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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 1 year · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
2.60%
1 year fixed
since 15 Sep 2026
Your return on €25,000
€650
interest per year
Deposit guarantee
€25,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 1 year: €650.
Interest built up over 1 year
€ 0€ 250€ 500start6 mo1 yr€650After 1 month: €54.17 rate · balance €25,054.17After 2 months: €108.33 rate · balance €25,108.33After 3 months: €162.50 rate · balance €25,162.50After 4 months: €216.67 rate · balance €25,216.67After 5 months: €270.83 rate · balance €25,270.83After 6 months: €325.00 rate · balance €25,325.00After 7 months: €379.17 rate · balance €25,379.17After 8 months: €433.33 rate · balance €25,433.33After 9 months: €487.50 rate · balance €25,487.50After 10 months: €541.67 rate · balance €25,541.67

Rate and conditions

BalanceRate
€0 – and up2.60%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
1 year fixed · early withdrawal with loss of interest
Term
1 year
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€25,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

1.25%1.75%2.25%2.75%25 Jan 202623 May 2026now2.60%1.70% from 25 Jan 2026 until 17 May 20261.95% from 17 May 2026 until 2 Sep 20262.40% from 2 Sep 2026 until 15 Sep 20262.60% from 15 Sep 2026 until now
1.25%1.75%2.25%2.75%25 Jan 202623 May 2026now2.60%

Other offers from ASN Bank

Instant access · 1.30% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct10 years · 3.20% · Direct
After 11 months: €595.83 rate · balance €25,595.83After 12 months: €650.00 rate · balance €25,650.00
€ 0€ 250€ 500start3 mo6 mo9 mo1 yr€650After 1 month: €54.17 rate · balance €25,054.17After 2 months: €108.33 rate · balance €25,108.33After 3 months: €162.50 rate · balance €25,162.50After 4 months: €216.67 rate · balance €25,216.67After 5 months: €270.83 rate · balance €25,270.83After 6 months: €325.00 rate · balance €25,325.00After 7 months: €379.17 rate · balance €25,379.17After 8 months: €433.33 rate · balance €25,433.33After 9 months: €487.50 rate · balance €25,487.50After 10 months: €541.67 rate · balance €25,541.67After 11 months: €595.83 rate · balance €25,595.83After 12 months: €650.00 rate · balance €25,650.00
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

1.70% from 25 Jan 2026 until 17 May 20261.95% from 17 May 2026 until 2 Sep 20262.40% from 2 Sep 2026 until 15 Sep 20262.60% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.60%current
2 Sep 20262.40%15 Sep 2026
17 May 20261.95%2 Sep 2026web archive
25 Jan 20261.70%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (12 mo): 2.40% → 2.60%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (12 mo) 2.40%

Rate checked on 18 Sep 2026.