After 11 months: €492.80 rate · balance €17,292.80After 12 months: €537.60 rate · balance €17,337.60After 13 months: €583.83 rate · balance €17,383.83After 14 months: €630.07 rate · balance €17,430.07After 15 months: €676.30 rate · balance €17,476.30After 16 months: €722.53 rate · balance €17,522.53After 17 months: €768.77 rate · balance €17,568.77After 18 months: €815.00 rate · balance €17,615.00After 19 months: €861.24 rate · balance €17,661.24After 20 months: €907.47 rate · balance €17,707.47After 21 months: €953.70 rate · balance €17,753.70After 22 months: €999.94 rate · balance €17,799.94After 23 months: €1,046.17 rate · balance €17,846.17After 24 months: €1,092.40 rate · balance €17,892.40After 25 months: €1,140.12 rate · balance €17,940.12After 26 months: €1,187.83 rate · balance €17,987.83After 27 months: €1,235.54 rate · balance €18,035.54After 28 months: €1,283.26 rate · balance €18,083.26After 29 months: €1,330.97 rate · balance €18,130.97After 30 months: €1,378.68 rate · balance €18,178.68After 31 months: €1,426.39 rate · balance €18,226.39After 32 months: €1,474.11 rate · balance €18,274.11After 33 months: €1,521.82 rate · balance €18,321.82After 34 months: €1,569.53 rate · balance €18,369.53After 35 months: €1,617.25 rate · balance €18,417.25After 36 months: €1,664.96 rate · balance €18,464.96After 37 months: €1,714.20 rate · balance €18,514.20After 38 months: €1,763.44 rate · balance €18,563.44After 39 months: €1,812.68 rate · balance €18,612.68After 40 months: €1,861.92 rate · balance €18,661.92After 41 months: €1,911.16 rate · balance €18,711.16After 42 months: €1,960.40 rate · balance €18,760.40After 43 months: €2,009.64 rate · balance €18,809.64After 44 months: €2,058.88 rate · balance €18,858.88After 45 months: €2,108.12 rate · balance €18,908.12After 46 months: €2,157.36 rate · balance €18,957.36After 47 months: €2,206.60 rate · balance €19,006.60After 48 months: €2,255.84 rate · balance €19,055.84After 49 months: €2,306.65 rate · balance €19,106.65After 50 months: €2,357.47 rate · balance €19,157.47After 51 months: €2,408.29 rate · balance €19,208.29After 52 months: €2,459.10 rate · balance €19,259.10After 53 months: €2,509.92 rate · balance €19,309.92After 54 months: €2,560.73 rate · balance €19,360.73After 55 months: €2,611.55 rate · balance €19,411.55After 56 months: €2,662.36 rate · balance €19,462.36After 57 months: €2,713.18 rate · balance €19,513.18After 58 months: €2,764.00 rate · balance €19,564.00After 59 months: €2,814.81 rate · balance €19,614.81After 60 months: €2,865.63 rate · balance €19,665.63After 61 months: €2,918.07 rate · balance €19,718.07After 62 months: €2,970.51 rate · balance €19,770.51After 63 months: €3,022.95 rate · balance €19,822.95After 64 months: €3,075.39 rate · balance €19,875.39After 65 months: €3,127.83 rate · balance €19,927.83After 66 months: €3,180.28 rate · balance €19,980.28After 67 months: €3,232.72 rate · balance €20,032.72After 68 months: €3,285.16 rate · balance €20,085.16After 69 months: €3,337.60 rate · balance €20,137.60After 70 months: €3,390.04 rate · balance €20,190.04After 71 months: €3,442.49 rate · balance €20,242.49After 72 months: €3,494.93 rate · balance €20,294.93After 73 months: €3,549.05 rate · balance €20,349.05After 74 months: €3,603.17 rate · balance €20,403.17After 75 months: €3,657.29 rate · balance €20,457.29After 76 months: €3,711.41 rate · balance €20,511.41After 77 months: €3,765.53 rate · balance €20,565.53After 78 months: €3,819.65 rate · balance €20,619.65After 79 months: €3,873.77 rate · balance €20,673.77After 80 months: €3,927.89 rate · balance €20,727.89After 81 months: €3,982.00 rate · balance €20,782.00After 82 months: €4,036.12 rate · balance €20,836.12After 83 months: €4,090.24 rate · balance €20,890.24After 84 months: €4,144.36 rate · balance €20,944.36After 85 months: €4,200.22 rate · balance €21,000.22After 86 months: €4,256.07 rate · balance €21,056.07After 87 months: €4,311.92 rate · balance €21,111.92After 88 months: €4,367.77 rate · balance €21,167.77After 89 months: €4,423.62 rate · balance €21,223.62After 90 months: €4,479.47 rate · balance €21,279.47After 91 months: €4,535.33 rate · balance €21,335.33After 92 months: €4,591.18 rate · balance €21,391.18After 93 months: €4,647.03 rate · balance €21,447.03After 94 months: €4,702.88 rate · balance €21,502.88After 95 months: €4,758.73 rate · balance €21,558.73After 96 months: €4,814.58 rate · balance €21,614.58After 97 months: €4,872.22 rate · balance €21,672.22After 98 months: €4,929.86 rate · balance €21,729.86After 99 months: €4,987.50 rate · balance €21,787.50After 100 months: €5,045.14 rate · balance €21,845.14After 101 months: €5,102.78 rate · balance €21,902.78After 102 months: €5,160.42 rate · balance €21,960.42After 103 months: €5,218.06 rate · balance €22,018.06After 104 months: €5,275.69 rate · balance €22,075.69After 105 months: €5,333.33 rate · balance €22,133.33After 106 months: €5,390.97 rate · balance €22,190.97After 107 months: €5,448.61 rate · balance €22,248.61After 108 months: €5,506.25 rate · balance €22,306.25After 109 months: €5,565.73 rate · balance €22,365.73After 110 months: €5,625.22 rate · balance €22,425.22After 111 months: €5,684.70 rate · balance €22,484.70After 112 months: €5,744.18 rate · balance €22,544.18After 113 months: €5,803.67 rate · balance €22,603.67After 114 months: €5,863.15 rate · balance €22,663.15After 115 months: €5,922.63 rate · balance €22,722.63After 116 months: €5,982.12 rate · balance €22,782.12After 117 months: €6,041.60 rate · balance €22,841.60After 118 months: €6,101.08 rate · balance €22,901.08After 119 months: €6,160.57 rate · balance €22,960.57After 120 months: €6,220.05 rate · balance €23,020.05
€ 0€ 2,5k€ 5kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€6,220After 1 month: €44.80 rate · balance €16,844.80After 2 months: €89.60 rate · balance €16,889.60After 3 months: €134.40 rate · balance €16,934.40After 4 months: €179.20 rate · balance €16,979.20After 5 months: €224 rate · balance €17,024After 6 months: €268.80 rate · balance €17,068.80After 7 months: €313.60 rate · balance €17,113.60After 8 months: €358.40 rate · balance €17,158.40After 9 months: €403.20 rate · balance €17,203.20After 10 months: €448.00 rate · balance €17,248After 11 months: €492.80 rate · balance €17,292.80After 12 months: €537.60 rate · balance €17,337.60After 13 months: €583.83 rate · balance €17,383.83After 14 months: €630.07 rate · balance €17,430.07After 15 months: €676.30 rate · balance €17,476.30After 16 months: €722.53 rate · balance €17,522.53After 17 months: €768.77 rate · balance €17,568.77After 18 months: €815.00 rate · balance €17,615.00After 19 months: €861.24 rate · balance €17,661.24After 20 months: €907.47 rate · balance €17,707.47After 21 months: €953.70 rate · balance €17,753.70After 22 months: €999.94 rate · balance €17,799.94After 23 months: €1,046.17 rate · balance €17,846.17After 24 months: €1,092.40 rate · balance €17,892.40After 25 months: €1,140.12 rate · balance €17,940.12After 26 months: €1,187.83 rate · balance €17,987.83After 27 months: €1,235.54 rate · balance €18,035.54After 28 months: €1,283.26 rate · balance €18,083.26After 29 months: €1,330.97 rate · balance €18,130.97After 30 months: €1,378.68 rate · balance €18,178.68After 31 months: €1,426.39 rate · balance €18,226.39After 32 months: €1,474.11 rate · balance €18,274.11After 33 months: €1,521.82 rate · balance €18,321.82After 34 months: €1,569.53 rate · balance €18,369.53After 35 months: €1,617.25 rate · balance €18,417.25After 36 months: €1,664.96 rate · balance €18,464.96After 37 months: €1,714.20 rate · balance €18,514.20After 38 months: €1,763.44 rate · balance €18,563.44After 39 months: €1,812.68 rate · balance €18,612.68After 40 months: €1,861.92 rate · balance €18,661.92After 41 months: €1,911.16 rate · balance €18,711.16After 42 months: €1,960.40 rate · balance €18,760.40After 43 months: €2,009.64 rate · balance €18,809.64After 44 months: €2,058.88 rate · balance €18,858.88After 45 months: €2,108.12 rate · balance €18,908.12After 46 months: €2,157.36 rate · balance €18,957.36After 47 months: €2,206.60 rate · balance €19,006.60After 48 months: €2,255.84 rate · balance €19,055.84After 49 months: €2,306.65 rate · balance €19,106.65After 50 months: €2,357.47 rate · balance €19,157.47After 51 months: €2,408.29 rate · balance €19,208.29After 52 months: €2,459.10 rate · balance €19,259.10After 53 months: €2,509.92 rate · balance €19,309.92After 54 months: €2,560.73 rate · balance €19,360.73After 55 months: €2,611.55 rate · balance €19,411.55After 56 months: €2,662.36 rate · balance €19,462.36After 57 months: €2,713.18 rate · balance €19,513.18After 58 months: €2,764.00 rate · balance €19,564.00After 59 months: €2,814.81 rate · balance €19,614.81After 60 months: €2,865.63 rate · balance €19,665.63After 61 months: €2,918.07 rate · balance €19,718.07After 62 months: €2,970.51 rate · balance €19,770.51After 63 months: €3,022.95 rate · balance €19,822.95After 64 months: €3,075.39 rate · balance €19,875.39After 65 months: €3,127.83 rate · balance €19,927.83After 66 months: €3,180.28 rate · balance €19,980.28After 67 months: €3,232.72 rate · balance €20,032.72After 68 months: €3,285.16 rate · balance €20,085.16After 69 months: €3,337.60 rate · balance €20,137.60After 70 months: €3,390.04 rate · balance €20,190.04After 71 months: €3,442.49 rate · balance €20,242.49After 72 months: €3,494.93 rate · balance €20,294.93After 73 months: €3,549.05 rate · balance €20,349.05After 74 months: €3,603.17 rate · balance €20,403.17After 75 months: €3,657.29 rate · balance €20,457.29After 76 months: €3,711.41 rate · balance €20,511.41After 77 months: €3,765.53 rate · balance €20,565.53After 78 months: €3,819.65 rate · balance €20,619.65After 79 months: €3,873.77 rate · balance €20,673.77After 80 months: €3,927.89 rate · balance €20,727.89After 81 months: €3,982.00 rate · balance €20,782.00After 82 months: €4,036.12 rate · balance €20,836.12After 83 months: €4,090.24 rate · balance €20,890.24After 84 months: €4,144.36 rate · balance €20,944.36After 85 months: €4,200.22 rate · balance €21,000.22After 86 months: €4,256.07 rate · balance €21,056.07After 87 months: €4,311.92 rate · balance €21,111.92After 88 months: €4,367.77 rate · balance €21,167.77After 89 months: €4,423.62 rate · balance €21,223.62After 90 months: €4,479.47 rate · balance €21,279.47After 91 months: €4,535.33 rate · balance €21,335.33After 92 months: €4,591.18 rate · balance €21,391.18After 93 months: €4,647.03 rate · balance €21,447.03After 94 months: €4,702.88 rate · balance €21,502.88After 95 months: €4,758.73 rate · balance €21,558.73After 96 months: €4,814.58 rate · balance €21,614.58After 97 months: €4,872.22 rate · balance €21,672.22After 98 months: €4,929.86 rate · balance €21,729.86After 99 months: €4,987.50 rate · balance €21,787.50After 100 months: €5,045.14 rate · balance €21,845.14After 101 months: €5,102.78 rate · balance €21,902.78After 102 months: €5,160.42 rate · balance €21,960.42After 103 months: €5,218.06 rate · balance €22,018.06After 104 months: €5,275.69 rate · balance €22,075.69After 105 months: €5,333.33 rate · balance €22,133.33After 106 months: €5,390.97 rate · balance €22,190.97After 107 months: €5,448.61 rate · balance €22,248.61After 108 months: €5,506.25 rate · balance €22,306.25After 109 months: €5,565.73 rate · balance €22,365.73After 110 months: €5,625.22 rate · balance €22,425.22After 111 months: €5,684.70 rate · balance €22,484.70After 112 months: €5,744.18 rate · balance €22,544.18After 113 months: €5,803.67 rate · balance €22,603.67After 114 months: €5,863.15 rate · balance €22,663.15After 115 months: €5,922.63 rate · balance €22,722.63After 116 months: €5,982.12 rate · balance €22,782.12After 117 months: €6,041.60 rate · balance €22,841.60After 118 months: €6,101.08 rate · balance €22,901.08After 119 months: €6,160.57 rate · balance €22,960.57After 120 months: €6,220.05 rate · balance €23,020.05
Per year
AfterInterest up to thenBalance
1 year€538€17,338
2 years€1,092€17,892
3 years€1,665€18,465
4 years€2,256€19,056
5 years€2,866€19,666
6 years€3,495€20,295
7 years€4,144€20,944
8 years€4,815€21,615
9 years€5,506€22,306
10 years€6,220€23,020
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

25 Jan 202623 May 2026now3.20%2.65% from 25 Jan 2026 until 17 May 20262.80% from 17 May 2026 until 2 Sep 20263.00% from 2 Sep 2026 until 15 Sep 20263.20% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20263.20%current
2 Sep 20263.00%15 Sep 2026
17 May 20262.80%2 Sep 2026web archive
25 Jan 20262.65%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (120 mo): 3.00% → 3.20%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (120 mo) 3.00%

Rate checked on 18 Sep 2026.