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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 2 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
2.70%
2 years fixed
since 15 Sep 2026
Your return on €16,800
€454
per year, annualised · €919 total over 2 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 2 years: €919.
Interest built up over 2 years
€ 0€ 500start1 yr2 yrs€919After 1 month: €37.80 rate · balance €16,837.80After 2 months: €75.60 rate · balance €16,875.60After 3 months: €113.40 rate · balance €16,913.40After 4 months: €151.20 rate · balance €16,951.20After 5 months: €189 rate · balance €16,989After 6 months: €226.80 rate · balance €17,026.80After 7 months: €264.60 rate · balance €17,064.60After 8 months: €302.40 rate · balance €17,102.40After 9 months: €340.20 rate · balance €17,140.20

Rate and conditions

BalanceRate
€0 – and up2.70%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
2 years fixed · early withdrawal with loss of interest
Term
2 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€16,800 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

1.25%1.75%2.25%2.75%25 Jan 202623 May 2026now2.70%1.75% from 25 Jan 2026 until 17 May 20262.05% from 17 May 2026 until 2 Sep 20262.50% from 2 Sep 2026 until 15 Sep 20262.70% from 15 Sep 2026 until now
1.25%1.75%2.25%2.75%25 Jan 202623 May 2026now2.70%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct10 years · 3.20% · Direct
After 10 months: €378.00 rate · balance €17,178After 11 months: €415.80 rate · balance €17,215.80After 12 months: €453.60 rate · balance €17,253.60After 13 months: €492.42 rate · balance €17,292.42After 14 months: €531.24 rate · balance €17,331.24After 15 months: €570.06 rate · balance €17,370.06After 16 months: €608.88 rate · balance €17,408.88After 17 months: €647.70 rate · balance €17,447.70After 18 months: €686.52 rate · balance €17,486.52After 19 months: €725.34 rate · balance €17,525.34After 20 months: €764.16 rate · balance €17,564.16After 21 months: €802.99 rate · balance €17,602.99After 22 months: €841.81 rate · balance €17,641.81After 23 months: €880.63 rate · balance €17,680.63After 24 months: €919.45 rate · balance €17,719.45
€ 0€ 500start1 yr2 yrs€919After 1 month: €37.80 rate · balance €16,837.80After 2 months: €75.60 rate · balance €16,875.60After 3 months: €113.40 rate · balance €16,913.40After 4 months: €151.20 rate · balance €16,951.20After 5 months: €189 rate · balance €16,989After 6 months: €226.80 rate · balance €17,026.80After 7 months: €264.60 rate · balance €17,064.60After 8 months: €302.40 rate · balance €17,102.40After 9 months: €340.20 rate · balance €17,140.20After 10 months: €378.00 rate · balance €17,178After 11 months: €415.80 rate · balance €17,215.80After 12 months: €453.60 rate · balance €17,253.60After 13 months: €492.42 rate · balance €17,292.42After 14 months: €531.24 rate · balance €17,331.24After 15 months: €570.06 rate · balance €17,370.06After 16 months: €608.88 rate · balance €17,408.88After 17 months: €647.70 rate · balance €17,447.70After 18 months: €686.52 rate · balance €17,486.52After 19 months: €725.34 rate · balance €17,525.34After 20 months: €764.16 rate · balance €17,564.16After 21 months: €802.99 rate · balance €17,602.99After 22 months: €841.81 rate · balance €17,641.81After 23 months: €880.63 rate · balance €17,680.63After 24 months: €919.45 rate · balance €17,719.45
Per year
AfterInterest up to thenBalance
1 year€454€17,254
2 years€919€17,719
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

1.75% from 25 Jan 2026 until 17 May 20262.05% from 17 May 2026 until 2 Sep 20262.50% from 2 Sep 2026 until 15 Sep 20262.70% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.70%current
2 Sep 20262.50%15 Sep 2026
17 May 20262.05%2 Sep 2026web archive
25 Jan 20261.75%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (24 mo): 2.50% → 2.70%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (24 mo) 2.50%

Rate checked on 18 Sep 2026.