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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 10 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
3.20%
10 years fixed
since 15 Sep 2026
Your return on €25,000
€800
per year, annualised · €9,256 total over 10 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 10 years: €9,256.
Interest built up over 10 years
€ 0€ 5kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.20%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
10 years fixed · early withdrawal with loss of interest
Term
10 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€25,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

2.25%2.50%2.75%3.00%3.25%3.50%25 Jan 202623 May 2026now3.20%2.65% from 25 Jan 2026 until 17 May 20262.80% from 17 May 2026 until 2 Sep 20263.00% from 2 Sep 2026 until 15 Sep 20263.20% from 15 Sep 2026 until now
2.25%2.50%2.75%3.00%3.25%3.50%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct
€9,256After 1 month: €66.67 rate · balance €25,066.67After 2 months: €133.33 rate · balance €25,133.33After 3 months: €200.00 rate · balance €25,200.00After 4 months: €266.67 rate · balance €25,266.67After 5 months: €333.33 rate · balance €25,333.33After 6 months: €400.00 rate · balance €25,400.00After 7 months: €466.67 rate · balance €25,466.67After 8 months: €533.33 rate · balance €25,533.33After 9 months: €600.00 rate · balance €25,600.00After 10 months: €666.67 rate · balance €25,666.67After 11 months: €733.33 rate · balance €25,733.33After 12 months: €800.00 rate · balance €25,800.00After 13 months: €868.80 rate · balance €25,868.80After 14 months: €937.60 rate · balance €25,937.60After 15 months: €1,006.40 rate · balance €26,006.40After 16 months: €1,075.20 rate · balance €26,075.20After 17 months: €1,144.00 rate · balance €26,144.00After 18 months: €1,212.80 rate · balance €26,212.80After 19 months: €1,281.60 rate · balance €26,281.60After 20 months: €1,350.40 rate · balance €26,350.40After 21 months: €1,419.20 rate · balance €26,419.20After 22 months: €1,488.00 rate · balance €26,488.00After 23 months: €1,556.80 rate · balance €26,556.80After 24 months: €1,625.60 rate · balance €26,625.60After 25 months: €1,696.60 rate · balance €26,696.60After 26 months: €1,767.60 rate · balance €26,767.60After 27 months: €1,838.61 rate · balance €26,838.61After 28 months: €1,909.61 rate · balance €26,909.61After 29 months: €1,980.61 rate · balance €26,980.61After 30 months: €2,051.61 rate · balance €27,051.61After 31 months: €2,122.61 rate · balance €27,122.61After 32 months: €2,193.61 rate · balance €27,193.61After 33 months: €2,264.61 rate · balance €27,264.61After 34 months: €2,335.62 rate · balance €27,335.62After 35 months: €2,406.62 rate · balance €27,406.62After 36 months: €2,477.62 rate · balance €27,477.62After 37 months: €2,550.89 rate · balance €27,550.89After 38 months: €2,624.17 rate · balance €27,624.17After 39 months: €2,697.44 rate · balance €27,697.44After 40 months: €2,770.71 rate · balance €27,770.71After 41 months: €2,843.99 rate · balance €27,843.99After 42 months: €2,917.26 rate · balance €27,917.26After 43 months: €2,990.54 rate · balance €27,990.54After 44 months: €3,063.81 rate · balance €28,063.81After 45 months: €3,137.08 rate · balance €28,137.08After 46 months: €3,210.36 rate · balance €28,210.36After 47 months: €3,283.63 rate · balance €28,283.63After 48 months: €3,356.90 rate · balance €28,356.90After 49 months: €3,432.52 rate · balance €28,432.52After 50 months: €3,508.14 rate · balance €28,508.14After 51 months: €3,583.76 rate · balance €28,583.76After 52 months: €3,659.38 rate · balance €28,659.38After 53 months: €3,735.00 rate · balance €28,735.00After 54 months: €3,810.61 rate · balance €28,810.61After 55 months: €3,886.23 rate · balance €28,886.23After 56 months: €3,961.85 rate · balance €28,961.85After 57 months: €4,037.47 rate · balance €29,037.47After 58 months: €4,113.09 rate · balance €29,113.09After 59 months: €4,188.71 rate · balance €29,188.71After 60 months: €4,264.32 rate · balance €29,264.32After 61 months: €4,342.36 rate · balance €29,342.36After 62 months: €4,420.40 rate · balance €29,420.40After 63 months: €4,498.44 rate · balance €29,498.44After 64 months: €4,576.48 rate · balance €29,576.48After 65 months: €4,654.52 rate · balance €29,654.52After 66 months: €4,732.55 rate · balance €29,732.55After 67 months: €4,810.59 rate · balance €29,810.59After 68 months: €4,888.63 rate · balance €29,888.63After 69 months: €4,966.67 rate · balance €29,966.67After 70 months: €5,044.71 rate · balance €30,044.71After 71 months: €5,122.75 rate · balance €30,122.75After 72 months: €5,200.78 rate · balance €30,200.78After 73 months: €5,281.32 rate · balance €30,281.32After 74 months: €5,361.85 rate · balance €30,361.85After 75 months: €5,442.39 rate · balance €30,442.39After 76 months: €5,522.92 rate · balance €30,522.92After 77 months: €5,603.46 rate · balance €30,603.46After 78 months: €5,684.00 rate · balance €30,684.00After 79 months: €5,764.53 rate · balance €30,764.53After 80 months: €5,845.07 rate · balance €30,845.07After 81 months: €5,925.60 rate · balance €30,925.60After 82 months: €6,006.14 rate · balance €31,006.14After 83 months: €6,086.67 rate · balance €31,086.67After 84 months: €6,167.21 rate · balance €31,167.21After 85 months: €6,250.32 rate · balance €31,250.32After 86 months: €6,333.43 rate · balance €31,333.43After 87 months: €6,416.55 rate · balance €31,416.55After 88 months: €6,499.66 rate · balance €31,499.66After 89 months: €6,582.77 rate · balance €31,582.77After 90 months: €6,665.88 rate · balance €31,665.88After 91 months: €6,749.00 rate · balance €31,749.00After 92 months: €6,832.11 rate · balance €31,832.11After 93 months: €6,915.22 rate · balance €31,915.22After 94 months: €6,998.33 rate · balance €31,998.33After 95 months: €7,081.45 rate · balance €32,081.45After 96 months: €7,164.56 rate · balance €32,164.56After 97 months: €7,250.33 rate · balance €32,250.33After 98 months: €7,336.10 rate · balance €32,336.10After 99 months: €7,421.88 rate · balance €32,421.88After 100 months: €7,507.65 rate · balance €32,507.65After 101 months: €7,593.42 rate · balance €32,593.42After 102 months: €7,679.19 rate · balance €32,679.19After 103 months: €7,764.96 rate · balance €32,764.96After 104 months: €7,850.74 rate · balance €32,850.74After 105 months: €7,936.51 rate · balance €32,936.51After 106 months: €8,022.28 rate · balance €33,022.28After 107 months: €8,108.05 rate · balance €33,108.05After 108 months: €8,193.83 rate · balance €33,193.83After 109 months: €8,282.34 rate · balance €33,282.34After 110 months: €8,370.86 rate · balance €33,370.86After 111 months: €8,459.38 rate · balance €33,459.38After 112 months: €8,547.89 rate · balance €33,547.89After 113 months: €8,636.41 rate · balance €33,636.41After 114 months: €8,724.93 rate · balance €33,724.93After 115 months: €8,813.44 rate · balance €33,813.44After 116 months: €8,901.96 rate · balance €33,901.96After 117 months: €8,990.48 rate · balance €33,990.48After 118 months: €9,078.99 rate · balance €34,078.99After 119 months: €9,167.51 rate · balance €34,167.51After 120 months: €9,256.03 rate · balance €34,256.03
€ 0€ 5kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€9,256After 1 month: €66.67 rate · balance €25,066.67After 2 months: €133.33 rate · balance €25,133.33After 3 months: €200.00 rate · balance €25,200.00After 4 months: €266.67 rate · balance €25,266.67After 5 months: €333.33 rate · balance €25,333.33After 6 months: €400.00 rate · balance €25,400.00After 7 months: €466.67 rate · balance €25,466.67After 8 months: €533.33 rate · balance €25,533.33After 9 months: €600.00 rate · balance €25,600.00After 10 months: €666.67 rate · balance €25,666.67After 11 months: €733.33 rate · balance €25,733.33After 12 months: €800.00 rate · balance €25,800.00After 13 months: €868.80 rate · balance €25,868.80After 14 months: €937.60 rate · balance €25,937.60After 15 months: €1,006.40 rate · balance €26,006.40After 16 months: €1,075.20 rate · balance €26,075.20After 17 months: €1,144.00 rate · balance €26,144.00After 18 months: €1,212.80 rate · balance €26,212.80After 19 months: €1,281.60 rate · balance €26,281.60After 20 months: €1,350.40 rate · balance €26,350.40After 21 months: €1,419.20 rate · balance €26,419.20After 22 months: €1,488.00 rate · balance €26,488.00After 23 months: €1,556.80 rate · balance €26,556.80After 24 months: €1,625.60 rate · balance €26,625.60After 25 months: €1,696.60 rate · balance €26,696.60After 26 months: €1,767.60 rate · balance €26,767.60After 27 months: €1,838.61 rate · balance €26,838.61After 28 months: €1,909.61 rate · balance €26,909.61After 29 months: €1,980.61 rate · balance €26,980.61After 30 months: €2,051.61 rate · balance €27,051.61After 31 months: €2,122.61 rate · balance €27,122.61After 32 months: €2,193.61 rate · balance €27,193.61After 33 months: €2,264.61 rate · balance €27,264.61After 34 months: €2,335.62 rate · balance €27,335.62After 35 months: €2,406.62 rate · balance €27,406.62After 36 months: €2,477.62 rate · balance €27,477.62After 37 months: €2,550.89 rate · balance €27,550.89After 38 months: €2,624.17 rate · balance €27,624.17After 39 months: €2,697.44 rate · balance €27,697.44After 40 months: €2,770.71 rate · balance €27,770.71After 41 months: €2,843.99 rate · balance €27,843.99After 42 months: €2,917.26 rate · balance €27,917.26After 43 months: €2,990.54 rate · balance €27,990.54After 44 months: €3,063.81 rate · balance €28,063.81After 45 months: €3,137.08 rate · balance €28,137.08After 46 months: €3,210.36 rate · balance €28,210.36After 47 months: €3,283.63 rate · balance €28,283.63After 48 months: €3,356.90 rate · balance €28,356.90After 49 months: €3,432.52 rate · balance €28,432.52After 50 months: €3,508.14 rate · balance €28,508.14After 51 months: €3,583.76 rate · balance €28,583.76After 52 months: €3,659.38 rate · balance €28,659.38After 53 months: €3,735.00 rate · balance €28,735.00After 54 months: €3,810.61 rate · balance €28,810.61After 55 months: €3,886.23 rate · balance €28,886.23After 56 months: €3,961.85 rate · balance €28,961.85After 57 months: €4,037.47 rate · balance €29,037.47After 58 months: €4,113.09 rate · balance €29,113.09After 59 months: €4,188.71 rate · balance €29,188.71After 60 months: €4,264.32 rate · balance €29,264.32After 61 months: €4,342.36 rate · balance €29,342.36After 62 months: €4,420.40 rate · balance €29,420.40After 63 months: €4,498.44 rate · balance €29,498.44After 64 months: €4,576.48 rate · balance €29,576.48After 65 months: €4,654.52 rate · balance €29,654.52After 66 months: €4,732.55 rate · balance €29,732.55After 67 months: €4,810.59 rate · balance €29,810.59After 68 months: €4,888.63 rate · balance €29,888.63After 69 months: €4,966.67 rate · balance €29,966.67After 70 months: €5,044.71 rate · balance €30,044.71After 71 months: €5,122.75 rate · balance €30,122.75After 72 months: €5,200.78 rate · balance €30,200.78After 73 months: €5,281.32 rate · balance €30,281.32After 74 months: €5,361.85 rate · balance €30,361.85After 75 months: €5,442.39 rate · balance €30,442.39After 76 months: €5,522.92 rate · balance €30,522.92After 77 months: €5,603.46 rate · balance €30,603.46After 78 months: €5,684.00 rate · balance €30,684.00After 79 months: €5,764.53 rate · balance €30,764.53After 80 months: €5,845.07 rate · balance €30,845.07After 81 months: €5,925.60 rate · balance €30,925.60After 82 months: €6,006.14 rate · balance €31,006.14After 83 months: €6,086.67 rate · balance €31,086.67After 84 months: €6,167.21 rate · balance €31,167.21After 85 months: €6,250.32 rate · balance €31,250.32After 86 months: €6,333.43 rate · balance €31,333.43After 87 months: €6,416.55 rate · balance €31,416.55After 88 months: €6,499.66 rate · balance €31,499.66After 89 months: €6,582.77 rate · balance €31,582.77After 90 months: €6,665.88 rate · balance €31,665.88After 91 months: €6,749.00 rate · balance €31,749.00After 92 months: €6,832.11 rate · balance €31,832.11After 93 months: €6,915.22 rate · balance €31,915.22After 94 months: €6,998.33 rate · balance €31,998.33After 95 months: €7,081.45 rate · balance €32,081.45After 96 months: €7,164.56 rate · balance €32,164.56After 97 months: €7,250.33 rate · balance €32,250.33After 98 months: €7,336.10 rate · balance €32,336.10After 99 months: €7,421.88 rate · balance €32,421.88After 100 months: €7,507.65 rate · balance €32,507.65After 101 months: €7,593.42 rate · balance €32,593.42After 102 months: €7,679.19 rate · balance €32,679.19After 103 months: €7,764.96 rate · balance €32,764.96After 104 months: €7,850.74 rate · balance €32,850.74After 105 months: €7,936.51 rate · balance €32,936.51After 106 months: €8,022.28 rate · balance €33,022.28After 107 months: €8,108.05 rate · balance €33,108.05After 108 months: €8,193.83 rate · balance €33,193.83After 109 months: €8,282.34 rate · balance €33,282.34After 110 months: €8,370.86 rate · balance €33,370.86After 111 months: €8,459.38 rate · balance €33,459.38After 112 months: €8,547.89 rate · balance €33,547.89After 113 months: €8,636.41 rate · balance €33,636.41After 114 months: €8,724.93 rate · balance €33,724.93After 115 months: €8,813.44 rate · balance €33,813.44After 116 months: €8,901.96 rate · balance €33,901.96After 117 months: €8,990.48 rate · balance €33,990.48After 118 months: €9,078.99 rate · balance €34,078.99After 119 months: €9,167.51 rate · balance €34,167.51After 120 months: €9,256.03 rate · balance €34,256.03
Per year
AfterInterest up to thenBalance
1 year€800€25,800
2 years€1,626€26,626
3 years€2,478€27,478
4 years€3,357€28,357
5 years€4,264€29,264
6 years€5,201€30,201
7 years€6,167€31,167
8 years€7,165€32,165
9 years€8,194€33,194
10 years€9,256€34,256
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

25 Jan 202623 May 2026now3.20%2.65% from 25 Jan 2026 until 17 May 20262.80% from 17 May 2026 until 2 Sep 20263.00% from 2 Sep 2026 until 15 Sep 20263.20% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20263.20%current
2 Sep 20263.00%15 Sep 2026
17 May 20262.80%2 Sep 2026web archive
25 Jan 20262.65%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (120 mo): 3.00% → 3.20%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (120 mo) 3.00%

Rate checked on 18 Sep 2026.